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O.S No. 527/2025

Case between M/s. Bluhend Finance vs Dhanya K.A regarding realisation of money.

Court
COURT OF THE PRINCIPAL MUNSIFF, ERNAKULAM
Judge
Sri. Rohit Nandakumar
Order Date
2025-10-15
Duration
approximately-2 years 6 months
Case Closed
Wed, 10/15/2025 - 12:00

Judgement document from eCourt website

Judgment Document
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Case Summary

The plaintiff, M/s. Bluhend Finance, is a money lending concern that lent a loan to the defendant, Dhanya K.A. The defendant failed to repay the loan, leading to the plaintiff seeking recovery of the outstanding amount.

Judgment Outcome

Plaintiff Won
Interim Order
The court ruled in favor of the plaintiff, ordering the defendant to pay an amount of ₹3,33,903/- along with interest at the rate of 6% per annum until realization.
Judgment Favored
Plaintiff
Relief Granted
Defendant is directed to pay ₹3,33,903/- with interest at the rate of 6% per annum.
Case Type
Civil Suit
Final Judgment
No
The court ruled in favor of the plaintiff, ordering the defendant to pay an amount of ₹3,33,903/- along with interest at the rate of 6% per annum until realization.
Why Plaintiff Won:
The evidence provided by the plaintiff was uncontested and credible.
Losing Side's Weaknesses:
Not available
Supporting Evidence
From the uncontested evidence of the PW1, I am of the opinion that the case of the plaintiff stands proved.

Judgment Evidence:

In the result, the suit is decreed as follows: I. The defendant is directed to pay to the plaintiff, an amount of 3,33,903/- with interest at the rate of 6% per annum (simple interest) from the date of institution of the suit, till its realisation from the defendant or from assets of defendant.

Parties Involved

Parties

Party Role
Plaintiff
Party Name
M/s. Bluhend Finance
Party Role
Defendant
Party Name
Dhanya K.A
Party Age
24
Relation
W/o
Plaintiffs Documents
The Money Lending Licence bearing No. 32070641106, Computer Print out of GST Registration Certificate, Demand Promissory Notes, Certified Copy of Cheque bearing No. 017520, Cheque Return Memo, Certified copy of Legal Notice, Certified copy of Postal Receipt, Certified copy of Postal Acknowledgment Card.
Defendants Documents

Advocates

Party Role
Plaintiff
Advocate Name
Ajith L.A
Appearance Type
Main Counsel
Party Role
Plaintiff
Advocate Name
Indu E.G
Appearance Type
Main Counsel

Reliefs

Relief Type: Recovery
Outcome: Granted
Description:
Plaintiff's claim for recovery of ₹3,33,903/- with interest.
Evidence:
I am of the opinion that the plaintiff is entitled to recover the same from the defendant, with interest from the date of suit.
Relief Type: Costs
Outcome: Granted
Description:
Plaintiff's entitlement to the costs of the suit from the defendant.
Evidence:
Considering the nature of the suit and circumstances surrounding the suit, the plaintiff is entitled to the costs of the suit from the defendant.

Documents & Evidence

Document Type: Money Lending Licence
Submitted By: Plaintiff
Relevance:
Used to establish the plaintiff's authority to lend money.
Reference:
Ext.A1
Document Type: Money Lending Licence
Submitted By: Plaintiff
Relevance:
Additional evidence of the plaintiff's authority to lend money.
Reference:
Ext.A2
Document Type: GST Registration Certificate
Submitted By: Plaintiff
Relevance:
Demonstrates the plaintiff's registration for GST.
Reference:
Ext.A3
Document Type: Demand Promissory Note
Submitted By: Plaintiff
Relevance:
Establishes the loan agreement terms.
Reference:
Ext.A4
Document Type: Demand Promissory Note
Submitted By: Plaintiff
Relevance:
Further details the loan agreement.
Reference:
Ext.A5
Document Type: Cheque
Submitted By: Plaintiff
Relevance:
Relevant to the loan repayment.
Reference:
Ext.A6
Document Type: Cheque Return Memo
Submitted By: Plaintiff
Relevance:
Indicates the cheque related to the claim was dishonored.
Reference:
Ext.A7
Document Type: Legal Notice
Submitted By: Plaintiff
Relevance:
Document sent to the defendant regarding the debt.
Reference:
Ext.A8
Document Type: Postal receipt
Submitted By: Plaintiff
Relevance:
Proof of sending the legal notice to the defendant.
Reference:
Ext.A9
Document Type: Postal Acknowledgment Card
Submitted By: Plaintiff
Relevance:
Confirms receipt of the legal notice by the defendant.
Reference:
Ext.A10

Case Classification

Case Type
Civil Suit
Category
Money and Loan Recovery
District
Ernakulam
State
Kerala
Court Establishment
Munsiff Court, Ernakulam
Common Reasons
Recovery of money
Case Code
Case between M/s. Bluhend Finance vs Dhanya K.A regarding realisation of money.
Case Code Year
Case between M/s. Bluhend Finance vs Dhanya K.A regarding realisation of money.

Case Flags

Cheque-Related Case
Nature of Cheque Case
Cheque Dishonour

Quick Facts

Location
Ernakulam
District
Ernakulam
State
Kerala
Court Establishment
Munsiff Court, Ernakulam
Case Filed
Fri, 04/28/2023 - 12:00
Case Closed
Wed, 10/15/2025 - 12:00
From
Wed, 10/01/2025 - 12:00
To
Fri, 10/31/2025 - 12:00
Outcome Confidence
85%

Involved Entities

Private Individual

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