Case Summary
Kerala Gramin Bank filed a suit against Mariyamu and others for the realization of a loan amount of Rs.1,06,509/- with interest, as the defendants failed to repay the loan according to the terms.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Repayment of loan amount with interest
Case Type
Civil Suit for Realisation of Money/Loan Recovery
Final Judgment
No
The court decreed the suit in favor of the plaintiff Kerala Gramin Bank, directing the defendants to pay Rs.1,06,509/- with specific interest rates.
Why Plaintiff Won:
The plaintiff proved the case with unchallenged evidence presented in court.
The plaintiff proved the case with unchallenged evidence presented in court.
Losing Side's Weaknesses:
The plaintiff proved the case with unchallenged evidence presented in court.
The plaintiff proved the case with unchallenged evidence presented in court.
Supporting Evidence
The plaintiff has proved the case by adducing cogent and reliable evidence.
Judgment Evidence:
The suit is decreed as follows: I. Defendant is hereby directed to pay the Plaintiff Bank an amount of Rs.1,06,509/- (Rupees One lakh six thousand five hundred and nine only) with interest at 12% per annum on Rs.99,114/- from the date of the suit till today and thereafter with an interest @ 8% per annum till the date of realization. II. The defendant shall pay the costs of the suit to the plaintiff.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank
- Relation
- Represented by
- Party Role
- Defendant
- Party Name
- Mariyamu
- Party Age
- 55
- Relation
- W/o. Saidalikutty @ Bava (late)
- Party Role
- Defendant
- Party Name
- Anwar Ali
- Party Age
- 36
- Relation
- S/o. Saidalikutty @ Bava (late)
- Party Role
- Defendant
- Party Name
- Mansoorali
- Party Age
- 33
- Relation
- S/o. Saidalikutty @ Bava (Late)
- Party Role
- Defendant
- Party Name
- Munavirali
- Party Age
- 30
- Relation
- S/o. Saidalikutty @ Bava (late)
- Party Role
- Defendant
- Party Name
- Fathima
- Party Age
- 28
- Relation
- D/o. Saidalikutty @ Bava (late)
Plaintiffs Documents
Loan Application, Memorandum of agreement, Acknowledgment of debt and security, Lawyer Notice, Bank statement
Defendants Documents
Not available
Advocates
- Party Role
- Plaintiff
- Advocate Name
- c M.Venugopalan
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Vinida. P
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Loan Recovery
Outcome:
Granted
Description:
Repayment of loan amount with interest
Evidence:
The suit is decreed as follows: I. Defendant is hereby directed to pay the Plaintiff Bank an amount of Rs.1,06,509/- (Rupees One lakh six thousand five hundred and nine only) with interest at 12% per annum on Rs.99,114/- from the date of the suit till today and thereafter with an interest @ 8% per annum till the date of realization.
Documents & Evidence
Document Type:
Loan Application
Submitted By:
Plaintiff
Relevance:
Submitted by defendant for loan application under Kisan Cash Credit Scheme.
Reference:
Ext.A1
Document Type:
Memorandum of Agreement
Submitted By:
Plaintiff
Relevance:
Terms and conditions of the loan agreement.
Reference:
Ext.A2
Document Type:
Acknowledgment of Debt and Security
Submitted By:
Plaintiff
Relevance:
Acknowledgment of debt and security executed by the defendant.
Reference:
Ext.A3, Ext.A4
Document Type:
Registered Lawyer Notice
Submitted By:
Plaintiff
Relevance:
Notice sent to defendant for non-repayment.
Reference:
Ext.A5
Document Type:
Bank statement
Submitted By:
Plaintiff
Relevance:
Banker's Book Evidence Act certified bank statement showing outstanding due.
Reference:
Ext.A6
Case Classification
Case Type
Civil Suit for Realisation of Money/Loan Recovery
Category
Money and Loan Recovery
District
Malappuram
State
Kerala
Court Establishment
Munsiff Court, Tirur / Rent Control Court
Common Reasons
Loan non-repayment
Case Code
Case between Kerala Gramin Bank vs Mariyamu et al regarding loan repayment
Case Code Year
Case between Kerala Gramin Bank vs Mariyamu et al regarding loan repayment