Case Summary
IDBI Bank Ltd. filed a suit against KUDUMBASREE DIV 21 NHG 24SNEHA and other defendants for failing to repay a loan of Rs.10 Lakhs. The suit seeks recovery of an outstanding amount of Rs.9,92,729/- along with interest.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Defendants jointly and severally to pay Rs.9,92,729/- with 9% interest per annum from the date of suit until the date of decree.
Case Type
Civil Suit
Final Judgment
No
The suit is decreed directing the defendants jointly and severally to pay an amount of Rs.9,92,729/- along with interest. The plaintiff is entitled to recover the decree amount from the defendants' assets in case of default.
Why Plaintiff Won:
The unchallenged proof affidavit and documents provided by the plaintiff satisfactorily proved the plaint claim.
The unchallenged proof affidavit and documents provided by the plaintiff satisfactorily proved the plaint claim.
Losing Side's Weaknesses:
The unchallenged proof affidavit and documents provided by the plaintiff satisfactorily proved the plaint claim.
The unchallenged proof affidavit and documents provided by the plaintiff satisfactorily proved the plaint claim.
Supporting Evidence
The unchallenged proof affidavit and documents would satisfactorily prove the plaint claim.
Judgment Evidence:
In the result, the suit is decreed directing the defendants jointly and severally to pay an amount of Rs.9,92,729/- with 9% interest per annum from the date of suit.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- IDBI Bank Ltd.
- Party Role
- Defendant
- Party Name
- KUDUMBASREE DIV 21 NHG 24SNEHA
- Party Role
- Defendant
- Party Name
- Usha Jood
- Party Age
- 47
- Relation
- W/o
- Party Role
- Defendant
- Party Name
- Mary Philomina Bency
- Party Age
- 42
- Relation
- W/o
- Party Role
- Defendant
- Party Name
- Helen Manju
- Party Age
- 35
- Relation
- D/o
- Party Role
- Defendant
- Party Name
- Rose Binshy C.BC
- Party Age
- 21
- Relation
- D/o
Plaintiffs Documents
Original Loan agreement executed between the plaintiff and defendant, Original Sanction letter, Original inter-se agreement, True copy of account statement for the period, True copy of the recall notice.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Paulochan Antony P
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The suit is decreed directing the defendants jointly and severally to pay an amount of Rs.9,92,729/- with 9% interest per annum.
Evidence:
In the result, the suit is decreed directing the defendants jointly and severally to pay an amount of Rs.9,92,729/- (Rupees nine lakhs ninety two thousand seven hundred and twenty nine only) with 9% interest per annum from the date of suit (ie, from 17.08.2022) till the date of decree.
Documents & Evidence
Document Type:
Loan Agreement
Submitted By:
Plaintiff
Relevance:
Original Loan agreement executed between the plaintiff and defendant.
Reference:
Ext.A1
Document Type:
Sanction letter
Submitted By:
Plaintiff
Relevance:
Original Sanction letter.
Reference:
Ext.A2
Document Type:
Inter-se Agreement
Submitted By:
Plaintiff
Relevance:
Original inter-se agreement.
Reference:
Ext.A3
Document Type:
Account Statement
Submitted By:
Plaintiff
Relevance:
True copy of account statement for the period 16.05.22.
Reference:
Ext.A4
Document Type:
Recall Notice
Submitted By:
Plaintiff
Relevance:
True copy of the recall notice.
Reference:
Ext.A5
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Ernakulam
State
Kerala
Court Establishment
Munsiff Court, Ernakulam
Common Reasons
Recovery of money
Case Code
Case between IDBI Bank Ltd. vs KUDUMBASREE DIV 21 NHG 24SNEHA et al regarding recovery of money
Case Code Year
Case between IDBI Bank Ltd. vs KUDUMBASREE DIV 21 NHG 24SNEHA et al regarding recovery of money