Case Summary
The Federal Bank Ltd. filed a suit against Mr. Rameez K.H. for the recovery of a loan amount that was not repaid properly. The bank claims that the defendant owes a total of ₹8,81,533.38.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Defendant is directed to pay an amount of ₹8,81,533.38 with interest at the rate of 6% per annum.
Case Type
Civil Suit
Final Judgment
No
The court decreed in favor of the plaintiff, ordering the defendant to pay the claimed amount with interest. Additionally, the plaintiff was granted costs of the suit.
Why Plaintiff Won:
The plaintiff's case was substantiated by uncontested evidence provided by the bank manager.
The plaintiff's case was substantiated by uncontested evidence provided by the bank manager.
Losing Side's Weaknesses:
The plaintiff's case was substantiated by uncontested evidence provided by the bank manager.
The plaintiff's case was substantiated by uncontested evidence provided by the bank manager.
Supporting Evidence
I am of the opinion that the plaintiff is entitled to recover the same from the defendant, with interest from the date of suit. Hence, a decree is to be passed in favour of the plaintiff.
Judgment Evidence:
In the result, the suit is decreed as follows: I. The defendant is directed to pay to the plaintiff, an amount of ₹8,81,533.38 with interest at the rate of 6% per annum (simple interest) from the date of institution of the suit.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- The Federal Bank Ltd.
- Relation
- Represented by
- Party Role
- Defendant
- Party Name
- Mr. Rameez K.H
- Party Age
- 37
- Relation
- S/o
Plaintiffs Documents
Computer printout of Customer details, Computer printout of Customer details and terms and conditions, Office copy of the letter dated 19.05.2023, Postal Acknowledgment Card, Computer printout of Statement of account for the period from 03.11.2018 to 20.11.2023
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Francis K.E
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The defendant is directed to pay to the plaintiff an amount of 8,81,533.38/- with interest.
Evidence:
The defendant is directed to pay to the plaintiff, an amount of 8,81,533.38/- (Rupees eight lakh eighty one thousand five hundred and thirty three and thirty eight paise only) with interest at the rate of 6% per annum (simple interest) from the date of institution of the suit, till its realisation from the defendant or from assets of defendant.
Relief Type:
Costs
Outcome:
Granted
Description:
The plaintiff is entitled to the costs of the suit from the defendant.
Evidence:
Considering the nature of the suit and circumstances surrounding the suit, the plaintiff is entitled to the costs of the suit from the defendant.
Documents & Evidence
Document Type:
Computer printout of Customer details
Submitted By:
Plaintiff
Relevance:
This document provides details of the customer's information which supports the plaintiff's claim.
Reference:
Ext.A1
Document Type:
Computer printout of Customer details and terms and conditions
Submitted By:
Plaintiff
Relevance:
This document outlines the conditions under which the loan was granted, relevant to the plaintiff's claim.
Reference:
Ext.A2
Document Type:
Office copy of the letter
Submitted By:
Plaintiff
Relevance:
This document serves as a formal communication from the plaintiff to the defendant regarding the loan.
Reference:
Ext.A3
Document Type:
Postal Acknowledgment Card
Submitted By:
Plaintiff
Relevance:
This document confirms receipt of communication by the defendant, supporting the plaintiff's claim.
Reference:
Ext.A4
Document Type:
Computer printout of Statement of account for the period from 03.11.2018 to 20.11.2023
Submitted By:
Plaintiff
Relevance:
This document evidences the transactions and outstanding balance due to the plaintiff by the defendant.
Reference:
Ext.A5
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Ernakulam
State
Kerala
Court Establishment
Munsiff Court, Ernakulam
Common Reasons
Recovery of money
Case Code
Case between The Federal Bank Ltd. vs Mr. Rameez K.H regarding realisation of money.
Case Code Year
Case between The Federal Bank Ltd. vs Mr. Rameez K.H regarding realisation of money.