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O.S No. 527/2025

Case between M/s. Bluhend Finance vs Dhanya K.A regarding realisation of money.

Court
COURT OF THE PRINCIPAL MUNSIFF, ERNAKULAM
Judge
Sri. Rohit Nandakumar
Order Date
2025-10-15
Duration
approximately-2 years 6 months

Judgement document from eCourt website

Open judgment PDF (eCourt)
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Case Summary

The plaintiff, M/s. Bluhend Finance, is a money lending concern that lent a loan to the defendant, Dhanya K.A. The defendant failed to repay the loan, leading to the plaintiff seeking recovery of the outstanding amount.

Judgment Outcome

Plaintiff Won
Interim Order
The court ruled in favor of the plaintiff, ordering the defendant to pay an amount of ₹3,33,903/- along with interest at the rate of 6% per annum until realization.
Judgment Favored
Plaintiff
Relief Granted
Defendant is directed to pay ₹3,33,903/- with interest at the rate of 6% per annum.
Case Type
Civil Suit
Final Judgment
No
Why Plaintiff Won:
The evidence provided by the plaintiff was uncontested and credible.

Judgment Evidence:

In the result, the suit is decreed as follows: I. The defendant is directed to pay to the plaintiff, an amount of 3,33,903/- with interest at the rate of 6% per annum (simple interest) from the date of institution of the suit, till its realisation from the defendant or from assets of defendant.

Parties Involved

Plaintiffs

Shelli Joseph (47 years) Puthoor Nedumattathil House, Peruva P.O, Peruva Kara, Mulakkulam Village, Vaikom Taluk, Kottayam District, Pin- 686 610

Defendants

Dhanya K.A (24 years) Puthukattuveliyil House, Amballoor P.O, Akkappanam Kara, Amballoor Village, Kananyannur Taluk, Ernakulam District, Pin- 682 315

Reliefs

Relief Type: Recovery
Outcome: Granted
Description:
Plaintiff's claim for recovery of ₹3,33,903/- with interest.
Evidence:
I am of the opinion that the plaintiff is entitled to recover the same from the defendant, with interest from the date of suit.
Relief Type: Costs
Outcome: Granted
Description:
Plaintiff's entitlement to the costs of the suit from the defendant.
Evidence:
Considering the nature of the suit and circumstances surrounding the suit, the plaintiff is entitled to the costs of the suit from the defendant.

Documents & Evidence

Document Type: Money Lending Licence
Submitted By: Plaintiff
Relevance:
Used to establish the plaintiff's authority to lend money.
Reference:
Ext.A1
Document Type: Money Lending Licence
Submitted By: Plaintiff
Relevance:
Additional evidence of the plaintiff's authority to lend money.
Reference:
Ext.A2
Document Type: GST Registration Certificate
Submitted By: Plaintiff
Relevance:
Demonstrates the plaintiff's registration for GST.
Reference:
Ext.A3
Document Type: Demand Promissory Note
Submitted By: Plaintiff
Relevance:
Establishes the loan agreement terms.
Reference:
Ext.A4
Document Type: Demand Promissory Note
Submitted By: Plaintiff
Relevance:
Further details the loan agreement.
Reference:
Ext.A5
Document Type: Cheque
Submitted By: Plaintiff
Relevance:
Relevant to the loan repayment.
Reference:
Ext.A6
Document Type: Cheque Return Memo
Submitted By: Plaintiff
Relevance:
Indicates the cheque related to the claim was dishonored.
Reference:
Ext.A7
Document Type: Legal Notice
Submitted By: Plaintiff
Relevance:
Document sent to the defendant regarding the debt.
Reference:
Ext.A8
Document Type: Postal receipt
Submitted By: Plaintiff
Relevance:
Proof of sending the legal notice to the defendant.
Reference:
Ext.A9
Document Type: Postal Acknowledgment Card
Submitted By: Plaintiff
Relevance:
Confirms receipt of the legal notice by the defendant.
Reference:
Ext.A10

Quick Facts

Location
Ernakulam
Case Filed
Fri, 04/28/2023 - 12:00
Outcome Confidence
85%

Involved Entities

Private Individual

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