Case Summary
The suit is for the realization of money. Plaintiff bank granted a loan to a borrower with guarantors.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Case Type
Money Realization Suit
Final Judgment
No
The suit is decreed, defendants to pay Rs. 91,735 with interest to plaintiff.
Why Plaintiff Won:
Apparently, the plaintiff established the liability of the defendants with documentary evidence.
Apparently, the plaintiff established the liability of the defendants with documentary evidence.
Losing Side's Weaknesses:
Apparently, the plaintiff established the liability of the defendants with documentary evidence.
Apparently, the plaintiff established the liability of the defendants with documentary evidence.
Supporting Evidence
The plaintiff established the liability of the defendants through evidence.
Judgment Evidence:
Defendants are to pay Rs. 91,735 with interest to the plaintiff along with costs.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank, Kolenchery Branch
- Relation
- Represented by
- Party Role
- Defendant
- Party Name
- Issac C.K
- Party Age
- 78
- Relation
- S/o
- Party Role
- Defendant
- Party Name
- Eldho. C.I
- Party Age
- 42
- Relation
- S/o
- Party Role
- Defendant
- Party Name
- Paul C Issac
- Party Age
- 40
- Relation
- S/o
- Party Role
- Defendant
- Party Name
- Praasad T.K
- Party Age
- 49
- Relation
- S/o
Plaintiffs Documents
The loan application, The memorandum of agreement for agricultural loans, The letter of confirmation of balance acknowledgment, The letter of confirmation of balance and, Postal receipts (4 Nos), Acknowledgment card signed by 1st defendant, Acknowledgment card signed by 2nd defendant, Acknowledgment card signed by 3rd defendant, Certified true copy of account statement, Notification issued from the Ministry of Finance
Defendants Documents
Advocates
Reliefs
Relief Type:
Money Recovery
Outcome:
Granted
Description:
Decreed payment of ₹91,735/- with interest
Evidence:
In the result: The suit is decreed...
Relief Type:
Costs
Outcome:
Granted
Description:
Plaintiff entitled to costs of the suit
Evidence:
In the result: The plaintiff is also entitled to get costs of the suit.
Documents & Evidence
Document Type:
Loan Application
Submitted By:
Plaintiff
Relevance:
Application for getting a loan for agricultural purpose
Reference:
Ext.A1
Document Type:
Memorandum of agreement for agricultural loans
Submitted By:
Plaintiff
Relevance:
Agreement to repay the loan amount with interest
Reference:
Ext.A2
Document Type:
Letter of Confirmation of Balance Acknowledgment of Debt
Submitted By:
Plaintiff
Relevance:
Confirmation of balance acknowledgment of debt
Reference:
Document Type:
Letter of Confirmation of Balance and Acknowledgment of Debt
Submitted By:
Plaintiff
Relevance:
Confirmation of balance and acknowledgment of debt
Reference:
Document Type:
Copy of Lawyer Notice
Submitted By:
Plaintiff
Relevance:
Submission of lawyer notice
Reference:
Document Type:
Postal Receipts
Submitted By:
Plaintiff
Relevance:
Submission of postal receipts
Reference:
Document Type:
Acknowledgment card
Submitted By:
Plaintiff
Relevance:
Signed acknowledgment cards by defendants
Reference:
Ext.A8 to Ext.A11
Document Type:
Certified True Copy of Account Statement
Submitted By:
Plaintiff
Relevance:
Account statement from the plaintiff bank
Reference:
Ext.A12
Document Type:
Notification issued from the Ministry of Finance
Submitted By:
Plaintiff
Relevance:
Finance ministry notification
Reference:
Ext.A13
Case Classification
Case Type
Money Realization Suit
Category
Money and Loan Recovery
District
Ernakulam
State
Kerala
Court Establishment
Munsiff Court, Kolenchery
Common Reasons
Case Code
Case between Kerala Gramin Bank, Kolenchery Branch vs Isaac C.K et al regarding money realization
Case Code Year
Case between Kerala Gramin Bank, Kolenchery Branch vs Isaac C.K et al regarding money realization