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O.S. No. 589/2024

Case between The Federal Bank Ltd vs Madonna Sebastian et al regarding realization of money

Court
Court of Munsiff, Ernakulam
Judge
Smt. Needi.K.Dinamany
Order Date
2025-02-17
Duration

Judgement document from eCourt website

Open judgment PDF (eCourt)
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Case Summary

Case involves The Federal Bank Ltd seeking to recover Rs.6,20,773.27 from defendants in relation to a defaulted education loan.

Judgment Outcome

Plaintiff Won
Interim Order
Plaintiff is entitled to recover Rs.6,20,773.27 with interest from defendants.
Judgment Favored
Plaintiff
Relief Granted
Plaintiff to recover Rs.6,20,773.27 with interest
Case Type
Civil Suit
Final Judgment
No
Why Plaintiff Won:
Plaintiff established case and defendants defaulted in payment.

Judgment Evidence:

Parties Involved

Plaintiffs

The Federal Bank Ltd (Age not specified years) Aluva and branch at Madavana, Panangad P O, Pin Code- 682506, Ernakulam District

Defendants

Madonna Sebastian (33 years years) Koilparambil House, Edayar Road, U C College P O, Aluva, Pin Code- 683102 Jubin Wilson (36 years years) Marokky House, Elevencherry, Palakkad- 678506 Sebastian Koilparambil Fabi (59 years years) Koilparambil House, Edayar Road, U C College P O, Aluva, Pin Code- 683102 Others (Age not specified years) Others (Age not specified years)

Reliefs

Relief Type: Money Recovery
Outcome: Granted
Description:
Plaintiff awarded Rs.6,20,773.27 with interest
Evidence:
Plaintiff's plaint, affidavit, and documents proved the case
Relief Type: Costs
Outcome: Granted
Description:
Plaintiff entitled to recover the costs of the suit
Evidence:
Judgment explicitly states that plaintiff can recover costs

Documents & Evidence

Document Type: Agreement for Federal Special Vidya Loan
Submitted By: Plaintiff
Relevance:
Plaintiff established the case based on this document
Reference:
Ext.A1
Document Type: Demand Promissory Note
Submitted By: Plaintiff
Relevance:
Plaintiff presented this as evidence
Reference:
Document Type: Security Delivery Letter
Submitted By: Plaintiff
Relevance:
Presented as part of evidence by the plaintiff
Reference:
Document Type: Acknowledgment of Debt
Submitted By: Plaintiff
Relevance:
Acknowledgment letters by defendants confirming outstanding amount
Reference:
Ext.A4, Ext.A5
Document Type: Computer printout of loan account
Submitted By: Plaintiff
Relevance:
Evidence of outstanding amount in loan account
Reference:
Ext.A6
Document Type: Legal Notice
Submitted By: Plaintiff
Relevance:
Demanding repayment of outstanding amount
Reference:
Ext.A10
Document Type: Letter requesting time for closing loan account
Submitted By: Plaintiff
Relevance:
Defendants requested time for repayment
Reference:
Ext.A15

Quick Facts

Location
Ernakulam
Case Filed
Outcome Confidence
50%

Involved Entities

Government

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