Case Summary
IDBI Bank Limited filed a suit against Kudumbashree Div 5 Nhg 93 Angel and other members for recovery of a loan amount due. The defendants failed to repay the loan, leading to this legal action.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Defendants jointly and severally to pay an amount of Rs.3,57,776/- with 8% interest per annum from the date of suit till the date of decree.
Case Type
Civil Suit
Final Judgment
No
The suit is decreed, ordering the defendants to pay the plaintiff bank an amount of Rs.3,57,776/- with interest. The defendants failed to appear in court despite being summoned.
Why Plaintiff Won:
The evidence presented by the plaintiff was unchallenged and proved the claim satisfactorily.
The evidence presented by the plaintiff was unchallenged and proved the claim satisfactorily.
Losing Side's Weaknesses:
The evidence presented by the plaintiff was unchallenged and proved the claim satisfactorily.
The evidence presented by the plaintiff was unchallenged and proved the claim satisfactorily.
Supporting Evidence
The unchallenged proof affidavit and documents would satisfactorily prove the plaint claim.
Judgment Evidence:
In the result, the suit is decreed directing the defendants jointly and severally to pay an amount of Rs.3,57,776/- with 8% interest per annum from the date of suit (ie, from 19.01.2024) till the date of decree.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- IDBI Bank Limited
- Relation
- represented by its Assistant General Manager and Branch Head as Authorised Officer, Preeth Krishnan
- Party Role
- Defendant
- Party Name
- Kudumbashree Div 5 Nhg 93 Angel
- Party Role
- Defendant
- Party Name
- Kudumbashree Div 5 Nhg 93 Angel
- Relation
- represented by its Secretary
- Party Role
- Defendant
- Party Name
- Naseera
- Party Age
- 37
- Relation
- W/o U Hussain
- Party Role
- Defendant
- Party Name
- Mamalamparambil Mohammed Sunitha
- Party Age
- 50
- Relation
- W/o Thyparambil Mohammed Noushad
- Party Role
- Defendant
- Party Name
- NaseemaHaneefa
- Party Age
- 59
- Relation
- W/o Haneefa Ershan
Plaintiffs Documents
Original letter of Intent, Original inter-se Agreement, Original of the articles of loan agreement for Financing Self Help group, Original demand promissory note, Lawyer notice, Printout of Statement of account maintained by the plaintiff Bank.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Jayakar K.S
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Renju Jayakar
- Appearance Type
- Assisting Counsel
- Party Role
- Plaintiff
- Advocate Name
- Padmapriya P
- Appearance Type
- Assisting Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The plaintiff requested to recover the amount due from the defendants.
Evidence:
In the result, the suit is decreed directing the defendants jointly and severally to pay an amount of Rs.3,57,776/-.
Documents & Evidence
Document Type:
Original letter of Intent
Submitted By:
Plaintiff
Relevance:
This document was used to prove the loan agreement and its terms.
Reference:
Ext.A1
Document Type:
Original Inter-Se agreement
Submitted By:
Plaintiff
Relevance:
This document was used to establish the agreement among the members of the self-help group.
Reference:
Ext.A2
Document Type:
Original of the articles of loan agreement for Financing Self Help group
Submitted By:
Plaintiff
Relevance:
This document details the terms of the loan extended to the self-help group.
Reference:
Ext.A3
Document Type:
Original Demand Promissory Note
Submitted By:
Plaintiff
Relevance:
This document serves as a guarantee for the repayment of the loan.
Reference:
Ext.A4
Document Type:
Lawyer Notice
Submitted By:
Plaintiff
Relevance:
This document was used to demonstrate that the plaintiff informed the defendants about the outstanding loan amount.
Reference:
Ext.A5
Document Type:
Printout of Statement of account maintained by the plaintiff Bank
Submitted By:
Plaintiff
Relevance:
This document provides the financial details regarding the loan owed by the defendants.
Reference:
Ext.A6
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Ernakulam
State
Kerala
Court Establishment
Munsiff Court, Ernakulam
Common Reasons
Recovery of money
Case Code
Case between IDBI Bank Limited vs Kudumbashree Div 5 Nhg 93 Angel et al regarding recovery of money.
Case Code Year
Case between IDBI Bank Limited vs Kudumbashree Div 5 Nhg 93 Angel et al regarding recovery of money.