Case Summary
KERALA GRAMIN BANK is the plaintiff in this case against JILSHA K JAMES and others regarding the recovery of an educational loan amount. The defendants defaulted on the loan repayment, prompting the bank to file this suit.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
The plaintiff is entitled to realize an amount of 9,89,649 ₹ with future interest @ 6% per annum, from the date of suit till the date of realization.
Case Type
Civil Suit
Final Judgment
No
The suit is decreed with costs in favor of the plaintiff. The plaintiff is entitled to recover an amount of 9,89,649 ₹ with reduced future interest.
Why Plaintiff Won:
The defendants admitted their liability and expressed willingness to repay the amount, leading to the decree.
The defendants admitted their liability and expressed willingness to repay the amount, leading to the decree.
Losing Side's Weaknesses:
The defendants admitted their liability and expressed willingness to repay the amount, leading to the decree.
The defendants admitted their liability and expressed willingness to repay the amount, leading to the decree.
Supporting Evidence
the defendants filed a conceding written statement stating that, they are ready to clear off the decree debt within 6 months.
Judgment Evidence:
In the result, the suit is decreed with costs.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- KERALA GRAMIN BANK
- Party Role
- Defendant
- Party Name
- JILSHA K JAMES
- Party Age
- 33
- Relation
- D/o
- Party Role
- Defendant
- Party Name
- JAMES. K. P
- Party Age
- 61
- Relation
- S/o
- Party Role
- Defendant
- Party Name
- JOSEPH (Died)
- Party Age
- 74
- Relation
- S/o
- Party Role
- Defendant
- Party Name
- ANNAMMA
- Party Age
- 71
- Relation
- W/o. Late
- Party Role
- Defendant
- Party Name
- BOBBY
- Party Age
- 41
- Relation
- S/o. Late
Plaintiffs Documents
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Sri. P. Anoop
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Sri. Previn. P. M
- Appearance Type
- Main Counsel
- Party Role
- Defendant
- Advocate Name
- Sri. Pradeepan. U. V
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The plaintiff is entitled to realize an amount of 9,89,649₹/- with future interest @ 6% per annum, from the date of suit till the date of realization.
Evidence:
the suit is hereby decreed. The claim of future interest is reduced to 6% from 14.25% considering the financial stringency of the defendants.
Relief Type:
Costs
Outcome:
Granted
Description:
The plaintiff is entitled to get the costs of the suit.
Evidence:
The plaintiff is entitled to get the costs of the suit.
Documents & Evidence
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kozhikode
State
Kerala
Court Establishment
Munsiff Court, Nadapuram
Common Reasons
Non-payment of rent
Case Code
Case between KERALA GRAMIN BANK vs JILSHA K JAMES et al regarding realization of money.
Case Code Year
Case between KERALA GRAMIN BANK vs JILSHA K JAMES et al regarding realization of money.