Original Suit No. 162 OF 2016

Case between Kerala Gramin Bank vs C. Gireesan et al

Court

Court of the Munsiff of Tirur

Judge

Smt. Vincy.T.V.

Order Date

2016-10-28

Duration

Not mentioned

Case Closed

Fri, 10/28/2016 - 12:00

Judgement document from eCourt website

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Case Summary

Kerala Gramin Bank filed a suit against defendants for the realisation of a loan amount with interest at the specified rate.

Judgment Outcome

Plaintiff Won

Interim Order

The court decreed in favor of the plaintiff, allowing the bank to realize the due amount with interest and costs from the defendants and their assets.

Judgment Favored

Plaintiff

Relief Granted

Realization of Loan Amount with Interest

Case Type

Civil Suit - Recovery of Money

Final Judgment

The court decreed in favor of the plaintiff, allowing the bank to realize the due amount with interest and costs from the defendants and their assets.

Why Plaintiff Won:
The plaintiff proved the loan agreement and default in repayments by the defendants.

Losing Side's Weaknesses:
The plaintiff proved the loan agreement and default in repayments by the defendants.

Supporting Evidence

Nil

Judgment Evidence:

In the result, the suit is decreed as follows: Plaintiff is allowed to realise an amount of Rs.1,25,342/- with interest at the rate of 12 % per annum from the date of suit.

Parties Involved

Parties

Party Role: Plaintiff
Party Name: Kerala Gramin Bank
Relation: Represented by its Manager

Party Role: Defendant
Party Name: C. Gireesan
Party Age: 39
Relation: S/o. Narayanan

Party Role: Defendant
Party Name: C.K. Krishnan Kutty
Party Age: 46
Relation: S/o. Kunhan

Plaintiffs Documents

Loan application, Request for overdraft facilities, Offer letter, Demand Promissory Note, Take delivery letter to DPN, Agreement for Swarozgar Credit card, Acknowledgment of debt and security, Lawyer Notice, Statement of account

Defendants Documents

Not applicable

Advocates

Reliefs

Relief Type: Realization of Loan Amount with Interest

Outcome: Granted

Description:

Plaintiff is allowed to realise an amount with interest from the defendants and their assets.

Evidence:

The suit is decreed as follows: Plaintiff is allowed to realise an amount of Rs.1,25,342/- with interest at the rate of 12 % per annum from the date of suit.

Documents & Evidence

Document Type: Loan Application

Submitted By: Plaintiff

Relevance:

Proved loan application for the amount

Reference:

Ext.A1

Document Type: Acknowledgment of Debt and Security