Case Summary
The plaintiff, Kerala Gramin Bank, initiated a suit against Mulla Ayalkoottam and other joint liability members for the recovery of a loan amount due. The defendants defaulted on the repayment obligations after receiving a loan for their business purpose.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Recovery of Rs. 4,07,549/- with interest at the rate of 11.5% per annum from the date of suit till the date of decree and at the rate of 6% per annum from the date of decree till realisation.
Case Type
Civil Suit
Final Judgment
No
The court decreed the suit in favor of the plaintiff, allowing them to recover the amount due along with applicable interest and costs.
Why Plaintiff Won:
The defendants committed default in repayment and evidence provided by the plaintiff clearly established the debt owed.
The defendants committed default in repayment and evidence provided by the plaintiff clearly established the debt owed.
Losing Side's Weaknesses:
The defendants committed default in repayment and evidence provided by the plaintiff clearly established the debt owed.
The defendants committed default in repayment and evidence provided by the plaintiff clearly established the debt owed.
Supporting Evidence
Here in this case, there is no challenge to the evidences of PW1. The oral as well as documentary evidence adduced from the side of plaintiff bank clearly established that the defendants are indebted to the plaintiff bank.
Judgment Evidence:
In the result, the suit is decreed with costs as follows: The plaintiff is entitled to realise an amount of Rs. 4,07,549/- (Rupees Four Lakh Seven Thousand Five Hundred and Forty Nine only) with interest at the rate of 11.5% per annum from the date of the suit till the date of decree.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank
- Relation
- represented by
- Party Role
- Defendant
- Party Name
- Mulla Ayalkoottam
- Relation
- represented by
- Party Role
- Defendant
- Party Name
- Sofia Beegum
- Party Age
- 49
- Relation
- Secretary
- Party Role
- Defendant
- Party Name
- Sofiay Beegum
- Party Age
- 49
- Relation
- W/o Muhammed Husain
- Party Role
- Defendant
- Party Name
- Sajeena
- Party Age
- 49
- Relation
- W/o Janaid
- Party Role
- Defendant
- Party Name
- Ajitha
- Party Age
- 44
- Relation
- D/o Basheer
Plaintiffs Documents
Loan Application, Loan Sanction Communication, Inter-se Agreement, Pronote, Delivery Letter, Articles of Agreement, Legal Notice, Acknowledgment Cards, Statement of Accounts, General Power of Attorney.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- A.Abdul Khalam
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Jayasree.K.
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Sajeev Kumar.S.
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff granted recovery of Rs. 4,07,549/- from the defendants.
Evidence:
The plaintiff is entitled to realise an amount of Rs. 4,07,549/- (Rupees Four Lakh Seven Thousand Five Hundred and Forty Nine only) from the defendants and their assets with interest thereon.
Documents & Evidence
Document Type:
Loan Application
Submitted By:
Plaintiff
Relevance:
Proved the plaint claim and details of the loan sought by the defendants.
Reference:
Ext.A1
Document Type:
Loan Sanction communication
Submitted By:
Plaintiff
Relevance:
Established the loan amount sanctioned to the defendants.
Reference:
Ext.A2
Document Type:
Inter-se Agreement
Submitted By:
Plaintiff
Relevance:
Formed part of the evidence supporting the claim.
Reference:
Ext.A3
Document Type:
Pronote
Submitted By:
Plaintiff
Relevance:
Confirmed the loan agreement terms.
Reference:
Ext.A4
Document Type:
Delivery Letter
Submitted By:
Plaintiff
Relevance:
Part of the contractual documents evidencing the loan.
Reference:
Ext.A5
Document Type:
Articles of agreement
Submitted By:
Plaintiff
Relevance:
Detailed the agreement for the loan between parties.
Reference:
Ext.A6
Document Type:
Legal Notice
Submitted By:
Plaintiff
Relevance:
Document evidencing the demand for repayment.
Reference:
Ext.A7
Document Type:
Acknowledgment Cards
Submitted By:
Plaintiff
Relevance:
Served to prove the receipt of communication regarding the loan.
Reference:
Ext.A8
Document Type:
Statement of Accounts
Submitted By:
Plaintiff
Relevance:
Summarized the outstanding amount due from the defendants.
Reference:
Ext.A9
Document Type:
General Power of Attorney
Submitted By:
Plaintiff
Relevance:
Authorized representation in the legal proceedings.
Reference:
Ext.A10
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kollam
State
Kerala
Court Establishment
Munsiff Court Kollam
Common Reasons
Non-payment of rent
Case Code
Case between Kerala Gramin Bank vs Mulla Ayalkoottam et al regarding Realisation of Money
Case Code Year
Case between Kerala Gramin Bank vs Mulla Ayalkoottam et al regarding Realisation of Money