Skip to main content
Niyamam AI Niyamam AI

Main navigation

  • Home
  • Lawyer Login
  • Lawyer Registration
  • About us
  • Contact
O.S No. 1065/2023

Case between M/s Kerala Gramin Bank, Thiruvankulam Branch vs Sreekumar Karunakara Menon et al regarding recovery of money

Court
Court of the Munsiff, Ernakulam
Judge
Sri. Nanda Krishna M.
Order Date
2025-02-28
Duration
approximately-4 years 27 days
Case Closed

Judgement document from eCourt website

Judgment Document
Save Case Find Similar Cases

Case Summary

M/s Kerala Gramin Bank filed a suit against Sreekumar Karunakara Menon and Vaisakh T.S for recovery of an agricultural loan of ₹70,000. The defendants failed to repay the amounts despite repeated demands, leading to the lawsuit.

Judgment Outcome

Plaintiff Won
Interim Order
The court ordered the defendants to pay ₹96,197.09 with interest of 9% per annum from the date of the suit until the decree date. If not paid, the plaintiff is entitled to recover the amount from the defendants' assets with additional post-decretal interest.
Judgment Favored
Plaintiff
Relief Granted
Defendants are ordered to pay ₹96,197.09 with interest.
Case Type
Civil Suit
Final Judgment
No
The court ordered the defendants to pay ₹96,197.09 with interest of 9% per annum from the date of the suit until the decree date. If not paid, the plaintiff is entitled to recover the amount from the defendants' assets with additional post-decretal interest.
Why Plaintiff Won:
The unchallenged proof affidavit and documents satisfactorily proved the plaint claim.
Losing Side's Weaknesses:
The unchallenged proof affidavit and documents satisfactorily proved the plaint claim.
Supporting Evidence
The unchallenged proof affidavit and documents would satisfactorily prove the plaint claim. So, a decree can rightly be passed as prayed for except the interest part, which is ordered reasonably.

Judgment Evidence:

In the result, the defendants should the plaintiff an amount of ₹96,197.09/- (Rupees Ninety Six Thousand and One Hundred and Ninety Seven and Paise Nine Only) with 9% interest per annum from the date of suit till the date of decree.

Parties Involved

Parties

Party Role
Plaintiff
Party Name
M/s Kerala Gramin Bank
Relation
represented by its Manager and Principal Officer Praveenkumar P
Party Role
Defendant
Party Name
Sreekumar Karunakara Menon
Party Age
49
Relation
S/o
Party Role
Defendant
Party Name
Vaisakh T.S
Party Age
32
Relation
S/o
Plaintiffs Documents
Memorandum of Agreement for Agricultural Loans, Pronote for ₹70,000, Take Delivery Letter, Certified copy of the Statement of account, Copy of lawyer notice.
Defendants Documents

Advocates

Party Role
Plaintiff
Advocate Name
B.Jayaprakash
Appearance Type
Main Counsel
Party Role
Plaintiff
Advocate Name
Suja R Nair
Appearance Type
Main Counsel
Party Role
Plaintiff
Advocate Name
Renju John
Appearance Type
Main Counsel
Party Role
Plaintiff
Advocate Name
Thresia Anu P.J
Appearance Type
Main Counsel

Reliefs

Relief Type: Recovery
Outcome: Granted
Description:
The defendants are ordered to pay the plaintiff an amount of ₹96,197.09 with interest.
Evidence:
The defendants should the plaintiff an amount of ₹96,197.09/- (Rupees Ninety Six Thousand and One Hundred and Ninety Seven and Paise Nine Only) with 9% interest per annum from the date of suit till the date of decree.
Relief Type: Cost
Outcome: Granted
Description:
The plaintiff is entitled to recover the costs of litigation.
Evidence:
The plaintiff is also entitled for the costs of the litigation.

Documents & Evidence

Document Type: Memorandum of agreement for agricultural loans
Submitted By: Plaintiff
Relevance:
Executed by the 1st defendant in favour of the plaintiff.
Reference:
Ext.A1
Document Type: Pronote
Submitted By: Plaintiff
Relevance:
Executed by the 1st defendant in favour of the plaintiff for ₹70,000/-.
Reference:
Ext.A2
Document Type: Take Delivery Letter
Submitted By: Plaintiff
Relevance:
Executed by the defendants in favour of the plaintiff.
Reference:
Ext.A3
Document Type: Certified Copy of the Statement of Account
Submitted By: Plaintiff
Relevance:
For the period of 02.02.21 to 03.10.23.
Reference:
Ext.A4
Document Type: Copy of Lawyer Notice
Submitted By: Plaintiff
Relevance:
Sent to the defendants demanding repayment.
Reference:
Ext.A5
Document Type: Postal Acknowledgment Card
Submitted By: Plaintiff
Relevance:
Signed by the 1st defendant acknowledging receipt of the legal notice.
Reference:
Ext.A6
Document Type: Returned Postal Envelop
Submitted By: Plaintiff
Relevance:
Of the 2nd defendant, which was returned unserved.
Reference:
Ext.A7

Case Classification

Case Type
Civil Suit
Category
Money and Loan Recovery
District
Ernakulam
State
Kerala
Court Establishment
Munsiff Court, Ernakulam
Common Reasons
Non-payment of rent
Case Code
Case between M/s Kerala Gramin Bank, Thiruvankulam Branch vs Sreekumar Karunakara Menon et al regarding recovery of money
Case Code Year
Case between M/s Kerala Gramin Bank, Thiruvankulam Branch vs Sreekumar Karunakara Menon et al regarding recovery of money

Quick Facts

Location
District
Ernakulam
State
Kerala
Court Establishment
Munsiff Court, Ernakulam
Case Filed
Tue, 02/02/2021 - 12:00
Case Closed
From
Sat, 02/01/2025 - 12:00
To
Fri, 02/28/2025 - 12:00
Outcome Confidence
85%

Involved Entities

Bank

Similar Cases

Case between Union Bank of India vs Dasan P.K. et al regarding Realization Of Money
COURT OF THE THIRD ADDL. MUNSIFF & RENT CONTROLLER
Civil Suit Plaintiff Won
Case between HDFC Bank Limited vs Baby P C et al regarding non-repayment of home loan
COURT OF MUNSIFF, ERNAKULAM
Civil Suit Plaintiff Won
Case between State Bank of India vs Johnson N.D regarding loan repayment
COURT OF THE MUNSIFF, ERNAKULAM
Civil Suit Plaintiff Won
Case between IDBI Bank Limited vs Kudumbasree Div 7 NHG 16 Jyothis et al regarding realization of money
COURT OF MUNSIFF, ERNAKULAM
Civil Suit Plaintiff Won
Case between Bank of India vs Shamna Basheer, Aysha Basheer regarding realization of money.
COURT OF THE THIRD ADDL. MUNSIFF & RENT CONTROLLER
Civil Suit Plaintiff Won