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OS No. 475/2022

Case between Biby John vs Sabeena K. M et al regarding money lending dispute.

Court
Munsiff Court
Judge
Smt. Jyothi Babu R.
Order Date
2025-07-15
Duration
approximately-5 years 7 months
Case Closed
Tue, 07/15/2025 - 12:00

Judgement document from eCourt website

Judgment Document
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Case Summary

Biby John, the plaintiff, is the sole proprietor of Srambikal Finance, engaged in money lending. He filed a suit against Sabeena K. M and Favas K. O for the recovery of a loan amount of Rs. 29,500, which the defendants failed to repay.

Judgment Outcome

Plaintiff Won
Interim Order
The court decreed the suit in favor of the plaintiff, ordering the defendants to pay Rs. 29,500 with interest.
Judgment Favored
Plaintiff
Relief Granted
Defendants are to pay Rs. 29,500 with 6% interest.
Case Type
Civil Suit
Final Judgment
No
The court decreed the suit in favor of the plaintiff, ordering the defendants to pay Rs. 29,500 with interest.
Why Plaintiff Won:
The plaintiff established that a loan transaction took place and the defendants failed to repay the loan.
Losing Side's Weaknesses:
The plaintiff established that a loan transaction took place and the defendants failed to repay the loan.
Supporting Evidence
The plaintiff could establish that an amount of 29,500/- was due to the plaintiff. Hence the plaintiff is entitled to the relief as claimed for.

Judgment Evidence:

In the result, the suit is decreed as follows: It is ordered that the defendants no.1 and 2 to pay to the plaintiff the sum of 29,500/- (₹ Rupees Twenty nine thousand and five hundred only) with interest thereon at the rate of 6% per annum from the date of institution of the suit till the date of realization of the sum.

Parties Involved

Parties

Party Role
Plaintiff
Party Name
Biby John
Party Age
43
Relation
S/o
Party Role
Plaintiff
Party Name
Regha P. Nair @ Regha Anilkumar
Party Age
41
Relation
W/o
Party Role
Defendant
Party Name
Sabeena K. M
Party Age
40
Relation
W/o
Party Role
Defendant
Party Name
Favas K. O @ Abdul Azeez Fawas @ Abdul Azeez K. O.
Party Age
47
Relation
S/o
Plaintiffs Documents
Power of attorney, payment voucher, consideration receipt, demand promissory note, legal notice.
Defendants Documents

Advocates

Party Role
Plaintiff
Advocate Name
Francis Jacob K
Appearance Type
Main Counsel
Party Role
Plaintiff
Advocate Name
Salini Thomas Thelly
Appearance Type
Main Counsel
Party Role
Defendant
Advocate Name
K Anilkumar Ambady
Appearance Type
Main Counsel

Reliefs

Relief Type: Recovery
Outcome: Granted
Description:
Plaintiff is entitled to recover ₹29,500/- with interest from the defendants.
Evidence:
The plaintiff is entitled to recover costs from the defendants no.1 and 2.
Relief Type: Other
Outcome: Granted
Description:
Plaintiff is entitled to realise the costs from the defendants.
Evidence:
Considering the facts and circumstances of the case, the plaintiff is entitled to recover costs from the defendants.

Documents & Evidence

Document Type: Power of Attorney
Submitted By: Plaintiff
Relevance:
Executed by the proprietor of the Srambickal Finance authorizing Regha Anilkumar to represent him.
Reference:
Ext.A1
Document Type: Payment Voucher
Submitted By: Plaintiff
Relevance:
Acknowledgment of the loan amount received by the defendants.
Reference:
Ext.A2
Document Type: Consideration Receipt
Submitted By: Plaintiff
Relevance:
Receipt for the amount of ₹37,500/- received from the defendants.
Reference:
Ext.A3
Document Type: Demand Promissory Note
Submitted By: Plaintiff
Relevance:
Executed by the defendants promising to repay the loan amount.
Reference:
Ext.A4
Document Type: Copy of ledger Account
Submitted By: Plaintiff
Relevance:
Shows the outstanding amount of ₹29,500/- due to the plaintiff.
Reference:
Ext.A5
Document Type: Legal Notice
Submitted By: Plaintiff
Relevance:
Notice sent to the defendants demanding repayment of the outstanding amount.
Reference:
Ext.A6
Document Type: Postal Receipts
Submitted By: Plaintiff
Relevance:
Receipts related to the delivery of legal notice.
Reference:
Ext.A7 series
Document Type: India Post Tracking Consignment
Submitted By: Plaintiff
Relevance:
Tracking receipts for the delivery of demand notices to the defendants.
Reference:
Ext.A8 series

Case Classification

Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kottayam
State
Kerala
Court Establishment
Munsiff Court, Kottayam
Common Reasons
Non-payment of rent
Case Code
Case between Biby John vs Sabeena K. M et al regarding money lending dispute.
Case Code Year
Case between Biby John vs Sabeena K. M et al regarding money lending dispute.

Quick Facts

Location
Kottayam
District
Kottayam
State
Kerala
Court Establishment
Munsiff Court, Kottayam
Case Filed
Mon, 03/23/2020 - 12:00
Case Closed
Tue, 07/15/2025 - 12:00
From
Sun, 06/01/2025 - 12:00
To
Thu, 07/31/2025 - 12:00
Outcome Confidence
90%

Involved Entities

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