Case Summary
Kerala Gramin Bank filed a suit against multiple defendants for recovery of a loan amount. The defendants defaulted on their repayment obligations, leading to this legal action.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Defendants are directed to pay Rs. 2,40,942/- to the plaintiff with interest.
Case Type
Civil Suit
Final Judgment
No
The court decreed that the defendants must pay the plaintiff a sum of Rs. 2,40,942/- with interest. The defendants were also ordered to pay the costs of the suit.
Why Plaintiff Won:
The plaintiff provided sufficient evidence of loan default and the amount due.
The plaintiff provided sufficient evidence of loan default and the amount due.
Losing Side's Weaknesses:
The plaintiff provided sufficient evidence of loan default and the amount due.
The plaintiff provided sufficient evidence of loan default and the amount due.
Supporting Evidence
The plaint claim of borrowal of the amount, the default of the payments is proved by the affidavit of PW1 and documents No.A1 to A7.
Judgment Evidence:
The suit is decreed as follows: 1.The defendants are directed to pay jointly and severally Rs.2,40,942/- to the plaintiff with an interest at the rate of 7% till the date of decree and thereafter at the rate of 6% per annum till realization.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank
- Party Role
- Defendant
- Party Name
- Sajitha. P.M
- Party Age
- 54
- Relation
- W/o
- Party Role
- Defendant
- Party Name
- Mini. V
- Party Age
- 50
- Relation
- W/o
- Party Role
- Defendant
- Party Name
- Thulasi. V
- Party Age
- 46
- Relation
- W/o
- Party Role
- Defendant
- Party Name
- Sheeja. P
- Party Age
- 51
- Relation
- W/o
- Party Role
- Defendant
- Party Name
- Vijashi. C. P
- Party Age
- 41
- Relation
- W/o
Plaintiffs Documents
Inter-Se Agreement executed by the defendants, Application for loan submitted by the defendants, Pronote, Take Delivery Letter to DPN, Letter of Consent CUM Guarantee CUM Hypothecation Agreement, Account statement, Lawyer Notice, Postal Receipts, Acknowledgment Cards.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Sri. Joseph. E. D.
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Smt. Soshibha. A. K
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The defendants are directed to pay Rs.2,40,942/- to the plaintiff.
Evidence:
The suit is decreed as follows: The defendants are directed to pay jointly and severally Rs.2,40,942/- (Rupees Two Lakhs Forty Thousand Nine Hundred And Forty Two Only) to the plaintiff with an interest at the rate of 7% till the date of decree and thereafter at the rate of 6% per annum till realisation.
Relief Type:
Costs
Outcome:
Granted
Description:
The defendants are directed to pay the costs of the suit to the plaintiff.
Evidence:
The plaintiff is entitled to get the costs of the suit.
Documents & Evidence
Document Type:
Inter-se Agreement
Submitted By:
Plaintiff
Relevance:
This document demonstrates the agreement executed by the defendants for the loan availed.
Reference:
Ext.A1
Document Type:
Application for Loan
Submitted By:
Plaintiff
Relevance:
This document supports the loan application submitted by the defendants.
Reference:
Ext.A2
Document Type:
Pronote
Submitted By:
Plaintiff
Relevance:
This document serves as confirmation of the loan acknowledgment.
Reference:
Ext.A3
Document Type:
Take Delivery Letter to DPN
Submitted By:
Plaintiff
Relevance:
This document evidences the delivery of the loan amount to the defendants.
Reference:
Ext.A4
Document Type:
Letter of consent cum guarantee cum hypothecation agreement
Submitted By:
Plaintiff
Relevance:
This document outlines the conditions of the loan and the repayment agreement.
Reference:
Ext.A5
Document Type:
Account Statement
Submitted By:
Plaintiff
Relevance:
This document reflects the repayments and outstanding amount on the loan.
Reference:
Ext.A6
Document Type:
Lawyer Notice
Submitted By:
Plaintiff
Relevance:
This document represents the legal notice sent regarding the outstanding payment.
Reference:
Ext.A7
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kozhikode
State
Kerala
Court Establishment
Munsiff Court 2 Kozhikode
Common Reasons
Recovery of money
Case Code
Case between Kerala Gramin Bank vs Sajitha. P.M et al regarding realization of money.
Case Code Year
Case between Kerala Gramin Bank vs Sajitha. P.M et al regarding realization of money.