Case Summary
The suit is filed by UCO Bank against Mohammed Azeez A. and others for repayment of a loan taken for education. Defendants defaulted on loan repayment and bank seeks recovery.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Case Type
Civil Suit
Final Judgment
No
Defendants ordered to pay ₹1,73,057/- with 6% interest per annum to the plaintiff.
Why Plaintiff Won:
Losing Side's Weaknesses:
Supporting Evidence
Judgment Evidence:
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- UCO Bank
- Party Role
- Defendant
- Party Name
- Mohammed Azeez A.
- Party Age
- 29
- Relation
- S/o. Mohammedkutty
- Party Role
- Defendant
- Party Name
- Mohammedkutty
- Party Age
- 63
- Relation
- S/o. Saidali
- Party Role
- Defendant
- Party Name
- Ayishumma
- Party Age
- 57
- Relation
- W/o. Mohammedkutty
Plaintiffs Documents
Application for Term Loan under UCO Education Loan Scheme, Loan Sanction Letter, Agreement for Education Loan, Agreement, Application for reschedule/restructuring of loan account, Agreement with the borrower on rescheduling/rephasing of Term Loan, Agreement with the Guarantors on Rescheduling/ Rephasing of Term Loan, Statement of Accounts
Defendants Documents
Advocates
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff granted recovery of ₹1,73,057 with 6% interest
Evidence:
Defendant directed to pay stated amount with interest
Relief Type:
Costs
Outcome:
Granted
Description:
Plaintiff entitled to realize costs of the suit
Evidence:
Plaintiff awarded costs at confessional scale
Documents & Evidence
Document Type:
Application for Term Loan under UCO Education Loan Scheme
Submitted By:
Plaintiff
Relevance:
Loan application submitted by defendants for educational loan
Reference:
Ext.A1
Document Type:
Loan Sanction Letter
Submitted By:
Plaintiff
Relevance:
Letter confirming sanction of the loan amount
Reference:
Ext.A2
Document Type:
Agreement for Education Loan
Submitted By:
Plaintiff
Relevance:
Formal agreement detailing terms of the education loan
Reference:
Ext.A3
Document Type:
Agreement
Submitted By:
Plaintiff
Relevance:
Additional agreement related to the loan transaction
Reference:
Ext.A4
Document Type:
Application for reschedule/restructuring of loan account
Submitted By:
Plaintiff
Relevance:
Request for restructuring the loan repayment terms
Reference:
Ext.A5
Document Type:
Agreement with the borrower on rescheduling/rephasing of Term Loan
Submitted By:
Plaintiff
Relevance:
New agreement detailing revised loan terms
Reference:
Ext.A6
Document Type:
Agreement with the Guarantors on Rescheduling/ Rephasing of Term Loan
Submitted By:
Plaintiff
Relevance:
Agreement with guarantors related to loan terms
Reference:
Ext.A7
Document Type:
Statement of Accounts
Submitted By:
Plaintiff
Relevance:
Detailed statement of the loan account showing outstanding amount
Reference:
Ext.A8
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Malappuram
State
Kerala
Court Establishment
Munsiff Court, Tirur / Rent Control Court
Common Reasons
Non-payment of loan amount
Case Code
Case between UCO Bank vs Mohammed Azeez A. et al regarding realization of money
Case Code Year
Case between UCO Bank vs Mohammed Azeez A. et al regarding realization of money