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OS No. 63 / 2020

Case between Kerala Gramin Bank, Kolenchery Branch vs Isaac C.K et al regarding money realization

Court
Court of the Munsiff Kolenchery
Judge
Smt. Sirsha NA
Order Date
2025-03-26
Duration

Judgement document from eCourt website

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Case Summary

The suit is for the realization of money. Plaintiff bank granted a loan to a borrower with guarantors.

Judgment Outcome

Plaintiff Won
Interim Order
The suit is decreed, defendants to pay Rs. 91,735 with interest to plaintiff.
Judgment Favored
Plaintiff
Relief Granted
Case Type
Money Realization Suit
Final Judgment
No
Why Plaintiff Won:
Apparently, the plaintiff established the liability of the defendants with documentary evidence.

Judgment Evidence:

Defendants are to pay Rs. 91,735 with interest to the plaintiff along with costs.

Parties Involved

Plaintiffs

Kerala Gramin Bank, Kolenchery Branch (Age not specified years)

Defendants

Issac C.K (78 years) Chirakkaramattathil House, Kadakkanad P.O, Pin:682311, Mazhuvannoor Village, Kunnathunad Taluk Eldho. C.I (42 years) Chirakkaramattathil House, Kadakkanad P.O, Pin:682311, Mazhuvannoor Village, Kunnathunad Taluk Paul C Issac (40 years) Chirakkaramattathil House, Kadakkanad P.O, Pin:682311, Mazhuvannoor Village, Kunnathunad Taluk Praasad T.K (49 years) Thadathil House, Mazhuvannoor P.O, Pin:682311, Mazhuvannoor South, Mazhuvannoor Village, Kunnathunad Taluk

Reliefs

Relief Type: Money Recovery
Outcome: Granted
Description:
Decreed payment of ₹91,735/- with interest
Evidence:
In the result: The suit is decreed...
Relief Type: Costs
Outcome: Granted
Description:
Plaintiff entitled to costs of the suit
Evidence:
In the result: The plaintiff is also entitled to get costs of the suit.

Documents & Evidence

Document Type: Loan Application
Submitted By: Plaintiff
Relevance:
Application for getting a loan for agricultural purpose
Reference:
Ext.A1
Document Type: Memorandum of agreement for agricultural loans
Submitted By: Plaintiff
Relevance:
Agreement to repay the loan amount with interest
Reference:
Ext.A2
Document Type: Letter of Confirmation of Balance Acknowledgment of Debt
Submitted By: Plaintiff
Relevance:
Confirmation of balance acknowledgment of debt
Reference:
Document Type: Letter of Confirmation of Balance and Acknowledgment of Debt
Submitted By: Plaintiff
Relevance:
Confirmation of balance and acknowledgment of debt
Reference:
Document Type: Copy of Lawyer Notice
Submitted By: Plaintiff
Relevance:
Submission of lawyer notice
Reference:
Document Type: Postal Receipts
Submitted By: Plaintiff
Relevance:
Submission of postal receipts
Reference:
Document Type: Acknowledgment card
Submitted By: Plaintiff
Relevance:
Signed acknowledgment cards by defendants
Reference:
Ext.A8 to Ext.A11
Document Type: Certified True Copy of Account Statement
Submitted By: Plaintiff
Relevance:
Account statement from the plaintiff bank
Reference:
Ext.A12
Document Type: Notification issued from the Ministry of Finance
Submitted By: Plaintiff
Relevance:
Finance ministry notification
Reference:
Ext.A13

Quick Facts

Location
Case Filed
Outcome Confidence
70%

Involved Entities

Bank

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