Case Summary
The plaintiff, UCO Bank, filed a suit against the defendants, who are members of Mahilasree Sangam, for the recovery of a loan not repaid. The defendants took a loan of Rs. 3,00,000 but failed to repay it despite multiple reminders.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Plaintiff is entitled to realise an amount of Rs. 3,13,738 with interest.
Case Type
Civil Suit
Final Judgment
No
The suit is decreed in favor of the plaintiff UCO Bank for the recovery of Rs. 3,13,738 along with interest from the defendants. The court found the defendants liable for the loan default.
Why Plaintiff Won:
The evidence provided by the plaintiff clearly established the defendants' liability to repay the loan amount.
The evidence provided by the plaintiff clearly established the defendants' liability to repay the loan amount.
Losing Side's Weaknesses:
The evidence provided by the plaintiff clearly established the defendants' liability to repay the loan amount.
The evidence provided by the plaintiff clearly established the defendants' liability to repay the loan amount.
Supporting Evidence
The oral as well as documentary evidence adduced from the side of plaintiff bank clearly established that the defendants are indebted to the plaintiff bank.
Judgment Evidence:
In the result, the suit is decreed with costs as follows: The plaintiff is entitled to realise an amount of Rs.3,13,738/- (Rupees Three Lakhs Thirteen Thousand Seven Hundred and Thirty Eight only) with interest at the rate of 10.45% per annum from the date of the suit till the date of decree.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- UCO Bank
- Relation
- represented by the Chief Manager
- Party Role
- Defendant
- Party Name
- Mahilasree Sangam
- Relation
- represented by President Shaheeda Beevi
- Party Role
- Defendant
- Party Name
- Shahida Beevi
- Party Age
- 54
- Relation
- W/o Jalaludeen
- Party Role
- Defendant
- Party Name
- Thasni
- Party Age
- 30
- Relation
- D/o Basheer Kutty
- Party Role
- Defendant
- Party Name
- Rasheeda
- Party Age
- 57
- Relation
- W/o Basheerkutty
- Party Role
- Defendant
- Party Name
- Haneesa
- Party Age
- 31
- Relation
- W/o Noushad
Plaintiffs Documents
Inter-se Agreement dated 17-12-2013, Term Loan Agreement dated 17-12-2013, Office copy of Legal Notice dated 20-09-2019, Postal Receipts (3 Nos.), Statement of accounts.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- K.G.Baiju
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Poornima.G.
- Appearance Type
- Main Counsel
- Party Role
- Defendant
- Advocate Name
- Ligin Felix
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Recovery of amount due from defendants.
Evidence:
The plaintiff is entitled to realise an amount of Rs.3,13,738/- (Rupees Three Lakhs Thirteen Thousand Seven Hundred and Thirty Eight only) from the defendants and their assets.
Relief Type:
Interest
Outcome:
Granted
Description:
Interest on the recovered amount.
Evidence:
Plaintiff is entitled to interest at the rate of 10.45% per annum from the date of the suit till the date of decree.
Relief Type:
Costs
Outcome:
Granted
Description:
Award of costs to the plaintiff.
Evidence:
There is no reason to deviate from the rule 'costs shall follow the event'.
Documents & Evidence
Document Type:
Inter-se Agreement
Submitted By:
Plaintiff
Relevance:
Proves the loan agreement between the plaintiff and defendants.
Reference:
Ext.A1
Document Type:
Term loan agreement
Submitted By:
Plaintiff
Relevance:
Establishes the conditions of the loan provided to the defendants.
Reference:
Ext.A2
Document Type:
Office copy of legal notice
Submitted By:
Plaintiff
Relevance:
Notice sent to defendants regarding the repayment of loan.
Reference:
Ext.A3
Document Type:
Postal Receipts
Submitted By:
Plaintiff
Relevance:
Proof of sending legal notice to the defendants.
Reference:
Ext.A4
Document Type:
Statement of Accounts
Submitted By:
Plaintiff
Relevance:
Shows the outstanding amount due from the defendants.
Reference:
Ext.A5
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kollam
State
Kerala
Court Establishment
Munsiff Court Kollam
Common Reasons
Non-payment of rent
Case Code
Case between UCO Bank vs Mahilasree Sangam et al regarding Realisation of Money
Case Code Year
Case between UCO Bank vs Mahilasree Sangam et al regarding Realisation of Money