Case Summary
The case involves a suit filed by the State Bank of India against Sheeja M Shaji for recovery of money related to two personal loans taken by the defendant. The defendant failed to repay the agreed loan amounts, leading to this legal action.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Defendant shall pay to the plaintiff the total amount of Rs.1,89,908/- along with interest.
Case Type
Civil Suit
Final Judgment
No
The court ordered the defendant to pay a total of Rs.1,89,908/- along with interest at 6% per annum from the date of institution of the suit until realization.
Why Plaintiff Won:
The plaintiff has established its case with sufficient evidence.
The plaintiff has established its case with sufficient evidence.
Losing Side's Weaknesses:
Not available
Not available
Supporting Evidence
The court is satisfied that the plaintiff has established its case. There is no evidence rebuttal evidence from the defendants.
Judgment Evidence:
In the result, It is ordered that the defendant shall pay to the plaintiff the total amount of Rs.1,89,908/- along with interest at the rate of 6% per annum from the date of institution of the suit till the date of realization of the sum.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- State Bank of India
- Party Role
- Defendant
- Party Name
- Sheeja M Shaji
- Party Age
- 38
- Relation
- W/o
Plaintiffs Documents
Personal Loan Agreement RMP Exparess credit, Certified true copy of the terms and condition of the xpress credit Insta Top up loan, Copy of Lawyers Notice, Postal Receipt, Returned Postal Cover, Certified true copy of the Statement of Accounts, Certified true copy of the logs of the Account
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- M P Tharakan
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Navaneeth Menon
- Appearance Type
- Assisting Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The defendant shall pay the total amount due to the plaintiff.
Evidence:
In the result, It is ordered that the defendant shall pay to the plaintiff the total amount of Rs.1,89,908/- (Rupees One Lakh Eighty Nine Thousand Nine Hundred and Eight Only) along with interest at the rate of 6% per annum from the date of institution of the suit till the date of realization of the sum.
Documents & Evidence
Document Type:
Personal Loan Agreement
Submitted By:
Plaintiff
Relevance:
Document establishes the loan terms agreed upon by the defendant.
Reference:
Ext.A1
Document Type:
Certified true copy of the terms and condition of the xpress credit Insta Top up loan
Submitted By:
Plaintiff
Relevance:
Details the terms and conditions associated with the second loan taken by the defendant.
Reference:
Ext.A2
Document Type:
Copy of Lawyers Notice
Submitted By:
Plaintiff
Relevance:
The notice served to the defendant prior to filing the suit.
Reference:
Ext.A3
Document Type:
Postal receipt
Submitted By:
Plaintiff
Relevance:
Proof of dispatch of legal notice to the defendant.
Reference:
Ext.A4
Document Type:
Returned Postal cover
Submitted By:
Plaintiff
Relevance:
Evidence that the legal notice was returned undelivered.
Reference:
Ext.A5
Document Type:
Certified true copy of the statement of accounts
Submitted By:
Plaintiff
Relevance:
Shows the outstanding amounts on the loan accounts.
Reference:
Ext.A6
Document Type:
Certified true copy of the logs of the account
Submitted By:
Plaintiff
Relevance:
Document detailing transactions and payment history of the defendant's loan accounts.
Reference:
Ext.A7
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kottayam
State
Kerala
Court Establishment
Munsiff Court, Kottayam
Common Reasons
Recovery of money
Case Code
Case between State Bank of India vs Sheeja M Shaji regarding recovery of money
Case Code Year
Case between State Bank of India vs Sheeja M Shaji regarding recovery of money