Case Summary
The plaintiff, Kerala Gramin Bank, is seeking the realization of money due from the defendants, who are the legal heirs of the deceased borrower. The borrower defaulted on an agricultural loan, prompting the bank to file this suit for recovery.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Rs.2,20,481/- with interest at the rate of 6% per annum from the date of suit till the date of realisation with costs from the defendants.
Case Type
Civil Suit
Final Judgment
No
The court decreed the suit in favor of the plaintiff, allowing them to recover the amount due along with interest. The defendants did not appear in court to contest the claims.
Why Plaintiff Won:
The plaintiff succeeded in proving their case by presenting sufficient evidence.
The plaintiff succeeded in proving their case by presenting sufficient evidence.
Losing Side's Weaknesses:
The plaintiff succeeded in proving their case by presenting sufficient evidence.
The plaintiff succeeded in proving their case by presenting sufficient evidence.
Supporting Evidence
By producing Ext. A1 to A10 and by deposing in tune with the plaint averments in the affidavit, the plaintiff has succeeded in proving her case. Moreover, there is no evidence to rebut the evidence adduced on the side of the plaintiff.
Judgment Evidence:
In the result, the suit is decreed as follows: The plaintiff is entitled to realise an amount of Rs.2,20,481/- (Rupees Two Lakhs Twenty Thousand Four Hundred and Eighty One only) with interest at the rate of 6% per annum from the date of suit till the date of realisation with costs from the defendants and their assets.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank
- Relation
- Represented by
- Party Role
- Defendant
- Party Name
- Fathima Beevi
- Party Age
- 61
- Relation
- W/o
- Party Role
- Defendant
- Party Name
- Rasiya
- Party Age
- 39
- Relation
- D/o
- Party Role
- Defendant
- Party Name
- Irshad
- Party Age
- 37
- Relation
- S/o
Plaintiffs Documents
Gazette Notification, Application for agricultural loan, Loan sanction communication, Memorandum of agreement for agricultural loans, Office copy of demand notice, Office copy of legal notice, Postal receipts, Statement of account, Copy of General Power of Attorney.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Abdul Khalam
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Niveditha P
- Appearance Type
- Assisting Counsel
- Party Role
- Plaintiff
- Advocate Name
- Nazrin A.Khalam
- Appearance Type
- Assisting Counsel
- Party Role
- Plaintiff
- Advocate Name
- Jayasree.K.
- Appearance Type
- Assisting Counsel
- Party Role
- Defendant
- Advocate Name
- Nil
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Recovery of an amount of Rs.2,20,481/- from the defendants.
Evidence:
Hence, the plaintiff is entitled to realise an amount of Rs.2,20,481/- (Rupees Two Lakhs Twenty Thousand Four Hundred and Eighty One only) with interest at the rate of 6% per annum from the date of suit till the date of realisation with costs from the defendants and their assets.
Documents & Evidence
Document Type:
Gazette notification
Submitted By:
Plaintiff
Relevance:
Provided notification details related to the loan application.
Reference:
Ext.A1
Document Type:
Application for Agricultural Loan
Submitted By:
Plaintiff
Relevance:
Document showing the loan application made by Abdul Majeed.
Reference:
Ext.A2
Document Type:
Loan Sanction communication
Submitted By:
Plaintiff
Relevance:
Communicated the approval of the agricultural loan.
Reference:
Ext.A3
Document Type:
Memorandum of agreement for agricultural loans
Submitted By:
Plaintiff
Relevance:
Details of the agreement made for the loan terms.
Reference:
Ext.A4
Document Type:
Demand Notice
Submitted By:
Plaintiff
Relevance:
Notice issued to Abdul Majeed regarding loan repayment default.
Reference:
Ext.A5
Document Type:
Legal Notice
Submitted By:
Plaintiff
Relevance:
Notice sent to defendants as legal heirs after the borrower's death.
Reference:
Ext.A6
Document Type:
Postal Receipts
Submitted By:
Plaintiff
Relevance:
Proof of sending demand and legal notices.
Reference:
Ext.A7 and A8
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
Shows total amount due from the defendant as of the court date.
Reference:
Ext.A9
Document Type:
General Power of Attorney
Submitted By:
Plaintiff
Relevance:
Document authorizing the bank's representative to act on behalf.
Reference:
Ext.A10
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kollam
State
Kerala
Court Establishment
Munsiff Court Kollam
Common Reasons
Non-payment of rent
Case Code
Case between Kerala Gramin Bank vs Fathima Beevi et al regarding realization of money.
Case Code Year
Case between Kerala Gramin Bank vs Fathima Beevi et al regarding realization of money.