Case Summary
The plaintiff, Kerala Gramin Bank, filed a suit against the defendants, Sulfikker.S and Sheeja.A, for the realization of a loan amount of Rs.1,19,303.52. The defendants did not enter appearance after being duly served summons.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
The plaintiff is entitled to realize an amount of Rs.1,19,303.52 with interest at the rate of 6% per annum.
Case Type
Civil Suit
Final Judgment
No
The court decreed the suit in favor of the plaintiff, allowing them to recover the outstanding amount along with interest.
Why Plaintiff Won:
The plaintiff proved their case with sufficient evidence, and there was no evidence presented by the defendants to rebut the claims.
The plaintiff proved their case with sufficient evidence, and there was no evidence presented by the defendants to rebut the claims.
Losing Side's Weaknesses:
Not available
Not available
Supporting Evidence
By producing Ext. A1 to A9 and by deposing in tune with the plaint averments in the affidavit, the plaintiff has succeeded in proving her case.
Judgment Evidence:
In the result, the suit is decreed as follows: The plaintiff is entitled to realise an amount of Rs.1,19,303.52/- (Rupees One Lakh Nineteen Thousand Three Hundred and Three and Fifty Two Paise Only) with interest at the rate of 6% per annum from the date of suit till the date of realisation with costs from the defendants and their assets.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank
- Party Role
- Defendant
- Party Name
- Sulfikker.S
- Party Age
- 47
- Relation
- S/o
- Party Role
- Defendant
- Party Name
- Sheeja.A
- Party Age
- 44
- Relation
- W/o
Plaintiffs Documents
Personal Loan application dated 17/10/2018, Agreement for vehicle loan dated 22/10/2018, Guarantee Agreement dated 22/10/2018, Acknowledgment of debts dated 19/01/2021 and 06/01/2024, Copy of legal notice dated 27/01/2025.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Abdul Khalam
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Jayasree.K
- Appearance Type
- Assisting Counsel
- Party Role
- Plaintiff
- Advocate Name
- Aadithya Lekshmi.P
- Appearance Type
- Assisting Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Recovery of the outstanding loan amount along with interest and costs.
Evidence:
The plaintiff is entitled to realise an amount of Rs.1,19,303.52/- (Rupees One Lakh Nineteen Thousand Three Hundred and Three and Fifty Two Paise Only) with interest at the rate of 6% per annum from the date of suit till the date of realisation with costs from the defendants and their assets.
Documents & Evidence
Document Type:
Personal Loan application
Submitted By:
Plaintiff
Relevance:
This document is the application for the vehicle loan that initiated the loan process.
Reference:
Ext.A1
Document Type:
Agreement for Vehicle Loan
Submitted By:
Plaintiff
Relevance:
This agreement outlines the terms and conditions of the vehicle loan extended to the first defendant.
Reference:
Ext.A2
Document Type:
Guarantee Agreement
Submitted By:
Plaintiff
Relevance:
The second defendant's guarantee for the loan is documented here.
Reference:
Ext.A3
Document Type:
Acknowledgments of debts
Submitted By:
Plaintiff
Relevance:
These documents are acknowledgments of the debt signed by the first defendant on specified dates.
Reference:
Ext.A4 and A5
Document Type:
Letter from the borrower
Submitted By:
Plaintiff
Relevance:
This letter notifies the bank of any significant changes in the borrower's signature.
Reference:
Ext.A6
Document Type:
Copy of legal notice
Submitted By:
Plaintiff
Relevance:
This document is the legal notice issued to the defendants for the repayment of dues.
Reference:
Ext.A7
Document Type:
Postal Receipts
Submitted By:
Plaintiff
Relevance:
These receipts confirm the service of the legal notice to the defendants.
Reference:
Ext.A8
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
This statement details the account activity for the relevant loan period.
Reference:
Ext.A9
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kollam
State
Kerala
Court Establishment
Munsiff Court Kollam
Common Reasons
Recovery of money
Case Code
Case between Kerala Gramin Bank vs Sulfikker.S et al regarding realization of money.
Case Code Year
Case between Kerala Gramin Bank vs Sulfikker.S et al regarding realization of money.