Case Summary
Case involves Kerala Gramin Bank suing Premalatha et al for defaulting on a loan under the Micro Enterprises in Rural Artisan-Industrial scheme.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Case Type
Civil Suit
Final Judgment
No
Plaintiff awarded Rs.63,876/- with 14% annual interest for default on loan repayment by defendants.
Why Plaintiff Won:
The plaintiff proved the case with unchallenged evidence due to defendants opting to remain exparte.
The plaintiff proved the case with unchallenged evidence due to defendants opting to remain exparte.
Losing Side's Weaknesses:
The plaintiff proved the case with unchallenged evidence due to defendants opting to remain exparte.
The plaintiff proved the case with unchallenged evidence due to defendants opting to remain exparte.
Supporting Evidence
Plaintiff adduced unchallenged evidence showing default on loan repayment by defendants.
Judgment Evidence:
Suit decreed for plaintiff to recover Rs.63,876/- with 14% interest from date of suit.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank
- Party Role
- Defendant
- Party Name
- Premlatha
- Party Age
- 46
- Relation
- W/o
- Party Role
- Defendant
- Party Name
- Chithranjali
- Party Age
- 40
- Relation
- W/o
- Party Role
- Defendant
- Party Name
- Sumathy
- Party Age
- 53
- Relation
- W/o
- Party Role
- Defendant
- Party Name
- Dhakshayani
- Party Age
- 45
- Relation
- W/o
- Party Role
- Defendant
- Party Name
- Asya
- Party Age
- 40
- Relation
- W/o
Plaintiffs Documents
Inter-se Agreement, Letter of Consent-cum-Guarantee and Hypothecation, Acknowledgements of Debt and Security, Copy of registered Lawyer Notice, Copy of statement of accounts
Defendants Documents
Advocates
Reliefs
Relief Type:
Unknown
Outcome:
Not Decided
Description:
Recovery of loan amount with interest.
Evidence:
The plaintiff adduced evidence proving the loan default.
Relief Type:
Unknown
Outcome:
Not Decided
Description:
Order as to interest, reliefs, and costs.
Evidence:
Decided together with the recovery of the loan amount.
Documents & Evidence
Document Type:
Inter-se Agreement
Submitted By:
Plaintiff
Relevance:
Defendants jointly executed the agreement with the plaintiff bank.
Reference:
Ext.A1
Document Type:
Letter of Consent-cum-Guarantee and Hypothecation
Submitted By:
Plaintiff
Relevance:
Defendants jointly executed the letter in favor of the plaintiff bank.
Reference:
Ext.A2
Document Type:
Acknowledgement of Debt and Security
Submitted By:
Plaintiff
Relevance:
Acknowledgment dated 08.06.2016.
Reference:
Ext.A3
Document Type:
Copy of Registered Lawyer Notice
Submitted By:
Plaintiff
Relevance:
Notice dated 01.06.2018.
Reference:
Ext.A4
Document Type:
Copy of Statement of Accounts
Submitted By:
Plaintiff
Relevance:
Document showing details of loan transaction.
Reference:
Ext.A5
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Malappuram
State
Kerala
Court Establishment
Munsiff Court, Tirur / Rent Control Court
Common Reasons
Non-payment of Loan
Case Code
Case between Kerala Gramin Bank vs Premalatha et al regarding realisation of money
Case Code Year
Case between Kerala Gramin Bank vs Premalatha et al regarding realisation of money