Case Summary
Kerala Gramin Bank is seeking to recover a loan amount from the defendants. The case was pursued due to the defendants' failure to repay the loan despite several requests.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Defendants to pay ₹3,84,670/- with interest at 6% per annum.
Case Type
Civil Suit
Final Judgment
No
The suit is decreed in favor of the plaintiff, requiring the defendants to repay the loan amount with interest.
Why Plaintiff Won:
The evidence established the plaintiff's case with no rebuttal from the defendants.
The evidence established the plaintiff's case with no rebuttal from the defendants.
Losing Side's Weaknesses:
Not available
Not available
Supporting Evidence
The plaint averments, affidavit and the documents would establish the case of the plaintiff. There is no evidence to rebut the evidence adduced on the side of the plaintiff.
Judgment Evidence:
In the result, the suit is decreed as follows; 1. It is ordered that the defendants to pay to the plaintiff the sum of ₹3,84,670/- with interest thereon at the rate of 6% per annum for the principal amount of ₹2,50,000/- from the date of decree till its realization.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank
- Party Role
- Defendant
- Party Name
- Ashish Jayamon
- Party Age
- 24
- Relation
- S/o
- Party Role
- Defendant
- Party Name
- Jayamon Varghese
- Party Age
- 44
- Relation
- S/o
- Party Role
- Defendant
- Party Name
- Sheeba Philip
- Party Age
- 44
- Relation
- W/o
Plaintiffs Documents
Copy of statement of account, Loan Application, Agreement for Educational Loans, Copy of Lawyers notice, Postal receipts, Acknowledgment of debts.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Kuruvilla Varghese
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- K J Varghese
- Appearance Type
- Assisting Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff sought recovery of the outstanding loan amount.
Evidence:
In the result, the suit is decreed as follows; It is ordered that the defendants to pay to the plaintiff the sum of ₹3,84,670/-...
Relief Type:
Costs
Outcome:
Granted
Description:
Plaintiff is entitled to realise the costs from the defendants.
Evidence:
The plaintiff is entitled to realise the costs from the defendants.
Documents & Evidence
Document Type:
Copy of statement of account
Submitted By:
Plaintiff
Relevance:
This document establishes the loan account details.
Reference:
Ext.A1
Document Type:
Loan Application
Submitted By:
Plaintiff
Relevance:
This document provides the application details for the loan sanctioned.
Reference:
Ext.A2
Document Type:
Agreement for Educational Loans
Submitted By:
Plaintiff
Relevance:
This document outlines the terms of the loan agreement.
Reference:
Ext.A3
Document Type:
Copy of Lawyers Notice
Submitted By:
Plaintiff
Relevance:
This document indicates the legal notice sent to the defendants regarding the outstanding payment.
Reference:
Ext.A4
Document Type:
Postal Receipts
Submitted By:
Plaintiff
Relevance:
This document is proof of communication to the defendants.
Reference:
Ext.A5
Document Type:
Acknowledgment
Submitted By:
Plaintiff
Relevance:
This document provides evidence of acknowledgment of the debts.
Reference:
Ext.A6
Document Type:
Acknowledgment of Debts
Submitted By:
Plaintiff
Relevance:
This document serves as further acknowledgment of the outstanding amount.
Reference:
Ext.A7
Document Type:
Acknowledgment of Debts
Submitted By:
Plaintiff
Relevance:
This document also provides acknowledgment of the debts owed.
Reference:
Ext.A8
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kottayam
State
Kerala
Court Establishment
Munsiff Court, Kottayam
Common Reasons
Non-payment of rent
Case Code
Case between Kerala Gramin Bank vs Ashish Jayamon et al regarding realisation of money due from the defendants
Case Code Year
Case between Kerala Gramin Bank vs Ashish Jayamon et al regarding realisation of money due from the defendants