Case Summary
The plaintiff, M/s. Kerala Gramin Bank, filed a suit against defendants Amal C.U and Tony Roy for the recovery of a loan amount. The suit is based on the defendants' failure to repay the loan and its interest as per the agreement.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
The plaintiff bank is allowed to recover Rs.54,475 together with interest at the rate of 9% per annum from the date of suit till the date of decree.
Case Type
Civil Suit
Final Judgment
No
Why Plaintiff Won:
The unrebutted evidence of the plaintiff proved the claim for the recovery of the loan amount.
The unrebutted evidence of the plaintiff proved the claim for the recovery of the loan amount.
Judgment Evidence:
In the result, suit is decreed as follows: A) The plaintiff bank is allowed to recover Rs.54,475 together with interest at the rate of 9% per annum from the date of suit till the date of decree.
Parties Involved
Plaintiffs
M/s. Kerala Gramin Bank (Age not specified years)
Thrikkakara Branch, Opp. Cardinal School, Judgemukku, Thrikkakara, Kochi 682 021
Defendants
Amal C.U (32 years)
‘Cherattuparambil’ House, Eloor East, Udyogamandal P.O, Ernakulam District, Pin 683 501
Tony Roy (35 years)
Second Floor, J.J Centre, Poonithura, ‘Thaivelikkakathu’, Unichira, Chandrambuzha Nara P.O, 682 033
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The plaintiff bank is allowed to recover Rs.54,475 together with interest.
Evidence:
In the result, suit is decreed as follows: A) The plaintiff bank is allowed to recover Rs.54,475 together with interest at the rate of 9% per annum from the date of suit till the date of decree, and thereafter @ 6% per annum from the date of decree till entire realization in full from the defendants and their assets.
Relief Type:
Other
Outcome:
Granted
Description:
The plaintiff bank is entitled to get the costs of the suit from the defendants.
Evidence:
B) The plaintiff bank is also entitled to get the costs of the suit from the defendants.
Documents & Evidence
Document Type:
Application for Loan
Submitted By:
Plaintiff
Relevance:
This document was part of the evidence supporting the plaintiff's claim for loan recovery.
Reference:
Ext.A1
Document Type:
Details of co obligant
Submitted By:
Plaintiff
Relevance:
This document was part of the evidence supporting the plaintiff's claim for loan recovery.
Reference:
Ext.A2
Document Type:
Agreement for General Consumption Loans
Submitted By:
Plaintiff
Relevance:
This document was part of the evidence supporting the plaintiff's claim for loan recovery.
Reference:
Ext.A3
Document Type:
Promissory Note
Submitted By:
Plaintiff
Relevance:
This document was part of the evidence supporting the plaintiff's claim for loan recovery.
Reference:
Ext.A4
Document Type:
Take delivery letter to DPA
Submitted By:
Plaintiff
Relevance:
This document was part of the evidence supporting the plaintiff's claim for loan recovery.
Reference:
Ext.A5
Document Type:
Statement of account for the period
Submitted By:
Plaintiff
Relevance:
This document was part of the evidence supporting the plaintiff's claim for loan recovery.
Reference:
Ext.A6
Document Type:
Acknowledgment of debt and security of borrower
Submitted By:
Plaintiff
Relevance:
This document was part of the evidence supporting the plaintiff's claim for loan recovery.
Reference:
Ext.A7
Document Type:
Office copy of lawyer notice
Submitted By:
Plaintiff
Relevance:
This document was part of the evidence demonstrating the plaintiff's attempts to recover the loan.
Reference:
Ext.A8
Document Type:
Postal acknowledged card
Submitted By:
Plaintiff
Relevance:
This document was part of the evidence showing that the notice was received.
Reference:
Ext.A9