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OS. No. 694/2019

Case between UCO Bank vs Madeena Swayam Sahaya Sangam et al regarding Realisation of Money

Court
COURT OF THE MUNSIFF, KOLLAM
Judge
Smt. Ragi.S.
Order Date
2025-09-20
Duration
approximately-6 years 8 months
Case Closed
Sat, 09/20/2025 - 12:00

Judgement document from eCourt website

Judgment Document
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Case Summary

The plaintiff, UCO Bank, filed a suit for the realization of a loan amount of Rs. 3,74,376.48 due from the defendants, which includes an association and its members. The defendants failed to repay the loan amount despite repeated requests and were represented by various individuals.

Judgment Outcome

Plaintiff Won
Interim Order
The court decreed the suit in favor of the plaintiff, ordering the defendants to pay the loan amount along with interest and costs. The plaintiff proved their claim based on the evidence presented.
Judgment Favored
Plaintiff
Relief Granted
The plaintiff is entitled to realise an amount of Rs.3,74,376.48 with interest and costs.
Case Type
Civil Suit
Final Judgment
No
The court decreed the suit in favor of the plaintiff, ordering the defendants to pay the loan amount along with interest and costs. The plaintiff proved their claim based on the evidence presented.
Why Plaintiff Won:
The plaintiff established the indebtedness of the defendants through solid evidence and documentation.
Losing Side's Weaknesses:
The plaintiff established the indebtedness of the defendants through solid evidence and documentation.
Supporting Evidence
The oral as well as documentary evidence adduced from the side of plaintiff bank clearly established that the defendants are indebted to the plaintiff bank.

Judgment Evidence:

In the result, the suit is decreed with costs as follows: The plaintiff is entitled to realise an amount of Rs.3,74,376.48 with interest at the rate of 10.45% per annum from the date of the suit till the date of decree.

Parties Involved

Parties

Party Role
Plaintiff
Party Name
UCO Bank
Relation
Represented by
Party Role
Defendant
Party Name
Madeena Swayam Sahaya Sangam
Relation
Represented by
Party Role
Defendant
Party Name
Sanuja
Party Age
34
Relation
D/o
Party Role
Defendant
Party Name
Anooja
Party Age
28
Relation
W/o
Party Role
Defendant
Party Name
Sajeena
Party Age
37
Relation
W/o
Party Role
Defendant
Party Name
Fathima Beevi
Party Age
48
Relation
W/o
Plaintiffs Documents
04-01-2016 Inter-se Agreement, 04-01-2016 Term Loan Agreement, 20-09-2019 Office copy of Lawyer notice, 24-09-2019 Postal Receipts, 25-09-2019 Statement of accounts
Defendants Documents

Advocates

Party Role
Plaintiff
Advocate Name
K.G.Baiju
Appearance Type
Main Counsel
Party Role
Plaintiff
Advocate Name
Poornima.G.
Appearance Type
Assisting Counsel

Reliefs

Relief Type: Recovery
Outcome: Granted
Description:
The plaintiff is entitled to recover an amount of Rs. 3,74,376.48 with interest from the defendants.
Evidence:
In the result, the suit is decreed with costs as follows: The plaintiff is entitled to realise an amount of Rs.3,74,376.48/- (Rupees Three Lakhs Seventy Four Thousand Three Hundred and Seventy Six and Forty Eight Paise only) with interest at the rate of 10.45% per annum from the date of the suit till the date of decree and at the rate of 6% per annum from the date of decree till realisation, with costs, from the defendants and their assets.

Documents & Evidence

Document Type: Inter-se Agreement
Submitted By: Plaintiff
Relevance:
This document proves the terms agreed upon for the loan availed by the defendants.
Reference:
Ext.A1
Document Type: Term loan agreement
Submitted By: Plaintiff
Relevance:
This document establishes the loan amount and the repayment terms agreed upon by the defendants.
Reference:
Ext.A2
Document Type: Office copy of lawyer notice
Submitted By: Plaintiff
Relevance:
This document shows the legal notice sent to the defendants regarding repayment.
Reference:
Ext.A3
Document Type: Postal Receipts
Submitted By: Plaintiff
Relevance:
These receipts provide evidence of communication sent to the defendants.
Reference:
Ext.A4
Document Type: Statement of Accounts
Submitted By: Plaintiff
Relevance:
This document illustrates the outstanding amount owed by the defendants.
Reference:
Ext.A5

Case Classification

Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kollam
State
Kerala
Court Establishment
Munsiff Court Kollam
Common Reasons
Non-payment of rent
Case Code
Case between UCO Bank vs Madeena Swayam Sahaya Sangam et al regarding Realisation of Money
Case Code Year
Case between UCO Bank vs Madeena Swayam Sahaya Sangam et al regarding Realisation of Money

Quick Facts

Location
Kollam
District
Kollam
State
Kerala
Court Establishment
Munsiff Court Kollam
Case Filed
Mon, 09/23/2019 - 12:00
Case Closed
Sat, 09/20/2025 - 12:00
From
Mon, 09/01/2025 - 12:00
To
Fri, 10/31/2025 - 12:00
Outcome Confidence
95%

Involved Entities

Bank

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