Case Summary
The plaintiff, M/s. Kerala Gramin Bank, filed a suit against defendants Amal C.U and Tony Roy for the recovery of a loan amount. The suit is based on the defendants' failure to repay the loan and its interest as per the agreement.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
The plaintiff bank is allowed to recover Rs.54,475 together with interest at the rate of 9% per annum from the date of suit till the date of decree.
Case Type
Civil Suit
Final Judgment
No
The court decreed in favor of the plaintiff bank, allowing them to recover the due amount along with interest.
Why Plaintiff Won:
The unrebutted evidence of the plaintiff proved the claim for the recovery of the loan amount.
The unrebutted evidence of the plaintiff proved the claim for the recovery of the loan amount.
Losing Side's Weaknesses:
The unrebutted evidence of the plaintiff proved the claim for the recovery of the loan amount.
The unrebutted evidence of the plaintiff proved the claim for the recovery of the loan amount.
Supporting Evidence
From the unrebutted evidence of PW1 and from Exts.A1 to A9 documents the plaint averments stands proved.
Judgment Evidence:
In the result, suit is decreed as follows: A) The plaintiff bank is allowed to recover Rs.54,475 together with interest at the rate of 9% per annum from the date of suit till the date of decree.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- M/s. Kerala Gramin Bank
- Relation
- represented by its Manager cum Principal Officer
- Party Role
- Defendant
- Party Name
- Amal C.U
- Party Age
- 32
- Relation
- S/o
- Party Role
- Defendant
- Party Name
- Tony Roy
- Party Age
- 35
- Relation
- S/o
Plaintiffs Documents
Application for loan, Details of co obligant, Agreement for general consumption loans, Promissory note, Take delivery letter to DPA, Statement of account for the period 19.07.2017 to 08.12.2020, Acknowledgment of debt and security of borrower, Office copy of lawyer notice, Postal acknowledged card
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- B.Jayaprakash
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Renju John
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Suja.R.Nair
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Thresia Anu P.J.
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The plaintiff bank is allowed to recover Rs.54,475 together with interest.
Evidence:
In the result, suit is decreed as follows: A) The plaintiff bank is allowed to recover Rs.54,475 together with interest at the rate of 9% per annum from the date of suit till the date of decree, and thereafter @ 6% per annum from the date of decree till entire realization in full from the defendants and their assets.
Relief Type:
Other
Outcome:
Granted
Description:
The plaintiff bank is entitled to get the costs of the suit from the defendants.
Evidence:
B) The plaintiff bank is also entitled to get the costs of the suit from the defendants.
Documents & Evidence
Document Type:
Application for Loan
Submitted By:
Plaintiff
Relevance:
This document was part of the evidence supporting the plaintiff's claim for loan recovery.
Reference:
Ext.A1
Document Type:
Details of co obligant
Submitted By:
Plaintiff
Relevance:
This document was part of the evidence supporting the plaintiff's claim for loan recovery.
Reference:
Ext.A2
Document Type:
Agreement for General Consumption Loans
Submitted By:
Plaintiff
Relevance:
This document was part of the evidence supporting the plaintiff's claim for loan recovery.
Reference:
Ext.A3
Document Type:
Promissory Note
Submitted By:
Plaintiff
Relevance:
This document was part of the evidence supporting the plaintiff's claim for loan recovery.
Reference:
Ext.A4
Document Type:
Take delivery letter to DPA
Submitted By:
Plaintiff
Relevance:
This document was part of the evidence supporting the plaintiff's claim for loan recovery.
Reference:
Ext.A5
Document Type:
Statement of account for the period
Submitted By:
Plaintiff
Relevance:
This document was part of the evidence supporting the plaintiff's claim for loan recovery.
Reference:
Ext.A6
Document Type:
Acknowledgment of debt and security of borrower
Submitted By:
Plaintiff
Relevance:
This document was part of the evidence supporting the plaintiff's claim for loan recovery.
Reference:
Ext.A7
Document Type:
Office copy of lawyer notice
Submitted By:
Plaintiff
Relevance:
This document was part of the evidence demonstrating the plaintiff's attempts to recover the loan.
Reference:
Ext.A8
Document Type:
Postal acknowledged card
Submitted By:
Plaintiff
Relevance:
This document was part of the evidence showing that the notice was received.
Reference:
Ext.A9
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Ernakulam
State
Kerala
Court Establishment
Munsiff Court, Ernakulam
Common Reasons
Non-payment of rent
Case Code
Case between M/s. Kerala Gramin Bank vs Amal C.U et al regarding realisation of money
Case Code Year
Case between M/s. Kerala Gramin Bank vs Amal C.U et al regarding realisation of money