Case Summary
This case involves the State Bank of India, which is seeking to recover money from Sri. Thomas Kuriakose for an outstanding loan. The defendant failed to appear in court, leading to a judgment in favor of the plaintiff.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
The defendant is directed to pay ₹3,85,211 with interest at 6% per annum.
Case Type
Civil Suit
Final Judgment
No
Why Plaintiff Won:
The case of the plaintiff stands proved based on uncontested evidence.
The case of the plaintiff stands proved based on uncontested evidence.
Judgment Evidence:
In the result, the suit is decreed as follows: I. The defendant is directed to pay to the plaintiff, an amount of 3,85,211/- (Rupees three lakh eighty five thousand two hundred and eleven only) with interest at the rate of 6% per annum (simple interest) from the date of institution of the suit, till its realisation from the defendant or from assets of defendant.
Parties Involved
Plaintiffs
State Bank of India (Age not specified years)
Corporate Centre at Madame Cama Road, Nariman Point, Mumbai – 400 021 and branch at Ernakulam, Metro Station Branch, Padma Junction, M.G Road, Ernakulam - 682 035
Defendants
Sri. Thomas Kuriakose (58 years years)
Thaikkootathil House, CMC - 4, Cherhala P.O, Pin – 688 524
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The defendant is directed to pay the plaintiff an amount of 3,85,211/- with interest.
Evidence:
The defendant is directed to pay to the plaintiff, an amount of 3,85,211/- with interest at the rate of 6% per annum from the date of institution of the suit, till its realisation from the defendant or from assets of defendant.
Relief Type:
Recovery
Outcome:
Granted
Description:
The plaintiff can realise the amount from the defendant or assets if not paid.
Evidence:
If the defendant do not pay the amount as ordered, the plaintiff shall be at the liberty to realise the same from the defendant or from assets of defendant.
Relief Type:
Other
Outcome:
Granted
Description:
The plaintiff is entitled to the costs of the suit from the defendant.
Evidence:
Considering the nature of the suit and circumstances surrounding the suit, the plaintiff is entitled to the costs of the suit from the defendant.
Documents & Evidence
Document Type:
Loan Application Form
Submitted By:
Plaintiff
Relevance:
Document relates to the loan application by the defendant.
Reference:
Ext.A1
Document Type:
Sanction letter
Submitted By:
Plaintiff
Relevance:
Document is the sanction letter for the loan availed by the defendant.
Reference:
Ext.A2
Document Type:
Arrangement Letter
Submitted By:
Plaintiff
Relevance:
Document outlines the arrangement details related to the loan.
Reference:
Ext.A3
Document Type:
Personal Loan Agreement
Submitted By:
Plaintiff
Relevance:
Document is the agreement for the personal loan taken by the defendant.
Reference:
Ext.A4
Document Type:
Operations Letter
Submitted By:
Plaintiff
Relevance:
Document details operations related to the loan.
Reference:
Ext.A5
Document Type:
S.I Report
Submitted By:
Plaintiff
Relevance:
Document reports on the subject interest related to the loan.
Reference:
Ext.A6
Document Type:
Personal Assets and Liabilities Statement
Submitted By:
Plaintiff
Relevance:
Document details the financial status of the defendant.
Reference:
Ext.A7
Document Type:
Key Fact Statement
Submitted By:
Plaintiff
Relevance:
Document outlines key facts pertaining to the loan.
Reference:
Ext.A8
Document Type:
True copy of Final Recall Notice
Submitted By:
Plaintiff
Relevance:
Document is a recall notice sent regarding the loan.
Reference:
Ext.A9
Document Type:
Returned Postal envelope
Submitted By:
Plaintiff
Relevance:
Document evidences communication related to the loan.
Reference:
Ext.A10
Document Type:
True copy of letter
Submitted By:
Plaintiff
Relevance:
Document includes a letter relevant to the loan matter.
Reference:
Ext.A11
Document Type:
Office copy of lawyer notice
Submitted By:
Plaintiff
Relevance:
Document is a lawyer's notice sent to the defendant.
Reference:
Ext.A12
Document Type:
Computer print out of Account Statement
Submitted By:
Plaintiff
Relevance:
Document is an account statement relevant to the loan, marked subject to proof.
Reference:
Ext.A13