Case Summary
The plaintiff, The Federal Bank Ltd, claims that the defendant, Sri. Anu Mohan, failed to repay a loan. The court found that the defendant owes a total amount of ₹6,69,966.21 to the plaintiff.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
The defendant is directed to pay an amount of ₹6,69,966.21 with interest.
Case Type
Civil Suit
Final Judgment
No
The court decreed that the defendant must pay ₹6,69,966.21 with interest at 6% per annum from the date of the suit. If the defendant fails to pay, the plaintiff can recover the amount from the defendant's assets.
Why Plaintiff Won:
The case of the plaintiff stands proved based on the uncontested evidence of PW1.
The case of the plaintiff stands proved based on the uncontested evidence of PW1.
Losing Side's Weaknesses:
The case of the plaintiff stands proved based on the uncontested evidence of PW1.
The case of the plaintiff stands proved based on the uncontested evidence of PW1.
Supporting Evidence
From the uncontested evidence of the PW1, I am of the opinion that the case of the plaintiff stands proved. There is no reason to disbelieve the evidence tendered by PW1.
Judgment Evidence:
In the result, the suit is decreed as follows: The defendant is directed to pay to the plaintiff, an amount of 6,69,966.21/- (Rupees six lakhs sixty nine thousand nine hundred and sixty six and twenty one paise only) with interest at the rate of 6% per annum from the date of institution of the suit, till its realisation from the defendant or from assets of defendant.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- The Federal Bank Ltd
- Relation
- Represented by
- Party Role
- Defendant
- Party Name
- Sri. Anu Mohan
- Party Age
- 37
- Relation
- S/o
Plaintiffs Documents
Computer print outs of loan documents, office copy of legal notice, statement of account.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Peter Tharakan
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Francis Peter
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Defendant is directed to pay the plaintiff an amount of 6,69,966.21 with interest.
Evidence:
The defendant is directed to pay to the plaintiff, an amount of 6,69,966.21 with interest at the rate of 6% per annum from the date of institution of the suit, till its realisation from the defendant or from assets of defendant.
Relief Type:
Recovery
Outcome:
Granted
Description:
Liberty granted to the plaintiff to realise the amount from the defendant or assets of the defendant if the payment is not made.
Evidence:
If the defendant do not pay the amount as ordered, the plaintiff shall be at the liberty to realise the same from the defendant or from assets of defendant.
Relief Type:
Costs
Outcome:
Granted
Description:
Costs of the suit awarded to the plaintiff from the defendant.
Evidence:
Considering the nature of the suit and circumstances surrounding the suit, the plaintiff is entitled to the costs of the suit from the defendant.
Documents & Evidence
Document Type:
Computer print out of online personal loan sanction letter
Submitted By:
Plaintiff
Relevance:
Marked subject to proof
Reference:
Ext.A1
Document Type:
Certificate under Section 65B of the Indian Evidence Act
Submitted By:
Plaintiff
Relevance:
Supports Ext.A1
Reference:
Ext.A1(a)
Document Type:
Computer print out of terms and conditions of loan
Submitted By:
Plaintiff
Relevance:
Marked subject to proof
Reference:
Ext.A2
Document Type:
Certificate under Section 65B of the Indian Evidence Act
Submitted By:
Plaintiff
Relevance:
Supports Ext.A2
Reference:
Ext.A2(a)
Document Type:
Computer print out of customer details
Submitted By:
Plaintiff
Relevance:
Marked subject to proof
Reference:
Ext.A3
Document Type:
Certificate under Section 65B of the Indian Evidence Act
Submitted By:
Plaintiff
Relevance:
Supports Ext.A3
Reference:
Ext.A3(a)
Document Type:
Computer print out of customer inputs
Submitted By:
Plaintiff
Relevance:
Marked subject to proof
Reference:
Ext.A4
Document Type:
Certificate under Section 65B of the Indian Evidence Act
Submitted By:
Plaintiff
Relevance:
Supports Ext.A4
Reference:
Ext.A4(a)
Document Type:
Office copy of legal notice
Submitted By:
Plaintiff
Relevance:
Relevant communication
Reference:
Ext.A5
Document Type:
Returned Postal envelope
Submitted By:
Plaintiff
Relevance:
Supports Ext.A5
Reference:
Ext.A6
Document Type:
Computer print out of statement of account for the period 20.12.2018 to 29.02.2024
Submitted By:
Plaintiff
Relevance:
Key evidence supporting the amount owed
Reference:
Ext.A7
Document Type:
Computer print out of manual statement of for the period from 05.03.2024 to 17.03.2024
Submitted By:
Plaintiff
Relevance:
Marked subject to proof
Reference:
Ext.A8
Document Type:
Computer print out of statement of penal interest
Submitted By:
Plaintiff
Relevance:
Marked subject to proof
Reference:
Ext.A9
Document Type:
Computer print out of statement of certificate showing rate of interest
Submitted By:
Plaintiff
Relevance:
Marked subject to proof
Reference:
Ext.A10
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Ernakulam
State
Kerala
Court Establishment
Munsiff Court, Ernakulam
Common Reasons
Recovery of money
Case Code
Case between The Federal Bank Ltd vs Sri. Anu Mohan regarding realisation of money
Case Code Year
Case between The Federal Bank Ltd vs Sri. Anu Mohan regarding realisation of money