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O.S. No. 589/2024

Case between The Federal Bank Ltd vs Madonna Sebastian et al regarding realization of money

Court
Court of Munsiff, Ernakulam
Judge
Smt. Needi.K.Dinamany
Order Date
2025-02-17
Duration
Case Closed

Judgement document from eCourt website

Judgment Document
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Case Summary

Case involves The Federal Bank Ltd seeking to recover Rs.6,20,773.27 from defendants in relation to a defaulted education loan.

Judgment Outcome

Plaintiff Won
Interim Order
Plaintiff is entitled to recover Rs.6,20,773.27 with interest from defendants.
Judgment Favored
Plaintiff
Relief Granted
Plaintiff to recover Rs.6,20,773.27 with interest
Case Type
Civil Suit
Final Judgment
No
Plaintiff is entitled to recover Rs.6,20,773.27 with interest from defendants.
Why Plaintiff Won:
Plaintiff established case and defendants defaulted in payment.
Losing Side's Weaknesses:
Plaintiff established case and defendants defaulted in payment.
Supporting Evidence

Judgment Evidence:

Parties Involved

Parties

Party Role
Plaintiff
Party Name
The Federal Bank Ltd
Relation
Represented by Senior Manager and Branch Head
Party Role
Defendant
Party Name
Madonna Sebastian
Party Age
33
Relation
W/o Jubin Wilson
Party Role
Defendant
Party Name
Jubin Wilson
Party Age
36
Relation
S/o Wilson M F
Party Role
Defendant
Party Name
Sebastian Koilparambil Fabi
Party Age
59
Relation
S/o Febi Stilwel
Party Role
Defendant
Party Name
Others
Party Role
Defendant
Party Name
Others
Plaintiffs Documents
Original of the agreement for Federal Special Vidya loan, Demand promissory note, Security delivery letter, Acknowledgment of debt letters, Copy of legal notice, Reply notice, Postal acknowledgment card, Letter requesting time
Defendants Documents

Advocates

Reliefs

Relief Type: Money Recovery
Outcome: Granted
Description:
Plaintiff awarded Rs.6,20,773.27 with interest
Evidence:
Plaintiff's plaint, affidavit, and documents proved the case
Relief Type: Costs
Outcome: Granted
Description:
Plaintiff entitled to recover the costs of the suit
Evidence:
Judgment explicitly states that plaintiff can recover costs

Documents & Evidence

Document Type: Agreement for Federal Special Vidya Loan
Submitted By: Plaintiff
Relevance:
Plaintiff established the case based on this document
Reference:
Ext.A1
Document Type: Demand Promissory Note
Submitted By: Plaintiff
Relevance:
Plaintiff presented this as evidence
Reference:
Document Type: Security Delivery Letter
Submitted By: Plaintiff
Relevance:
Presented as part of evidence by the plaintiff
Reference:
Document Type: Acknowledgment of Debt
Submitted By: Plaintiff
Relevance:
Acknowledgment letters by defendants confirming outstanding amount
Reference:
Ext.A4, Ext.A5
Document Type: Computer printout of loan account
Submitted By: Plaintiff
Relevance:
Evidence of outstanding amount in loan account
Reference:
Ext.A6
Document Type: Legal Notice
Submitted By: Plaintiff
Relevance:
Demanding repayment of outstanding amount
Reference:
Ext.A10
Document Type: Letter requesting time for closing loan account
Submitted By: Plaintiff
Relevance:
Defendants requested time for repayment
Reference:
Ext.A15

Case Classification

Case Type
Civil Suit
Category
Money and Loan Recovery
District
Ernakulam
State
Kerala
Court Establishment
Munsiff Court, Ernakulam
Common Reasons
Case Code
Case between The Federal Bank Ltd vs Madonna Sebastian et al regarding realization of money
Case Code Year
Case between The Federal Bank Ltd vs Madonna Sebastian et al regarding realization of money

Quick Facts

Location
Ernakulam
District
Ernakulam
State
Kerala
Court Establishment
Munsiff Court, Ernakulam
Case Filed
Case Closed
From
Sat, 02/01/2025 - 12:00
To
Fri, 02/28/2025 - 12:00
Outcome Confidence
50%

Involved Entities

Government

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