Case Summary
The plaintiff, Kerala Gramin Bank, filed a suit against the defendants for recovering a loan amount of Rs.1,21,795.92. The defendants failed to repay the loan despite repeated requests and were found liable for the amount.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
The plaintiff is entitled to realise an amount of Rs. 1,21,795.92 with interest from the defendants.
Case Type
Civil Suit
Final Judgment
No
The plaintiff's claim for the recovery of the loan amount was upheld by the court. The defendants were found liable to repay the amount with interest.
Why Plaintiff Won:
The oral as well as documentary evidence, including the loan application and agreements, clearly established the defendants' liability.
The oral as well as documentary evidence, including the loan application and agreements, clearly established the defendants' liability.
Losing Side's Weaknesses:
The oral as well as documentary evidence, including the loan application and agreements, clearly established the defendants' liability.
The oral as well as documentary evidence, including the loan application and agreements, clearly established the defendants' liability.
Supporting Evidence
The oral as well as documentary evidence adduced from the side of plaintiff bank clearly established that the defendants are indebted to the plaintiff bank.
Judgment Evidence:
In the result, the suit is decreed with costs as follows: The plaintiff is entitled to realise an amount of Rs. 1,21,795.92/- (Rupees One Lakh Twenty One Thousand Seven Hundred and Ninety Five and Ninety Two Paise only) with interest at the rate of 11.5% per annum from the date of the suit till the date of decree and at the rate of 6% per annum from the date of decree till realisation with costs, from the defendants.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank
- Relation
- represented by
- Party Role
- Defendant
- Party Name
- M/s S.S.Candle Unit
- Relation
- represented by
- Party Role
- Defendant
- Party Name
- Treesa Hentry
- Party Age
- 58
- Relation
- W/o Hentry
- Party Role
- Defendant
- Party Name
- Sharlet
- Party Age
- 60
- Relation
- W/o Samson.S.
- Party Role
- Defendant
- Party Name
- Sheela Raju
- Party Age
- 53
- Relation
- W/o Raju.K
- Party Role
- Defendant
- Party Name
- Sheeja Nepolian
- Party Age
- 44
- Relation
- W/o Dennis.A
Plaintiffs Documents
Loan Application, Loan Sanction Communication, Inter-se-Agreement, Pronote, Delivery Letter to DPN, Letter of consent, Acknowledgment of Debt, Legal Notice, Postal Receipts, Statement of accounts, Power of Attorney.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- A.Abdul Khalam
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Jayasree
- Appearance Type
- Assisting Counsel
- Party Role
- Plaintiff
- Advocate Name
- Aadithya
- Appearance Type
- Assisting Counsel
- Party Role
- Plaintiff
- Advocate Name
- Lekshmi.P
- Appearance Type
- Assisting Counsel
- Party Role
- Plaintiff
- Advocate Name
- Niveditha.P
- Appearance Type
- Assisting Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff is entitled to recover Rs.1,21,795.92 from the defendants
Evidence:
The plaintiff is entitled to realise an amount of Rs. 1,21,795.92/-
Documents & Evidence
Document Type:
Loan Application
Submitted By:
Plaintiff
Relevance:
Proves the request for the loan amount of Rs.2,50,000/-
Reference:
Ext.A1
Document Type:
Loan Sanction communication
Submitted By:
Plaintiff
Relevance:
Confirms the sanction of the loan amount to the defendants
Reference:
Ext.A2
Document Type:
Inter-se Agreement
Submitted By:
Plaintiff
Relevance:
Establishes agreement terms among the defendants regarding the loan
Reference:
Ext.A3
Document Type:
Pronote
Submitted By:
Plaintiff
Relevance:
Documents the promissory nature of the loan
Reference:
Ext.A4
Document Type:
Delivery letter to DPN
Submitted By:
Plaintiff
Relevance:
Indicates the delivery of the loan documents
Reference:
Ext.A5
Document Type:
Letter of Consent
Submitted By:
Plaintiff
Relevance:
Shows consent from defendants for loan terms
Reference:
Ext.A6
Document Type:
Acknowledgment of Debt
Submitted By:
Plaintiff
Relevance:
Confirms the revival of liability by defendants
Reference:
Ext.A7
Document Type:
Legal Notice
Submitted By:
Plaintiff
Relevance:
Serves as a formal demand for repayment
Reference:
Ext.A8
Document Type:
Postal Receipts
Submitted By:
Plaintiff
Relevance:
Proof of delivery of legal notice
Reference:
Ext.A9
Document Type:
Statement of Accounts
Submitted By:
Plaintiff
Relevance:
Details the outstanding amount due
Reference:
Ext.A10
Document Type:
Power of Attorney
Submitted By:
Plaintiff
Relevance:
Legitimizes the actions taken by the bank on behalf of the plaintiff
Reference:
Ext.A11
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kollam
State
Kerala
Court Establishment
Munsiff Court Kollam
Common Reasons
Recovery of money
Case Code
Case between Kerala Gramin Bank vs M/s S.S.Candle Unit et al regarding Realisation of Money
Case Code Year
Case between Kerala Gramin Bank vs M/s S.S.Candle Unit et al regarding Realisation of Money