Case Summary
The plaintiff, State Bank of India, filed a suit against the defendant for the recovery of a loan amount due. The defendant defaulted on the loan repayment, prompting the bank to seek legal remedies.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
The plaintiff is entitled to realise an amount of Rs. 4,92,783 together with interest at the rate of 6% per annum from the date of the suit till realization.
Case Type
Civil Suit
Final Judgment
No
The court ruled in favor of the plaintiff, granting them the amount of Rs. 4,92,783 along with interest and costs.
Why Plaintiff Won:
The plaintiff succeeded in proving their case with sufficient evidence and the suit was filed within the limitation period.
The plaintiff succeeded in proving their case with sufficient evidence and the suit was filed within the limitation period.
Losing Side's Weaknesses:
The plaintiff succeeded in proving their case with sufficient evidence and the suit was filed within the limitation period.
The plaintiff succeeded in proving their case with sufficient evidence and the suit was filed within the limitation period.
Supporting Evidence
The plaintiff has succeeded in proving her case. Moreover, there is no evidence to rebut the evidence adduced on the side of the plaintiff.
Judgment Evidence:
In the result, The plaintiff is entitled to realise an amount of Rs. 4,92,783/- (Rupees Four Lakhs Ninety Two Thousand Seven Hundred and Eighty three only) together with interest at the rate of 6% per annum from the date of the suit till the realization from the defendant and his assets, with costs.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- State Bank of India
- Relation
- represented by
- Party Role
- Defendant
- Party Name
- Mash Das M
Plaintiffs Documents
Arrangement Letter, Personal Loan agreement, Irrecoverable standing instruction, Statement of Account, Office copy of legal notice, Acknowledgment Card, Postal receipt
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Deepa C.S
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The plaintiff is entitled to realize a sum of Rs.4,92,783/- from the defendant.
Evidence:
Hence, the plaintiff is entitled to realize a sum of 4,92,783/- from the defendant and his assets.
Documents & Evidence
Document Type:
Arrangement Letter
Submitted By:
Plaintiff
Relevance:
This document establishes the terms under which the loan was arranged.
Reference:
Ext.A1
Document Type:
Personal Loan Agreement
Submitted By:
Plaintiff
Relevance:
This agreement outlines the conditions of the loan taken by the defendant.
Reference:
Ext.A2
Document Type:
Irrecoverable Standing Instruction
Submitted By:
Plaintiff
Relevance:
This instruction indicates the borrower's agreement regarding loan repayments.
Reference:
Ext.A3
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
This statement provides the financial history of the loan account.
Reference:
Ext.A4
Document Type:
Office copy of legal notice
Submitted By:
Plaintiff
Relevance:
This notice was issued to inform the defendant of overdue payments.
Reference:
Ext.A5
Document Type:
Acknowledgment card
Submitted By:
Plaintiff
Relevance:
This card serves as proof that the legal notice was acknowledged by the defendant.
Reference:
Ext.A6
Document Type:
Postal receipt
Submitted By:
Plaintiff
Relevance:
This receipt verifies the dispatch of the legal notice to the defendant.
Reference:
Ext.A7
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kollam
State
Kerala
Court Establishment
Munsiff Court Kollam
Common Reasons
Recovery of money
Case Code
Case between State Bank of India vs Mash Das M regarding realization of money
Case Code Year
Case between State Bank of India vs Mash Das M regarding realization of money