Case Summary
The plaintiff is the State Bank of India, and the defendant is Shaban Reza, a defense personnel. The case is about the bank seeking recovery of a loan amount due to the defendant's failure to make repayments.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Defendant to pay ₹6,54,059.7 with 9% interest per annum and costs.
Case Type
Civil Suit
Final Judgment
No
The court decreed the suit, directing the defendant to pay an amount of ₹6,54,059.7 with interest. The plaintiff is also entitled to costs of litigation and post-decretal interest in case of default.
Why Plaintiff Won:
The unchallenged proof affidavit and documents satisfactorily proved the plaint claim.
The unchallenged proof affidavit and documents satisfactorily proved the plaint claim.
Losing Side's Weaknesses:
The unchallenged proof affidavit and documents satisfactorily proved the plaint claim.
The unchallenged proof affidavit and documents satisfactorily proved the plaint claim.
Supporting Evidence
The unchallenged proof affidavit and documents would satisfactorily prove the plaint claim.
Judgment Evidence:
The suit is decreed directing the defendant to pay an amount of ₹6,54,059.7 (Rupees Six Lakhs Fifty-Four Thousand Fifty-Nine and Paisa Seven Only) with 9% interest per annum from the date of suit till the date of decree.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- State Bank of India
- Relation
- represented by its Branch Manager, Soumya Mohandas
- Party Role
- Defendant
- Party Name
- Shaban Reza
- Party Age
- 44
Plaintiffs Documents
Original of the loan application, Original of the arrangement letter, Original of the personal loan agreement, Office copy of the demand notice, Office copy of the lawyer notice, Extract of the loan account.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Sreejith S Nair
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Biju Joseph
- Appearance Type
- Assisting Counsel
- Party Role
- Plaintiff
- Advocate Name
- Remil Regi George
- Appearance Type
- Assisting Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The plaintiff is seeking the recovery of the outstanding loan amount of ₹6,54,059.7 along with any other costs, charges, or expenses incurred due to the defendant's default.
Evidence:
The suit is decreed directing the defendant to pay an amount of ₹6,54,059.7 (Rupees Six Lakhs Fifty-Four Thousand Fifty-Nine and Paisa Seven Only) with 9% interest per annum from the date of suit till the date of decree.
Relief Type:
Costs
Outcome:
Granted
Description:
The plaintiff is entitled for the costs of the litigation.
Evidence:
The plaintiff is also entitled for the costs of the litigation.
Documents & Evidence
Document Type:
Loan Application
Submitted By:
Plaintiff
Relevance:
Original of the loan application submitted by the defendant.
Reference:
Ext.A1
Document Type:
Arrangement Letter
Submitted By:
Plaintiff
Relevance:
Original of the arrangement letter executed by the defendant.
Reference:
Ext.A2
Document Type:
Personal Loan Agreement
Submitted By:
Plaintiff
Relevance:
Original of the personal loan agreement executed by the defendant in favour of the plaintiff.
Reference:
Ext.A3
Document Type:
Demand Notice
Submitted By:
Plaintiff
Relevance:
Office copy of the demand notice issued by the plaintiff.
Reference:
Ext.A4
Document Type:
Lawyer Notice
Submitted By:
Plaintiff
Relevance:
Office copy of the lawyer notice issued by the Plaintiff.
Reference:
Ext.A5
Document Type:
Loan Account Extract
Submitted By:
Plaintiff
Relevance:
Extract of the loan account of the defendant maintained by the plaintiff from 14.06.23 to 25.06.24 duly certified under the Bankers Book of Evidence Act and also under Indian Evidence Act.
Reference:
Ext.A6
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Ernakulam
State
Kerala
Court Establishment
Munsiff Court, Ernakulam
Common Reasons
Non-payment of rent
Case Code
Case between State Bank of India vs Shaban Reza regarding recovery of money.
Case Code Year
Case between State Bank of India vs Shaban Reza regarding recovery of money.