Case Summary
The plaintiff, Kerala Gramin Bank, is seeking to recover money owed by the defendants, Ruby Jerome and others, due to default on a loan of Rs. 1,00,000/-. Despite proper notice, the defendants failed to repay the amount.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
The plaintiff is entitled to realize an amount of Rs.1,30,158/- with interest at specified rates.
Case Type
Civil Suit
Final Judgment
No
The court decreed the suit in favor of the plaintiff, allowing them to recover the amount due with interest.
Why Plaintiff Won:
The plaintiff succeeded in proving their case through documents and testimony.
The plaintiff succeeded in proving their case through documents and testimony.
Losing Side's Weaknesses:
The plaintiff succeeded in proving their case through documents and testimony.
The plaintiff succeeded in proving their case through documents and testimony.
Supporting Evidence
By producing Ext. A1 to A7 and by deposing in tune with the plaint averments in the affidavit, the plaintiff has succeeded in proving his case. Moreover, there is no evidence to rebut the evidence adduced on the side of the plaintiff.
Judgment Evidence:
In the result, the suit is decreed as follows: The plaintiff is entitled to realise an amount of Rs.1,30,158/- (Rupees One Lakhs Thirty Thousand One Hundred and Fifty Eight Only) with interest at the rate of of 8% per annum from the date of the suit till the date of decree and at the rate of 6% per annum from the date of decree till realisation with costs, from the defendants and their assets.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank
- Relation
- represented by The Present Branch Manager
- Party Role
- Defendant
- Party Name
- Ruby Jerome
- Party Age
- 41
- Relation
- D/o
- Party Role
- Defendant
- Party Name
- Reeja Manoj
- Party Age
- 43
- Relation
- W/o
- Party Role
- Defendant
- Party Name
- Reena Jerom
- Party Age
- 45
- Relation
- D/o
Plaintiffs Documents
Ext. A1-A7 includes loan application, agreement for agricultural loan, demand notice, and statement of account.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Abdul Khalam
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Nazrin A.Khalam
- Appearance Type
- Assisting Counsel
- Party Role
- Plaintiff
- Advocate Name
- Jayasree. K
- Appearance Type
- Assisting Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The plaintiff is entitled to realise an amount of Rs.1,30,158/- with interest.
Evidence:
In the result, the suit is decreed as follows: The plaintiff is entitled to realise an amount of Rs.1,30,158/- (Rupees One Lakhs Thirty Thousand One Hundred and Fifty Eight Only) with interest at the rate of of 8% per annum from the date of the suit till the date of decree and at the rate of 6% per annum from the date of decree till realisation with costs, from the defendants and their assets.
Documents & Evidence
Document Type:
Power of Attorney
Submitted By:
Plaintiff
Relevance:
Attested copy of power of attorney dated 01/11/2016.
Reference:
Ext.A1
Document Type:
Loan Application
Submitted By:
Plaintiff
Relevance:
Loan application dated 28/07/2020.
Reference:
Ext.A2
Document Type:
Loan Sanction Letter
Submitted By:
Plaintiff
Relevance:
Loan sanction letter dated 30/07/2020.
Reference:
Ext.A3
Document Type:
Agreement for agricultural loan
Submitted By:
Plaintiff
Relevance:
Agreement for agricultural loan dated 30/07/2020.
Reference:
Ext.A4
Document Type:
Demand Notice
Submitted By:
Plaintiff
Relevance:
Demand notice dated 16/05/2023.
Reference:
Ext.A5
Document Type:
Postal receipt
Submitted By:
Plaintiff
Relevance:
Postal receipt (2 nos.) dated 16/05/2023.
Reference:
Ext.A6
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
Statement of account dated 12/05/2023.
Reference:
Ext.A7
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kollam
State
Kerala
Court Establishment
Munsiff Court Kollam
Common Reasons
Recovery of money
Case Code
Case between Kerala Gramin Bank vs Ruby Jerome et al regarding realization of money
Case Code Year
Case between Kerala Gramin Bank vs Ruby Jerome et al regarding realization of money