Case Summary
The case involves Kerala Gramin Bank seeking repayment of a loan amount from the defendants, Ananthi T and Reena R. The defendants defaulted on their loan despite the bank's demands for repayment.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Rs.51,010.24 with interest at the rate of 6% per annum from the date of suit till the date of realization with costs
Case Type
Civil Suit
Final Judgment
No
The suit was decreed in favor of the plaintiff bank, allowing them to recover the due amount from the defendants with interest.
Why Plaintiff Won:
The plaintiff succeeded in proving its case with sufficient evidence.
The plaintiff succeeded in proving its case with sufficient evidence.
Losing Side's Weaknesses:
The plaintiff succeeded in proving its case with sufficient evidence.
The plaintiff succeeded in proving its case with sufficient evidence.
Supporting Evidence
By producing Ext. A1 to A11 and by deposing in tune with the plaint averments in the affidavit, the plaintiff has succeeded in proving him case. Moreover, there is no evidence to rebut the evidence adduced on the side of the plaintiff.
Judgment Evidence:
In the result, the suit is decreed as follows: The plaintiff is entitled to realise an amount of Rs.51,010.24/- (Rupees Fifty one Thousand Ten and Twenty four Paise Only) with interest at the rate of 6% per annum from the date of suit till the date of realisation with costs from the defendants and their assets.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank
- Relation
- Represented by
- Party Role
- Defendant
- Party Name
- Ananthi T
- Party Age
- 40
- Relation
- W/o
- Party Role
- Defendant
- Party Name
- Reena R
- Party Age
- 45
- Relation
- W/o
Plaintiffs Documents
Loan application dated 20/04/2016, loan sanction communication dated 27/04/2016, agreement for general consumption loans dated 27/04/2016, pronote for Rs.50,000/- dated 27/04/2016, copy of demand notice dated 04/01/2024
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Abdul Khalam
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Jayasree K
- Appearance Type
- Assisting Counsel
- Party Role
- Plaintiff
- Advocate Name
- Adhithya Leshmi
- Appearance Type
- Assisting Counsel
- Party Role
- Plaintiff
- Advocate Name
- Niveditha P
- Appearance Type
- Assisting Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The plaintiff is entitled to recover the amount due.
Evidence:
Hence, the plaintiff is entitled to the relief as prayed for.
Documents & Evidence
Document Type:
Loan Application
Submitted By:
Plaintiff
Relevance:
The document was used to establish the initial request for financial assistance by the defendants.
Reference:
Ext.A1
Document Type:
Loan Sanction communication
Submitted By:
Plaintiff
Relevance:
This document indicates the approval of the loan amount by the plaintiff bank.
Reference:
Ext.A2
Document Type:
Agreement for General Consumption Loans
Submitted By:
Plaintiff
Relevance:
The agreement outlines the terms under which the loan was granted.
Reference:
Ext.A3
Document Type:
Pronote
Submitted By:
Plaintiff
Relevance:
The pronote serves as an acknowledgment of the loan amount due.
Reference:
Ext.A4
Document Type:
Take Delivery Letter to DPN
Submitted By:
Plaintiff
Relevance:
This document is related to the processing of the loan.
Reference:
Ext.A5
Document Type:
Copy of Demand Notice
Submitted By:
Plaintiff
Relevance:
This notice was sent to the defendants to demand repayment.
Reference:
Ext.A6
Document Type:
Postal receipt
Submitted By:
Plaintiff
Relevance:
Served as proof of mailing the demand notice.
Reference:
Ext.A7
Document Type:
Acknowledgment of Debt
Submitted By:
Plaintiff
Relevance:
This document demonstrates the defendants' acknowledgment of their debt.
Reference:
Ext.A8
Document Type:
Acknowledgment of Debt
Submitted By:
Plaintiff
Relevance:
Another acknowledgment confirming the debt.
Reference:
Ext.A9
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
This statement details the account history relevant to the loan.
Reference:
Ext.A10
Document Type:
Copy of Power of Attorney
Submitted By:
Plaintiff
Relevance:
This document provides authority to the representative of the plaintiff bank.
Reference:
Ext.A11
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kollam
State
Kerala
Court Establishment
Munsiff Court Kollam
Common Reasons
Non-payment of rent
Case Code
Case between Kerala Gramin Bank vs Ananthi T et al regarding realization of money
Case Code Year
Case between Kerala Gramin Bank vs Ananthi T et al regarding realization of money