Case Summary
This case involves KERALA GRAMIN BANK seeking to recover an agricultural loan amount from JAMES. K. P. The defendant failed to repay the loan, leading to the plaintiff bank filing the suit for recovery.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
The plaintiff is entitled to realize an amount of ₹1,85,291 with future interest @ 12% per annum until realization.
Case Type
Civil Suit
Final Judgment
No
The court decreed the suit in favor of the plaintiff, allowing recovery of ₹1,85,291 with future interest. The defendant failed to appear in court.
Why Plaintiff Won:
The claim of the plaintiff to realize the amount from the defendant stands unchallenged and undisputed.
The claim of the plaintiff to realize the amount from the defendant stands unchallenged and undisputed.
Losing Side's Weaknesses:
Not available
Not available
Supporting Evidence
On a perusal of plaint, proof affidavit and documents the claim of the plaintiff to realize the amount from the defendants stands unchallenged and undisputed.
Judgment Evidence:
In the result, the suit is decreed with costs.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- KERALA GRAMIN BANK
- Party Role
- Defendant
- Party Name
- JAMES. K. P
- Party Age
- 60
- Relation
- S/o
Plaintiffs Documents
Memorandum & Agreement for Agricultural Loans, Statement of Account, Acknowledgment of Debt documents, Copy of Lawyer Notice.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Sri. P. Anoop
- Appearance Type
- Main Counsel
- Party Role
- Defendant
- Advocate Name
- Sri. Previn. P. M
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Smt. Amaya
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff entitled to realize an amount of ₹1,85,291 with future interest.
Evidence:
The suit is decreed with costs as follows: The plaintiff is entitled to realize an amount of ₹1,85,291/- with future interest @ 12 % per annum from the date of suit till the date of realization.
Relief Type:
Other
Outcome:
Refused
Description:
Claim of penal interest.
Evidence:
The claim of penal interest is denied.
Documents & Evidence
Document Type:
Memorandum & Agreement for Agricultural Loans
Submitted By:
Plaintiff
Relevance:
Executed by James. K. P. in favour of Plaintiff Bank.
Reference:
Ext.A1
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
Issued by Kerala Gramin Bank, Maruthomkara Branch for defendant's account.
Reference:
Ext.A2
Document Type:
Acknowledgment of Debt and Security
Submitted By:
Plaintiff
Relevance:
From Defendant to Plaintiff Bank.
Reference:
Ext.A3
Document Type:
Acknowledgment of Debt and Security
Submitted By:
Plaintiff
Relevance:
From Defendant to Plaintiff Bank.
Reference:
Ext.A4
Document Type:
Acknowledgment of Debt and Security
Submitted By:
Plaintiff
Relevance:
From Defendant to Plaintiff Bank.
Reference:
Ext.A5
Document Type:
Acknowledgment of Debt and Security
Submitted By:
Plaintiff
Relevance:
From Defendant to Plaintiff Bank.
Reference:
Ext.A6
Document Type:
Copy of Lawyer Notice
Submitted By:
Plaintiff
Relevance:
Sent by Adv. P. Anoop to Defendant.
Reference:
Ext.A7
Document Type:
Postal receipt
Submitted By:
Plaintiff
Relevance:
Related to the lawyer notice.
Reference:
Ext.A7 (a)
Document Type:
Postal Acknowledgment Card
Submitted By:
Plaintiff
Relevance:
Signed by Defendant.
Reference:
Ext.A8
Case Classification
Case Type
Civil Suit
Category
Other Civil Cases
District
Kozhikode
State
Kerala
Court Establishment
Munsiff Court, Nadapuram
Common Reasons
Non-payment of rent
Case Code
Case between KERALA GRAMIN BANK vs JAMES. K. P regarding recovery of loan amount.
Case Code Year
Case between KERALA GRAMIN BANK vs JAMES. K. P regarding recovery of loan amount.