Case Summary
This case involves the Kerala Gramin Bank suing Santhoshkumar K. and Hanna Usha Kumari for not repaying a loan of ₹46,872 with interest. The defendants admitted to the debt, leading to a judgment on admission.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Case Type
Money realization suit
Final Judgment
No
The court decreed that the defendants pay ₹46,872 with interest to the plaintiff bank, allowing for installment payments with additional interest if the amount is not paid within a year.
Why Plaintiff Won:
The defendants admitted to the debt, leading to a judgment on admission.
The defendants admitted to the debt, leading to a judgment on admission.
Losing Side's Weaknesses:
The defendants admitted to the debt, leading to a judgment on admission.
The defendants admitted to the debt, leading to a judgment on admission.
Supporting Evidence
Judgment Evidence:
Defendants are directed to pay ₹ 46,872/- (Rupees Forty six thousand eight hundred and seventy two only) with interest @ 16% per annum from the date of suit till its realization, to the plaintiff.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank
- Party Role
- Defendant
- Party Name
- Santhoshkumar K.
- Party Age
- 51
- Relation
- D/o. David
- Party Role
- Defendant
- Party Name
- Hanna Usha Kumari
- Party Age
- 52
- Relation
- W/o. Pradeep Jayaraj
Plaintiffs Documents
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Sri.C.M.Venugopalan
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Smt. Sreekala K
- Appearance Type
- Assisting Counsel
- Party Role
- Plaintiff
- Advocate Name
- Smt. Femya T.P.
- Appearance Type
- Assisting Counsel
- Party Role
- Defendant
- Advocate Name
- Smt. Rani K.
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Defendants directed to pay ₹ 46,872/- with interest @ 16% per annum
Evidence:
The defendants had admitted the plaint claim in the written statement
Relief Type:
Costs
Outcome:
Granted
Description:
Defendants directed to pay costs of the suit to the plaintiff
Evidence:
The court decree included the direction to pay costs
Documents & Evidence
Document Type:
On Demand Promissory Note and Take delivery letter
Submitted By:
Plaintiff
Relevance:
Defendants executed this document for a loan of ₹ 75,000/-
Reference:
Document Type:
Agreement for General Consumption Loans
Submitted By:
Plaintiff
Relevance:
1st defendant executed this document for the loan
Reference:
Case Classification
Case Type
Money Realization Suit
Category
Money and Loan Recovery
District
Malappuram
State
Kerala
Court Establishment
Munsiff Court, Tirur / Rent Control Court
Common Reasons
Money and Loan Recovery
Case Code
Case between Kerala Gramin Bank, By its Manager, Thirunnavaya Branch vs Santhoshkumar K., Hanna Usha Kumari regarding Money realization
Case Code Year
Case between Kerala Gramin Bank, By its Manager, Thirunnavaya Branch vs Santhoshkumar K., Hanna Usha Kumari regarding Money realization