Case Summary
Kerala Gramin Bank filed a suit against Rahees.P and Abdul Salam.P seeking to recover a loan amount of Rs.1,22,168/- with interest due to non-repayment.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Payment of Rs.1,22,168/- with interest
Case Type
Civil Suit - Money Realization
Final Judgment
No
The court decreed in favor of the plaintiff, directing the defendants to pay the sum of Rs.1,22,168/- with interest at the rate of 14% per annum.
Why Plaintiff Won:
The plaintiff proved the case through cogent and reliable evidence as the defendants opted to remain ex-parte.
The plaintiff proved the case through cogent and reliable evidence as the defendants opted to remain ex-parte.
Losing Side's Weaknesses:
The plaintiff proved the case through cogent and reliable evidence as the defendants opted to remain ex-parte.
The plaintiff proved the case through cogent and reliable evidence as the defendants opted to remain ex-parte.
Supporting Evidence
The plaintiff made several demands for payments of the money due to the plaintiff and settlement of accounts, including sending registered Lawyer Notice dated 15.01.2018. But the defendants have not repaid the loan and closed the account.
Judgment Evidence:
The suit is one for realization of money.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank
- Relation
- Manager
- Party Role
- Defendant
- Party Name
- Rahees.P
- Party Age
- 30
- Relation
- S/o Sainudheen
- Party Role
- Defendant
- Party Name
- Abdul Salam.P.
- Party Age
- 49
- Relation
- S/o Aboobacker
Plaintiffs Documents
Loan Application dated 4-06-2014, Request for overdraft facilities dated 4-06-2014, Pronote dated 4-06-2014, Take Delivery Letter to DPN dated 4-06-2014, Agreement for open cash Credit/Retail credit Card/Swarozgar Credit Card dated 4-06-2014, Guarantee Agreement dated 4-06-2014, Acknowledgment of Debt and Security dated 30-7-2016, Copy of Lawyer Notice dated 15-1-2018, Copy of Statement of Accounts
Defendants Documents
Not available
Advocates
Reliefs
Relief Type:
Money Realization
Outcome:
Granted
Description:
Payment of Rs.1,22,168/- with interest
Evidence:
The suit is one for realization of money.
Documents & Evidence
Document Type:
Loan Application
Submitted By:
Plaintiff
Relevance:
Documented the loan application for Rs.1,00,000/-
Reference:
A1
Document Type:
Letter
Submitted By:
Plaintiff
Relevance:
Copy of Lawyer Notice dated 15-1-2018.
Reference:
A8
Case Classification
Case Type
Civil Suit - Money Realization
Category
Money and Loan Recovery
District
Malappuram
State
Kerala
Court Establishment
Munsiff Court, Tirur / Rent Control Court
Common Reasons
Non-repayment of loan
Case Code
Case between Kerala Gramin Bank vs Rahees.P et al regarding money realization
Case Code Year
Case between Kerala Gramin Bank vs Rahees.P et al regarding money realization