Case Summary
The case involves Kerala Gramin Bank as the plaintiff seeking recovery of loans given to the defendants, who formed a self-employed Joint Liability Group. The court found that the defendants failed to repay the amount despite multiple reminders.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Plaintiff is entitled to realise an amount of Rs.2,34,677/- together with 6% interest from the date of decree till realisation and cost of the suit from the defendant.
Case Type
Civil Suit
Final Judgment
No
The court decreed the suit in favor of the plaintiff, allowing them to recover the outstanding loan amount along with interest.
Why Plaintiff Won:
The plaintiff established their case through uncontroverted testimony and relevant documents.
The plaintiff established their case through uncontroverted testimony and relevant documents.
Losing Side's Weaknesses:
The plaintiff established their case through uncontroverted testimony and relevant documents.
The plaintiff established their case through uncontroverted testimony and relevant documents.
Supporting Evidence
From the uncontroverted testimony of PW1 and Ext.A1 to A8 documents the plaintiff had established his case warranting the grant of relief sought for.
Judgment Evidence:
In the result, the suit decreed with costs. Plaintiff is entitled to realise an amount of Rs.2,34,677/- together with 6% interest from the date of decree till realisation and cost of the suit from the defendant and her assets both movable and immovable.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank
- Relation
- Represented by
- Party Role
- Defendant
- Party Name
- Priyadarsini Janasree Susthira Vikasana Mission
- Party Role
- Defendant
- Party Name
- Mumthas Beegum
- Party Age
- 45
- Relation
- W/o. Al-Ameen
- Party Role
- Defendant
- Party Name
- Fathima Beevi
- Party Age
- 43
- Relation
- W/o.Mazood
- Party Role
- Defendant
- Party Name
- Sofia
- Party Age
- 41
- Relation
- W/o. Shajeer
- Party Role
- Defendant
- Party Name
- Bini
- Party Age
- 39
- Relation
- W/o. Radhakrishnan
Plaintiffs Documents
A1 07/08/2013 Original Loan Application, A2 07/08/2013 Original Loan Pronote, A3 07/08/2013 Original of Take Delivery letter to DPN, A4 Nil True Extract of Statement of A/C, A5 07.08.2013 Original of Articles of Agreement, A6 07.08.2023 Original of interse Agreement, A7(a),(b) 2.12.2015 Original of Acknowledgment of Debt Security of borrower, A8 11/09/2023 Copy of Lawyers Notice.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Smt. Gayathri. R. Krishnan
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Requested to recover an outstanding amount of Rs.2,34,677/- along with interest.
Evidence:
Hence the suit decreed with costs. Plaintiff is entitled to realise an amount of Rs.2,34,677/- (Rupees Two Lakhs Thirty Four Thousand Six Hundred and Seventy Seven only) together with 6% interest from the date of decree till realisation and cost of the suit from the defendant and her assets both movable and immovable.
Documents & Evidence
Document Type:
Original loan application
Submitted By:
Plaintiff
Relevance:
Used to establish the loan request by the defendants.
Reference:
Ext.A1
Document Type:
Original Loan Pronote
Submitted By:
Plaintiff
Relevance:
Serves as evidence of the loan agreement.
Reference:
Ext.A2
Document Type:
Original of take delivery letter to DPN
Submitted By:
Plaintiff
Relevance:
Documents the delivery of funds to the defendants.
Reference:
Ext.A3
Document Type:
True Extract of Statement of A/C
Submitted By:
Plaintiff
Relevance:
Provides account details and outstanding balance.
Reference:
Ext.A4
Document Type:
Original of Articles of Agreement
Submitted By:
Plaintiff
Relevance:
Defines the terms of the loan agreement.
Reference:
Ext.A5
Document Type:
Original of interse Agreement
Submitted By:
Plaintiff
Relevance:
Shows additional agreements related to the loan.
Reference:
Ext.A6
Document Type:
Original of Acknowledgment of Debt Security of borrower
Submitted By:
Plaintiff
Relevance:
Confirms the acknowledgment of the debt by the defendants.
Reference:
Ext.A7(a),(b)
Document Type:
Copy of Lawyers Notice
Submitted By:
Plaintiff
Relevance:
Documents the legal notice issued to the defendants.
Reference:
Ext.A8
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiff Court Thiruvananthapuram
Common Reasons
Non-payment of rent
Case Code
Case between Kerala Gramin Bank vs Priyadarsini Janasree Susthira Vikasana Mission et al regarding recovery of money.
Case Code Year
Case between Kerala Gramin Bank vs Priyadarsini Janasree Susthira Vikasana Mission et al regarding recovery of money.