Case Summary
The plaintiff, Kerala Gramin Bank, is seeking recovery of a loan amount from the defendants, Manoj. N.S and Sobhana Kumari G. The defendants did not respond to the summons and the case was heard ex parte.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
An amount of Rs.2,77,813/- together with 6% interest from the date of decree till realisation and cost of the suit.
Case Type
Civil Suit
Final Judgment
No
The court decreed the suit in favor of the plaintiff, allowing them to recover the outstanding loan amount with interest and costs.
Why Plaintiff Won:
The plaintiff established their case through uncontroverted testimony and documentary evidence.
The plaintiff established their case through uncontroverted testimony and documentary evidence.
Losing Side's Weaknesses:
The plaintiff established their case through uncontroverted testimony and documentary evidence.
The plaintiff established their case through uncontroverted testimony and documentary evidence.
Supporting Evidence
From the uncontroverted testimony of PW1 and Exts.A1 to A12 documents the plaintiff had established his case warranting the grant of relief sought for.
Judgment Evidence:
In the result, the suit decreed with costs. Plaintiff is entitled to realise an amount of Rs.2,77,813/- together with 6% interest from the date of decree till realisation and cost of the suit from the defendants and their assets both movable and immovable.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank
- Party Role
- Defendant
- Party Name
- Manoj. N.S
- Party Age
- 28
- Relation
- S/o
- Party Role
- Defendant
- Party Name
- Sobhana Kumari G
- Party Age
- 52
- Relation
- W/o
Plaintiffs Documents
Loan Application, Loan Agreement, Pronote, Take Delivery Letter, Request for Over Draft Receipt, Guarantee Agreement, Acknowledgment of Debt and security, Copy of Legal Notice.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Smt. Reena. S.
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff sought to recover an amount of Rs.2,77,813/- from defendants.
Evidence:
Hence the suit decreed with costs. Plaintiff is entitled to realise an amount of Rs.2,77,813/- together with 6% interest from the date of decree till realisation and cost of the suit from the defendants.
Documents & Evidence
Document Type:
Loan Application
Submitted By:
Plaintiff
Relevance:
Used as evidence of the loan application submitted by the first defendant.
Reference:
Ext.A1
Document Type:
Loan Agreement
Submitted By:
Plaintiff
Relevance:
Established the terms of the loan given to the first defendant.
Reference:
Ext.A2
Document Type:
Pronote
Submitted By:
Plaintiff
Relevance:
Demonstrated the formal obligation of the first defendant to repay the loan.
Reference:
Ext.A3
Document Type:
Take Delivery Letter to DPN
Submitted By:
Plaintiff
Relevance:
Part of the documentation related to the loan process.
Reference:
Ext.A4
Document Type:
Request for Over Draft Receipt
Submitted By:
Plaintiff
Relevance:
Related to the financial operations of the first defendant.
Reference:
Ext.A5
Document Type:
Guarantee Agreement
Submitted By:
Plaintiff
Relevance:
Verified the second defendant's guarantee for the loan.
Reference:
Ext.A6
Document Type:
Loan Sanction communication
Submitted By:
Plaintiff
Relevance:
Provided confirmation of the loan sanction process.
Reference:
Ext.A7
Document Type:
Acknowledgment of Debt and Security
Submitted By:
Plaintiff
Relevance:
Shown that the defendants acknowledged their debt on specified dates.
Reference:
Ext.A8
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
Detailed the outstanding amount due from the defendants.
Reference:
Ext.A9
Document Type:
Copy of legal notice
Submitted By:
Plaintiff
Relevance:
Evidence of the notice served to the defendants demanding repayment.
Reference:
Ext.A10
Document Type:
Postal receipt
Submitted By:
Plaintiff
Relevance:
Proved the dispatch of the legal notice to the defendants.
Reference:
Ext.A11
Document Type:
Returned unserved Notice
Submitted By:
Plaintiff
Relevance:
Highlighted that the legal notice was not received by the defendants.
Reference:
Ext.A12
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiff Court Thiruvananthapuram
Common Reasons
Recovery of money
Case Code
Case between Kerala Gramin Bank vs Manoj. N.S et al regarding recovery of money.
Case Code Year
Case between Kerala Gramin Bank vs Manoj. N.S et al regarding recovery of money.