Case Summary
Kerala Gramin Bank, represented by its Branch Manager Meharlal S., filed a suit against Jaya Unnikrishnan for the realization of a loan amount. The defendant failed to repay the loan and was placed exparte in court proceedings.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Defendant shall pay an amount of Rs. 60,122/- with future interest at the rate of 6% per annum.
Case Type
Civil Suit
Final Judgment
No
The court ordered that the defendant shall pay an amount of Rs. 60,122/- to the plaintiff with future interest. The suit was decreed with costs.
Why Plaintiff Won:
Plaintiff's unchallenged evidence proved its case.
Plaintiff's unchallenged evidence proved its case.
Losing Side's Weaknesses:
Plaintiff's unchallenged evidence proved its case.
Plaintiff's unchallenged evidence proved its case.
Supporting Evidence
Plaintiff's unchallenged evidence proved its case and it is entitled to a decree to realise the amount from the defendant.
Judgment Evidence:
In the result, the suit is decreed with costs and defendant shall pay an amount of Rs. 60,122/- (Rupees Sixty thousand One hundred and Twenty Two only) to the plaintiff with future interest at the rate of 6% per annum for the principal amount from the date of suit till date of realization.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank
- Party Role
- Defendant
- Party Name
- Jaya Unnikrishnan @ Jayakumari
- Party Age
- 52
- Relation
- W/o
Plaintiffs Documents
Original Loan application, Acknowledgment of Debt, Copy of statement of account, Pronote, Original Take Delivery Letter to DPN, Original Agreement for Open cash Credit/retail credit card, Original Request for Overdraft Facilities, Letter issued by Ward member.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Smt. Gayathri R. Krishnan
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Sri. Kanjiramattom T.K. Siraj
- Appearance Type
- Assisting Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff sought to recover the outstanding loan amount along with interest.
Evidence:
Thus, the suit is decreed with costs and defendant shall pay an amount of Rs. 60,122/- (Rupees Sixty thousand One hundred and Twenty Two only) to the plaintiff with future interest at the rate of 6% per annum for the principal amount from the date of suit till date of realization.
Documents & Evidence
Document Type:
Original loan application
Submitted By:
Plaintiff
Relevance:
Serves as evidence of the loan agreement initiated by the defendant.
Reference:
Ext.A1
Document Type:
Acknowledgment of Debt
Submitted By:
Plaintiff
Relevance:
Demonstrates the defendant's acknowledgment of the debt at various dates.
Reference:
Ext.A2
Document Type:
Copy of Statement of Account with Certificate
Submitted By:
Plaintiff
Relevance:
Provides details on the outstanding amount due from the defendant.
Reference:
Ext.A3
Document Type:
Pronote
Submitted By:
Plaintiff
Relevance:
Serves as a formal promise by the defendant to repay the loan.
Reference:
Ext.A4
Document Type:
Original Take Delivery Letter to DPN
Submitted By:
Plaintiff
Relevance:
Supports the plaintiff's claim regarding loan delivery.
Reference:
Ext.A5
Document Type:
Original Agreement for Open cash Credit/retail credit card
Submitted By:
Plaintiff
Relevance:
Outlines the terms of credit extended to the defendant.
Reference:
Ext.A6
Document Type:
Original Request for Overdraft Facilities
Submitted By:
Plaintiff
Relevance:
Indicates additional facilities requested by the defendant.
Reference:
Ext.A7
Document Type:
Letter issued by Ward member, Kudappanakunnu Grama Panchayath
Submitted By:
Plaintiff
Relevance:
Provides community support or acknowledgment related to the plaintiff's claim.
Reference:
Ext.A8
Case Classification
Case Type
Civil Suit
Category
Recovery and Rent Control
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiff Court Thiruvananthapuram
Common Reasons
Non-payment of rent
Case Code
Case between Kerala Gramin Bank vs Jaya Unnikrishnan regarding realization of money.
Case Code Year
Case between Kerala Gramin Bank vs Jaya Unnikrishnan regarding realization of money.