Case Summary
The State Bank of India is suing George Varghese for the non-repayment of a loan amounting to ₹1,20,959. The defendant failed to appear in court, leading to an ex parte decision.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Defendant directed to pay ₹1,20,959 with interest.
Case Type
Civil Suit
Final Judgment
No
The court decreed the suit in favor of the plaintiff, ordering the defendant to pay ₹1,20,959 along with interest. The defendant failed to repay the loan as agreed.
Why Plaintiff Won:
The unchallenged proof affidavit and documents satisfactorily proved the plaint claim.
The unchallenged proof affidavit and documents satisfactorily proved the plaint claim.
Losing Side's Weaknesses:
The unchallenged proof affidavit and documents satisfactorily proved the plaint claim.
The unchallenged proof affidavit and documents satisfactorily proved the plaint claim.
Supporting Evidence
The unchallenged proof affidavit and documents would satisfactorily prove the plaint claim.
Judgment Evidence:
In the result, The suit is decreed directing the defendants to pay an amount of 1,20,959/- (Rupees One Lakh Twenty Thousand Nine Hundred and Fifty-Nine only), with 11.60% interest per annum from the date of suit till the date of decree.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- The State Bank of India
- Relation
- represented by its Manager, Praveen V
- Party Role
- Defendant
- Party Name
- George Varghese
- Party Age
- 56
- Relation
- S/o
Plaintiffs Documents
Arrangement letter for loan amount of ₹2,00,000, Loan Agreement, Office copy of the lawyer notice issued to the defendant, Acknowledgment card, Certified copy of the statement of Account.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Usha Rani T.K
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Shyla Shageeq
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The plaintiff is entitled to recover the sum of 1,20,959/- along with interest.
Evidence:
The suit is decreed directing the defendants to pay an amount of 1,20,959/- (Rupees One Lakh Twenty Thousand Nine Hundred and Fifty-Nine only), with 11.60% interest per annum from the date of suit till the date of decree.
Relief Type:
Cost
Outcome:
Granted
Description:
The plaintiff is entitled to the costs of the litigation.
Evidence:
The plaintiff is also entitled to the costs of the litigation.
Documents & Evidence
Document Type:
Arrangement Letter
Submitted By:
Plaintiff
Relevance:
Issued by the plaintiff bank in favour of the defendant as part of the loan agreement.
Reference:
Ext.A1
Document Type:
Loan Agreement
Submitted By:
Plaintiff
Relevance:
Executed by the defendant in favour of the plaintiff bank detailing the terms of the loan.
Reference:
Ext.A2
Document Type:
Lawyer Notice
Submitted By:
Plaintiff
Relevance:
Office copy of the legal notice issued to the defendant regarding the loan default.
Reference:
Ext.A3
Document Type:
Acknowledgment card
Submitted By:
Plaintiff
Relevance:
Serves as evidence of receipt for communications related to the loan.
Reference:
Ext.A4
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
Certified copy of the account statement showing the details of the loan and outstanding balance.
Reference:
Ext.A5
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Ernakulam
State
Kerala
Court Establishment
Munsiff Court, Ernakulam
Common Reasons
Non-payment of rent
Case Code
Case between The State Bank of India vs George Varghese regarding loan repayment
Case Code Year
Case between The State Bank of India vs George Varghese regarding loan repayment