Case Summary
The plaintiff, KERALA GRAMIN BANK, filed a suit against the defendants for the recovery of a loan amount. The defendants defaulted in repaying the loan, leading to this legal action.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Defendants are directed to pay a sum of Rs.6,06,994/- along with future interest @ 14.25% per annum from the date of decree till the date of realization.
Case Type
Civil Suit
Final Judgment
No
The court decreed the suit in favor of the plaintiff, ordering the defendants to pay the outstanding loan amount along with future interest.
Why Plaintiff Won:
Plaintiff established its case through documents and affidavits.
Plaintiff established its case through documents and affidavits.
Losing Side's Weaknesses:
Plaintiff established its case through documents and affidavits.
Plaintiff established its case through documents and affidavits.
Supporting Evidence
Upon the perusal of the averments in the plaint, affidavit and other documents marked from the side of the plaintiff, I am satisfied that the plaintiff has succeeded in establishing its case.
Judgment Evidence:
In the result, the suit is decreed with costs as follows: The defendants are directed to pay a sum of Rs.6,06,994/- (Rupees Six Lakhs Six Thousand Nine Hundred and Ninety Four only) along with future interest @ 14.25% per annum, from the date of decree till the date of realization.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- KERALA GRAMIN BANK
- Party Role
- Defendant
- Party Name
- JILSHA K JAMES
- Party Age
- 33
- Relation
- D/o
- Party Role
- Defendant
- Party Name
- JAMES. K. P
- Party Age
- 61
- Relation
- S/o
Plaintiffs Documents
Exhibit A1: Educational Loan Agreement executed by the defendants in favour of South Malabar Gramin Bank, Maruthonkara Branch.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Sri. P. Anoop
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Sri. Previn. P. M
- Appearance Type
- Assisting Counsel
- Party Role
- Plaintiff
- Advocate Name
- Smt. Amaya
- Appearance Type
- Assisting Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The defendants are directed to pay a sum of Rs.6,06,994/- along with future interest @ 14.25% per annum.
Evidence:
The defendants are directed to pay a sum of Rs.6,06,994/- (Rupees Six Lakhs Six Thousand Nine Hundred and Ninety Four only) along with future interest @ 14.25% per annum, from the date of decree till the date of realization.
Documents & Evidence
Document Type:
Educational Loan Agreement
Submitted By:
Plaintiff
Relevance:
Exhibit A1 confirms the existence of an educational loan agreement between the plaintiff bank and the defendants.
Reference:
Ext.A1
Document Type:
Take Delivery Letter
Submitted By:
Plaintiff
Relevance:
Part of the documents filed to substantiate the case of the plaintiff.
Reference:
Ext.A2
Document Type:
Pronote
Submitted By:
Plaintiff
Relevance:
Part of the documents filed to substantiate the case of the plaintiff.
Reference:
Ext.A3
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
Part of the documents filed to substantiate the case of the plaintiff.
Reference:
Ext.A4
Document Type:
Statement of Amount Due
Submitted By:
Plaintiff
Relevance:
Part of the documents filed to substantiate the case of the plaintiff.
Reference:
Ext.A4(a)
Document Type:
Acknowledgment of Debt and Security
Submitted By:
Plaintiff
Relevance:
Part of the documents filed to substantiate the case of the plaintiff.
Reference:
Ext.A5
Document Type:
Acknowledgment of Debt and Security
Submitted By:
Plaintiff
Relevance:
Part of the documents filed to substantiate the case of the plaintiff.
Reference:
Ext.A6
Document Type:
Acknowledgment of Debt and Security
Submitted By:
Plaintiff
Relevance:
Part of the documents filed to substantiate the case of the plaintiff.
Reference:
Ext.A7
Document Type:
Acknowledgment of Debt and Security
Submitted By:
Plaintiff
Relevance:
Part of the documents filed to substantiate the case of the plaintiff.
Reference:
Ext.A8
Document Type:
Acknowledgment of Debt and Security
Submitted By:
Plaintiff
Relevance:
Part of the documents filed to substantiate the case of the plaintiff.
Reference:
Ext.A9
Document Type:
Acknowledgment of Debt and Security
Submitted By:
Plaintiff
Relevance:
Part of the documents filed to substantiate the case of the plaintiff.
Reference:
Ext.A10
Document Type:
Acknowledgment of Debt and Security
Submitted By:
Plaintiff
Relevance:
Part of the documents filed to substantiate the case of the plaintiff.
Reference:
Ext.A11
Document Type:
Gazette notification
Submitted By:
Plaintiff
Relevance:
Part of the documents filed to substantiate the case of the plaintiff.
Reference:
Ext.A12
Document Type:
Lawyer Notice
Submitted By:
Plaintiff
Relevance:
Part of the documents filed to substantiate the case of the plaintiff.
Reference:
Ext.A13
Document Type:
Postal receipt
Submitted By:
Plaintiff
Relevance:
Part of the documents filed to substantiate the case of the plaintiff.
Reference:
Ext.A13(a)
Document Type:
Postal receipt
Submitted By:
Plaintiff
Relevance:
Part of the documents filed to substantiate the case of the plaintiff.
Reference:
Ext.A13(b)
Document Type:
Returned Cover
Submitted By:
Plaintiff
Relevance:
Part of the documents filed to substantiate the case of the plaintiff.
Reference:
Ext.A14
Document Type:
Postal Acknowledgment Card
Submitted By:
Plaintiff
Relevance:
Part of the documents filed to substantiate the case of the plaintiff.
Reference:
Ext.A14(a)
Document Type:
Returned Cover
Submitted By:
Plaintiff
Relevance:
Part of the documents filed to substantiate the case of the plaintiff.
Reference:
Ext.A15
Document Type:
Postal Acknowledgment Card
Submitted By:
Plaintiff
Relevance:
Part of the documents filed to substantiate the case of the plaintiff.
Reference:
Ext.A15(a)
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kozhikode
State
Kerala
Court Establishment
Munsiff Court, Nadapuram
Common Reasons
Non-payment of rent
Case Code
Case between KERALA GRAMIN BANK vs JILSHA K JAMES et al regarding realization of money
Case Code Year
Case between KERALA GRAMIN BANK vs JILSHA K JAMES et al regarding realization of money