Case Summary
The Kerala Gramin Bank filed a suit against the Vizhinjam Vyapara Sree Swayam Sahaya Sangham Group and its members for the repayment of a sanctioned loan amount. The defendants were placed exparte after failing to appear in court for the hearing.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Plaintiff is allowed to realise an amount Rs.78,099/- (Rupees Seventy Eight thousand and Ninety Nine only) from the defendants jointly and severally with interest.
Case Type
Civil Suit
Final Judgment
No
The court decreed the suit in favor of the plaintiff, allowing them to recover the outstanding loan amount with interest from the defendants.
Why Plaintiff Won:
The plaintiff's unchallenged evidence proved its case.
The plaintiff's unchallenged evidence proved its case.
Losing Side's Weaknesses:
The plaintiff's unchallenged evidence proved its case.
The plaintiff's unchallenged evidence proved its case.
Supporting Evidence
The plaintiff's unchallenged evidence prove its case and it is entitled to a decree to realise the amount from the defendants.
Judgment Evidence:
In the result, the suit is decreed with costs and plaintiff is allowed to realise an amount Rs.78,099/- (Rupees Seventy Eight thousand and Ninety Nine only) from the defendants jointly and severally with interest at the rate of 13% per annum for the principal amount from the date of suit till date of realisation.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank Peringammala Branch
- Relation
- represented by Branch Manager
- Party Role
- Defendant
- Party Name
- Vizhinjam Vyapara Sree Swayam Sahaya Sangham Group No I-2
- Relation
- represented by President
- Party Role
- Defendant
- Party Name
- Santhi G.
- Party Age
- 35
- Relation
- W/o Muthappan
- Party Role
- Defendant
- Party Name
- Sheeja S.
- Party Age
- 38
- Relation
- W/o John A.
- Party Role
- Defendant
- Party Name
- Jainy J.
- Party Age
- 41
- Relation
- W/o George
- Party Role
- Defendant
- Party Name
- Sudha S.
- Party Age
- 45
- Relation
- W/o Sasikumar S.
Plaintiffs Documents
Original loan application dated 28.12.2016, original pronote dated 28.12.2016, original Take delivery letter to DPN dated 28.12.2016, original acknowledgment of debt and security dated 19.10.2019, statement of account.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Smt. Gayathri R. Krishnan
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Sri.Kanjiramattom T.K Siraj
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff is allowed to realise an amount of Rs.78,099/- from the defendants jointly and severally.
Evidence:
Thus, the suit is decreed with costs and plaintiff is allowed to realise an amount Rs.78,099/- (Rupees Seventy Eight thousand and Ninety Nine only) from the defendants jointly and severally with interest at the rate of 13% per annum for the principal amount from the date of suit till date of realisation.
Documents & Evidence
Document Type:
Loan Application
Submitted By:
Plaintiff
Relevance:
Original loan application dated 28.12.2016.
Reference:
Ext.A1
Document Type:
Pronote
Submitted By:
Plaintiff
Relevance:
Original pronote dated 28.12.2016.
Reference:
Ext.A2
Document Type:
Take Delivery Letter
Submitted By:
Plaintiff
Relevance:
Original of Take delivery letter to DPN dated 28.12.2016.
Reference:
Ext.A3
Document Type:
Acknowledgment of Debt
Submitted By:
Plaintiff
Relevance:
Original acknowledgment of debt and security dated 19.10.2019.
Reference:
Ext.A4
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
Statement of account marked subject to proof.
Reference:
Ext.A5
Document Type:
Inter-se Agreement
Submitted By:
Plaintiff
Relevance:
Original Inter-se agreement dated 28.12.2016.
Reference:
Ext.A6
Document Type:
Articles of agreement
Submitted By:
Plaintiff
Relevance:
Original Articles of agreement dated 28.12.2016.
Reference:
Ext.A7
Document Type:
Legal Notice
Submitted By:
Plaintiff
Relevance:
Copy of legal notice dated 30.06.2022.
Reference:
Ext.A8
Document Type:
Postal Acknowledgment Cards
Submitted By:
Plaintiff
Relevance:
Postal acknowledgment cards (5 Nos.).
Reference:
Ext.A9 series
Document Type:
Returned registered notices
Submitted By:
Plaintiff
Relevance:
Returned registered notices (6 Nos.).
Reference:
Ext.A10 series
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiff Court Thiruvananthapuram
Common Reasons
Recovery of money
Case Code
OS.NO.
Case Code Year
2022