Case Summary
The Kerala Gramin Bank filed a suit against Thomas Ulahannan and Yebi Thomas for the recovery of an overdue agricultural loan. The defendants failed to respond or settle the loan despite repeated requests from the bank.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Realisation of Rs.99,888/- and 9% interest on Rs.60,000/-
Case Type
Civil Suit
Final Judgment
No
The suit is decreed in favor of the plaintiff, allowing them to recover the outstanding amount from the defendants.
Why Plaintiff Won:
The evidence presented by the plaintiff bank was unrebutted, establishing their claim.
The evidence presented by the plaintiff bank was unrebutted, establishing their claim.
Losing Side's Weaknesses:
The evidence presented by the plaintiff bank was unrebutted, establishing their claim.
The evidence presented by the plaintiff bank was unrebutted, establishing their claim.
Supporting Evidence
From the unrebutted evidence adduced by plaintiff, I hold that the plaintiff’s bank is entitled to the relief as prayed for.
Judgment Evidence:
In the result, the suit is decreed with costs as follows: The plaintiff’s bank is allowed to realise the plaint claim of Rs.99,888/-( Ninety Nine Thousand Eight Hundred and Eighty Eight Only) and also to realise 9% interest on the principal amount of Rs.60,000/- (Sixty Thousand Only) from the defendants and their assets from the date of the suit ie, 25.11.2023 till realisation.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank
- Relation
- represented by
- Party Role
- Defendant
- Party Name
- Thomas Ulahannan
- Party Age
- 64
- Relation
- S/o
- Party Role
- Defendant
- Party Name
- Yebi Thomas
- Party Age
- 45
- Relation
- S/o
Plaintiffs Documents
Original application for agricultural advances dated 06.07.2018, Original memorandum of agreement from agricultural loans dated 06.07.2018, Statement of account of Thomas Ulahannan, Office copy of legal notice dated 16.06.2023, Acknowledgment card
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Joji Alex
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff was granted recovery of the claimed amount.
Evidence:
The suit is decreed with costs as follows: The plaintiff’s bank is allowed to realise the plaint claim of Rs.99,888/-
Relief Type:
Interest
Outcome:
Granted
Description:
Plaintiff was granted interest on the principal amount.
Evidence:
and also to realise 9% interest on the principal amount of Rs.60,000/- from the date of the suit ie, 25.11.2023 till realisation.
Documents & Evidence
Document Type:
Original Application for agricultural advances
Submitted By:
Plaintiff
Relevance:
Document establishes the initial loan application made by the defendants.
Reference:
Ext.A1
Document Type:
Original Memorandum of Agreement for Agricultural Loans
Submitted By:
Plaintiff
Relevance:
Document outlines the terms and conditions of the agricultural loan agreement.
Reference:
Ext.A2
Document Type:
Certified copy of statement of accounts
Submitted By:
Plaintiff
Relevance:
Document provides account details to show overdue payments.
Reference:
Ext.A3
Document Type:
Office copy of Lawyers notice
Submitted By:
Plaintiff
Relevance:
Document indicates formal communication regarding the loan default.
Reference:
Ext.A4
Document Type:
Acknowledgment card
Submitted By:
Plaintiff
Relevance:
Document shows acknowledgment of receipt related to loan documents.
Reference:
Ext.A5
Document Type:
Returned Unclaimed Notice
Submitted By:
Plaintiff
Relevance:
Document provides evidence of attempts to notify the defendants.
Reference:
Ext.A6
Document Type:
Original Acknowledgment of debts and security of Borrower/co-obligant
Submitted By:
Plaintiff
Relevance:
Document supports loan recovery claim by acknowledging debt responsibilities.
Reference:
Ext.A7
Document Type:
Original acknowledgment debt and Security of Borrower/Co-obligant
Submitted By:
Plaintiff
Relevance:
Document legitimizes the claim against both defendants regarding their debt.
Reference:
Ext.A8
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kottayam
State
Kerala
Court Establishment
Munsiff Court Vaikom
Common Reasons
Non-payment of rent
Case Code
Case between Kerala Gramin Bank vs Thomas Ulahannan et al regarding realisation of money
Case Code Year
Case between Kerala Gramin Bank vs Thomas Ulahannan et al regarding realisation of money