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O.S. No. 319/2025

Case between Usha Joseph vs Professional Service Innovations et al regarding realization of money

Court
COURT OF MUNSIFF, ERNAKULAM
Judge
Smt. Needi.K.Dinamany
Order Date
2025-10-27
Duration
approximately-1 year 3 months
Case Closed
Mon, 10/27/2025 - 12:00

Judgement document from eCourt website

Judgment Document
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Case Summary

Usha Joseph filed a suit against Professional Service Innovations and Anandhu Krishnan for the recovery of Rs. 60,000 based on a promissory note. The case arose from a fraud related to a two-wheeler financing scheme that the defendants failed to fulfill.

Judgment Outcome

Plaintiff Won
Interim Order
The court decreed in favor of the plaintiff, awarding Rs. 60,000 with interest due to the defendants' failure to deliver the promised two-wheeler and subsequent fraud. The defendants are liable to pay the amount along with interest and costs of the suit.
Judgment Favored
Plaintiff
Relief Granted
Rs. 60,000 with interest at 6% per annum from the date of suit till the date of decree.
Case Type
Civil Suit
Final Judgment
No
The court decreed in favor of the plaintiff, awarding Rs. 60,000 with interest due to the defendants' failure to deliver the promised two-wheeler and subsequent fraud. The defendants are liable to pay the amount along with interest and costs of the suit.
Why Plaintiff Won:
The plaintiff established a case based on the documentation provided, including a promissory note.
Losing Side's Weaknesses:
The plaintiff established a case based on the documentation provided, including a promissory note.
Supporting Evidence
On perusal of the plaint, proof affidavit and documents produced, I am of the view that plaintiff has established a case and plaintiff is entitled to realize an amount of Rs. 60,000 with interest from defendants.

Judgment Evidence:

In the result, suit is decreed as follows: Defendants shall pay Rs. 60,000 along with interest @6% per annum from the date of suit till the date of decree or realization, as the case may be, to the plaintiff.

Parties Involved

Parties

Party Role
Plaintiff
Party Name
Usha Joseph
Party Age
64
Relation
W/o
Party Role
Defendant
Party Name
Professional Service innovations
Relation
Represented by
Party Role
Defendant
Party Name
Anandhu Krishnan
Party Age
28
Relation
S/o
Plaintiffs Documents
Promissory note dated 14.08.2024, Online receipt of payment of Rs. 56,000 dated 22.07.2024, Online receipt of Rs. 4,000 dated 30.07.2024, Receipt voucher for Rs. 60,000.
Defendants Documents

Advocates

Party Role
Plaintiff
Advocate Name
Joseph T John
Appearance Type
Main Counsel

Reliefs

Relief Type: Recovery
Outcome: Granted
Description:
Defendants shall pay Rs.60,000/- along with interest @6% per annum from the date of suit till the date of decree or realization.
Evidence:
Defendants shall pay Rs.60,000/- (Rupees Sixty thousand only) along with interest @6% per annum from the date of suit till the date of decree or realization, as the case may be, to the plaintiff.
Relief Type: Other
Outcome: Granted
Description:
Defendants shall be personally and their assets shall also be liable to satisfy the decree debt.
Evidence:
Defendants shall be personally and their assets shall also be liable to satisfy the decree debt.
Relief Type: Other
Outcome: Granted
Description:
Plaintiff is also entitled to realize the costs of the suit.
Evidence:
Plaintiff is also entitled to realize the costs of the suit.

Documents & Evidence

Document Type: Promissory Note
Submitted By: Plaintiff
Relevance:
This document shows the second defendant executed a promissory note for Rs.60,000/- in favor of the plaintiff.
Reference:
Ext.A1
Document Type: Online Receipt
Submitted By: Plaintiff
Relevance:
This document is a copy of the online receipt of the payment of Rs.56,000/- deposited into the account of Federal Bank.
Reference:
Ext.A2
Document Type: Online Receipt
Submitted By: Plaintiff
Relevance:
This document is a copy of the online receipt of Rs.4,000/- deposited into the account of Federal Bank.
Reference:
Ext.A3
Document Type: Receipt Voucher
Submitted By: Plaintiff
Relevance:
This document is the receipt voucher for Rs.60,000/- issued by the first defendant showing the money was received.
Reference:
Ext.A4

Case Classification

Case Type
Civil Suit
Category
Other Civil Cases
District
Ernakulam
State
Kerala
Court Establishment
Munsiff Court, Ernakulam
Common Reasons
Case Code
Case between Usha Joseph vs Professional Service Innovations et al regarding realization of money
Case Code Year
Case between Usha Joseph vs Professional Service Innovations et al regarding realization of money

Case Flags

Imprisonment Involved
Arrest Involved
Imprisonment Duration
null

Quick Facts

Location
Ernakulam
District
Ernakulam
State
Kerala
Court Establishment
Munsiff Court, Ernakulam
Case Filed
Tue, 07/09/2024 - 12:00
Case Closed
Mon, 10/27/2025 - 12:00
From
Wed, 10/01/2025 - 12:00
To
Fri, 10/31/2025 - 12:00
Outcome Confidence
90%

Involved Entities

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