Case Summary
Kerala Gramin Bank sued A.P. Hamza for non-repayment of a loan availed under the Kisan Credit Card scheme. Despite disputed claims, the defendant defaulted on the loan, leading to a decree in favor of the plaintiff.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Money Recovery with Interest
Case Type
Civil Suit - Recovery of Money
Final Judgment
No
The court decreed that A.P. Hamza must repay Rs. 1,09,170 with 6% interest per annum to Kerala Gramin Bank.
Why Plaintiff Won:
Reason not clearly mentioned
Reason not clearly mentioned
Losing Side's Weaknesses:
Reason not clearly mentioned
Reason not clearly mentioned
Supporting Evidence
I find no reason to disbelieve PW.1. The plaintiff has proved its case by the oral evidence and documents produced in this case.
Judgment Evidence:
In the result, the suit is decreed as follows
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank
- Relation
- By its Manager
- Party Role
- Defendant
- Party Name
- A.P. Hamza
- Party Age
- 59
- Relation
- S/o. Alu
Plaintiffs Documents
Loan application, Memorandum of Agreement, Acknowledgment of Debt, Lawyer notice, Statement of Account
Defendants Documents
Not mentioned
Advocates
Reliefs
Relief Type:
Money Recovery
Outcome:
Granted
Description:
Plaintiff entitled to recover Rs. 1,09,170 with 6% interest per annum
Evidence:
In the result, the suit is decreed as follows
Documents & Evidence
Document Type:
Loan Application
Submitted By:
Plaintiff
Relevance:
Submission of loan request by defendant
Reference:
A1
Document Type:
Memorandum of Agreement
Submitted By:
Plaintiff
Relevance:
Agreement terms for agricultural loans
Reference:
A2
Document Type:
Acknowledgment of Debt
Submitted By:
Plaintiff
Relevance:
Defendant's acknowledgment of loan and failure to repay
Reference:
A3, A4
Document Type:
Lawyer Notice
Submitted By:
Plaintiff
Relevance:
Formal notice sent to defendant for repayments
Reference:
A5
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
Account records showing due amount of Rs. 1,09,170
Reference:
A6
Case Classification
Case Type
Civil Suit - Recovery of Money
Category
Money and Loan Recovery
District
Malappuram
State
Kerala
Court Establishment
Munsiff Court, Tirur / Rent Control Court
Common Reasons
Case Code
Case between Kerala Gramin Bank vs A.P. Hamza regarding loan repayment
Case Code Year
Case between Kerala Gramin Bank vs A.P. Hamza regarding loan repayment