Case Summary
Case involves Kerala Gramin Bank suing Premalatha et al for defaulting on a loan under the Micro Enterprises in Rural Artisan-Industrial scheme.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Case Type
Civil Suit
Final Judgment
No
Why Plaintiff Won:
The plaintiff proved the case with unchallenged evidence due to defendants opting to remain exparte.
The plaintiff proved the case with unchallenged evidence due to defendants opting to remain exparte.
Judgment Evidence:
Suit decreed for plaintiff to recover Rs.63,876/- with 14% interest from date of suit.
Parties Involved
Plaintiffs
Kerala Gramin Bank (Age not specified years)
Defendants
Premlatha (46 years)
Chathangattil House, Manjalam Padi
Chithranjali (40 years)
Kizhakkevalappil House, Manjalam Padi
Sumathy (53 years)
Nalupurakkal House, Manjalam Padi
Dhakshayani (45 years)
Thalappil House, Manjalam Padi
Asya (40 years)
Kannamkadavath House, Manjalam Padi
Reliefs
Relief Type:
Unknown
Outcome:
Not Decided
Description:
Recovery of loan amount with interest.
Evidence:
The plaintiff adduced evidence proving the loan default.
Relief Type:
Unknown
Outcome:
Not Decided
Description:
Order as to interest, reliefs, and costs.
Evidence:
Decided together with the recovery of the loan amount.
Documents & Evidence
Document Type:
Inter-se Agreement
Submitted By:
Plaintiff
Relevance:
Defendants jointly executed the agreement with the plaintiff bank.
Reference:
Ext.A1
Document Type:
Letter of Consent-cum-Guarantee and Hypothecation
Submitted By:
Plaintiff
Relevance:
Defendants jointly executed the letter in favor of the plaintiff bank.
Reference:
Ext.A2
Document Type:
Acknowledgement of Debt and Security
Submitted By:
Plaintiff
Relevance:
Acknowledgment dated 08.06.2016.
Reference:
Ext.A3
Document Type:
Copy of Registered Lawyer Notice
Submitted By:
Plaintiff
Relevance:
Notice dated 01.06.2018.
Reference:
Ext.A4
Document Type:
Copy of Statement of Accounts
Submitted By:
Plaintiff
Relevance:
Document showing details of loan transaction.
Reference:
Ext.A5