Case Summary
The plaintiff, Canara Bank, filed a suit against the defendants for non-repayment of a loan. The court found that the defendants owed a total amount of ₹6,18,140 to the plaintiff.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Defendants are directed to pay ₹6,18,140 with interest at the rate of 6% per annum.
Case Type
Civil Suit
Final Judgment
No
The suit was decreed in favor of the plaintiff, requiring defendants to pay ₹6,18,140 with interest. The court confirmed the plaintiff's case based on uncontested evidence.
Why Plaintiff Won:
The evidence of the plaintiff was uncontested and established the defendants' liability.
The evidence of the plaintiff was uncontested and established the defendants' liability.
Losing Side's Weaknesses:
The evidence of the plaintiff was uncontested and established the defendants' liability.
The evidence of the plaintiff was uncontested and established the defendants' liability.
Supporting Evidence
From the uncontested evidence of the PW1, I am of the opinion that the case of the plaintiff stands proved. There is no reason to disbelieve the evidence tendered by PW1.
Judgment Evidence:
In the result, the suit is decreed as follows: I. The defendants are directed to pay to the plaintiff, an amount of ₹6,18,140/- (Rupees six lakhs eighteen thousand one hundred and forty only) with interest at the rate of 6% per annum (simple interest) from the date of institution of the suit, till its realisation from the defendants or from assets of defendants.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Canara Bank
- Relation
- represented by
- Party Role
- Plaintiff
- Party Name
- Rashmi
- Party Age
- 36
- Relation
- W/o. Sri. Prasanth S
- Party Role
- Defendant
- Party Name
- M/s. Shudham Curry Powder and Pickles
- Relation
- represented by
- Party Role
- Defendant
- Party Name
- Mr. Yohannan V.C
- Party Age
- 48
- Relation
- S/o. Chacko
Plaintiffs Documents
Loan Application Form, Loan Agreement, Acknowledgment of debt & Security, Postal Receipt, Office copy of Lawyer Notice, Computer print out of Statement of Account.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- C.P. B Subramanian
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Rema Menon R
- Appearance Type
- Assisting Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The defendants are directed to pay to the plaintiff an amount of ₹6,18,140/- with interest.
Evidence:
The defendants are directed to pay to the plaintiff, an amount of ₹6,18,140/- (Rupees six lakhs eighteen thousand one hundred and forty only) with interest at the rate of 6% per annum (simple interest) from the date of institution of the suit, till its realisation from the defendants or from assets of defendants.
Relief Type:
Costs
Outcome:
Granted
Description:
The plaintiff is entitled to the costs of the suit from the defendants.
Evidence:
Considering the nature of the suit and circumstances surrounding the suit, the plaintiff is entitled to the costs of the suit from the defendants.
Documents & Evidence
Document Type:
Loan Application Form
Submitted By:
Plaintiff
Relevance:
Part of the evidence to prove the loan availed by the defendants.
Reference:
Ext.A1
Document Type:
Loan Application Form
Submitted By:
Plaintiff
Relevance:
Part of the evidence to prove the loan availed by the defendants.
Reference:
Ext.A2
Document Type:
Loan Sanction Memorandum
Submitted By:
Plaintiff
Relevance:
Part of the evidence to prove the loan availed by the defendants.
Reference:
Ext.A3
Document Type:
Loan Agreement
Submitted By:
Plaintiff
Relevance:
Part of the evidence to prove the loan availed by the defendants.
Reference:
Ext.A4
Document Type:
Letter of Proprietorship
Submitted By:
Plaintiff
Relevance:
Part of the evidence to prove the loan availed by the defendants.
Reference:
Ext.A5
Document Type:
Pronote
Submitted By:
Plaintiff
Relevance:
Part of the evidence to prove the loan availed by the defendants.
Reference:
Ext.A6
Document Type:
Acknowledgment of debt & Security
Submitted By:
Plaintiff
Relevance:
Part of the evidence to prove the loan availed by the defendants.
Reference:
Ext.A7
Document Type:
Acknowledgment of debt & Security
Submitted By:
Plaintiff
Relevance:
Part of the evidence to prove the loan availed by the defendants.
Reference:
Ext.A8
Document Type:
Office copy of lawyer notice
Submitted By:
Plaintiff
Relevance:
Part of the evidence to prove the loan availed by the defendants.
Reference:
Ext.A9
Document Type:
Postal receipt
Submitted By:
Plaintiff
Relevance:
Part of the evidence to prove the loan availed by the defendants.
Reference:
Ext.A10
Document Type:
Postal receipt
Submitted By:
Plaintiff
Relevance:
Part of the evidence to prove the loan availed by the defendants.
Reference:
Ext.A10(a)
Document Type:
Computer print out of Statement of Account for the period from 01.01.2025 to 24.02.2025
Submitted By:
Plaintiff
Relevance:
Part of the evidence to demonstrate the outstanding amount due from the defendants.
Reference:
Ext.A11
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Ernakulam
State
Kerala
Court Establishment
Munsiff Court, Ernakulam
Common Reasons
Recovery of money
Case Code
Case between Canara Bank vs M/s. Shudham Curry Powder and Pickles regarding realisation of money.
Case Code Year
Case between Canara Bank vs M/s. Shudham Curry Powder and Pickles regarding realisation of money.