Case Summary
The State Bank of India is suing George Varghese for the non-repayment of a loan amounting to ₹1,20,959. The defendant failed to appear in court, leading to an ex parte decision.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Defendant directed to pay ₹1,20,959 with interest.
Case Type
Civil Suit
Final Judgment
No
Why Plaintiff Won:
The unchallenged proof affidavit and documents satisfactorily proved the plaint claim.
The unchallenged proof affidavit and documents satisfactorily proved the plaint claim.
Judgment Evidence:
In the result, The suit is decreed directing the defendants to pay an amount of 1,20,959/- (Rupees One Lakh Twenty Thousand Nine Hundred and Fifty-Nine only), with 11.60% interest per annum from the date of suit till the date of decree.
Parties Involved
Plaintiffs
The State Bank of India (Age not specified years)
Alinchuvadu Branch, Ernakulam
Defendants
George Varghese (56 years)
II 395 A, Arimbassery Lane, Near Nava Nirman School, Vazhakkala, Thrikkakara P.O, Ernakulam District, Pin – 682 021
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The plaintiff is entitled to recover the sum of 1,20,959/- along with interest.
Evidence:
The suit is decreed directing the defendants to pay an amount of 1,20,959/- (Rupees One Lakh Twenty Thousand Nine Hundred and Fifty-Nine only), with 11.60% interest per annum from the date of suit till the date of decree.
Relief Type:
Cost
Outcome:
Granted
Description:
The plaintiff is entitled to the costs of the litigation.
Evidence:
The plaintiff is also entitled to the costs of the litigation.
Documents & Evidence
Document Type:
Arrangement Letter
Submitted By:
Plaintiff
Relevance:
Issued by the plaintiff bank in favour of the defendant as part of the loan agreement.
Reference:
Ext.A1
Document Type:
Loan Agreement
Submitted By:
Plaintiff
Relevance:
Executed by the defendant in favour of the plaintiff bank detailing the terms of the loan.
Reference:
Ext.A2
Document Type:
Lawyer Notice
Submitted By:
Plaintiff
Relevance:
Office copy of the legal notice issued to the defendant regarding the loan default.
Reference:
Ext.A3
Document Type:
Acknowledgment card
Submitted By:
Plaintiff
Relevance:
Serves as evidence of receipt for communications related to the loan.
Reference:
Ext.A4
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
Certified copy of the account statement showing the details of the loan and outstanding balance.
Reference:
Ext.A5