Case Summary
Kerala Gramin Bank is the plaintiff seeking to recover a loan amount from the defendant, RahnaSulthana, who defaulted on payments. The defendant did not appear in court, resulting in an ex parte judgment.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Defendant is directed to pay Rs.5,22,578/- to the plaintiff with interest.
Case Type
Civil Suit
Final Judgment
No
The court decreed the suit in favor of the plaintiff, requiring the defendant to pay the outstanding loan amount along with interest.
Why Plaintiff Won:
The plaintiff proved the default of payment and entitlement to recover the loan amount.
The plaintiff proved the default of payment and entitlement to recover the loan amount.
Losing Side's Weaknesses:
The plaintiff proved the default of payment and entitlement to recover the loan amount.
The plaintiff proved the default of payment and entitlement to recover the loan amount.
Supporting Evidence
The plaint claim of borrowal of the amount and the default of the payments is proved by the affidavit of PW1 and documents No.A1 to A4.
Judgment Evidence:
In the result, the suit is decreed as follows: 1.The defendant is directed to pay Rs.5,22,578/- (Rupees Five Lakhs Twenty Two Thousand Five Hundred And Seventy Eight Only) to the plaintiff with an interest at the rate of 7% till the date of decree and thereafter at the rate of 6% per annum till realisation.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank
- Relation
- Represented by
- Party Role
- Defendant
- Party Name
- RahnaSulthana
- Party Age
- 44
- Relation
- W/o
Plaintiffs Documents
Agreement for non farm sector term loans, Pronote, Take Delivery Letter to DPN, Account statement for the period from 10-08-2022 to 08-04-2024
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Sri. V. Satheesan
- Appearance Type
- Main Counsel
- Party Role
- Defendant
- Advocate Name
- Sri. S.J. Dhanesh
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The defendant is directed to pay Rs.5,22,578/- to the plaintiff.
Evidence:
In the result, the suit is decreed as follows: 1.The defendant is directed to pay Rs.5,22,578/- (Rupees Five Lakhs Twenty Two Thousand Five Hundred And Seventy Eight Only) to the plaintiff...
Relief Type:
Recovery
Outcome:
Granted
Description:
Interest on the recovery amount at the rate of 7% till the date of decree, thereafter at the rate of 6% till realization.
Evidence:
The plaintiff is entitled to get an interest at the rate of 7% till the date of decree and thereafter at the rate of 6% per annum till realisation.
Relief Type:
Other
Outcome:
Granted
Description:
Costs of the suit.
Evidence:
The plaintiff is entitled to get the costs of the suit.
Documents & Evidence
Document Type:
Agreement for non Farm Sector Term Loans
Submitted By:
Plaintiff
Relevance:
Document evidencing the loan agreement between the plaintiff bank and the defendant.
Reference:
Ext.A1
Document Type:
Pronote
Submitted By:
Plaintiff
Relevance:
Document confirming the promissory note executed by the defendant.
Reference:
Ext.A2
Document Type:
Take Delivery Letter to DPN
Submitted By:
Plaintiff
Relevance:
Document related to the delivery of the loan proceeds.
Reference:
Ext.A3
Document Type:
Account Statement
Submitted By:
Plaintiff
Relevance:
Document showing the loan account transactions from 10-08-2022 to 08-04-2024.
Reference:
Ext.A4
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kozhikode
State
Kerala
Court Establishment
Munsiff Court 2 Kozhikode
Common Reasons
Recovery of money
Case Code
Case between Kerala Gramin Bank vs RahnaSulthana regarding realisation of money
Case Code Year
Case between Kerala Gramin Bank vs RahnaSulthana regarding realisation of money