Case Summary
Kerala Gramin Bank filed a suit against Sajad H and Haseena M for the recovery of an overdue loan amount. The defendants defaulted on a loan of Rs. 1,60,000/- taken for agricultural purposes.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
The plaintiff is entitled to realise an amount of Rs.1,64,704/- with interest at the rate of 6% per annum from the date of suit till the date of realisation with costs from the defendant.
Case Type
Civil Suit
Final Judgment
No
The court decreed that the plaintiff is entitled to recover the overdue amount of Rs. 1,64,704/- along with interest. The defendants did not contest the suit or appear in court.
Why Plaintiff Won:
The plaintiff succeeded in proving the case with adequate evidence and the defendants failed to rebut the claims.
The plaintiff succeeded in proving the case with adequate evidence and the defendants failed to rebut the claims.
Losing Side's Weaknesses:
The plaintiff succeeded in proving the case with adequate evidence and the defendants failed to rebut the claims.
The plaintiff succeeded in proving the case with adequate evidence and the defendants failed to rebut the claims.
Supporting Evidence
The plaintiff has succeeded in proving him case. Moreover, there is no evidence to rebut the evidence adduced on the side of the plaintiff.
Judgment Evidence:
In the result, the suit is decreed as follows: The plaintiff is entitled to realise an amount of Rs.1,64,704/- with interest...
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank
- Relation
- Represented by
- Party Role
- Defendant
- Party Name
- Sajad H
- Party Age
- 47
- Relation
- S/o
- Party Role
- Defendant
- Party Name
- Haseena M
- Party Age
- 40
- Relation
- W/o
Plaintiffs Documents
Application for agricultural loan, Loan sanction communication, Memorandum of Agreement for Agricultural Loans, Office copy of demand notice, Postal receipt, Statement of account for the period from 09/06/2022 to 31/03/2025.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- A Abdul Khalam
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Nazrin A.Khalam
- Appearance Type
- Assisting Counsel
- Party Role
- Plaintiff
- Advocate Name
- Jayasree.K
- Appearance Type
- Assisting Counsel
- Party Role
- Defendant
- Advocate Name
- Nil
- Appearance Type
- Unknown
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The plaintiff sought to recover the outstanding loan amount with interest.
Evidence:
In the result, the suit is decreed as follows: The plaintiff is entitled to realise an amount of Rs.1,64,704/- (Rupees One Lakh Sixty Four Thousand Seven Hundred and Four Only) with interest at the rate of 6% per annum from the date of suit till the date of realisation with costs from the defendant and his assets.
Documents & Evidence
Document Type:
Application for Agricultural Loan
Submitted By:
Plaintiff
Relevance:
This document served as evidence of the defendants' application for the loan.
Reference:
Ext.A1
Document Type:
Loan Sanction communication
Submitted By:
Plaintiff
Relevance:
This document confirmed the approval of the agricultural loan by the plaintiff bank.
Reference:
Ext.A2
Document Type:
Memorandum of agreement for agricultural loans
Submitted By:
Plaintiff
Relevance:
This document detailed the terms and conditions of the agricultural loan agreement.
Reference:
Ext.A3
Document Type:
Office copy of demand notice
Submitted By:
Plaintiff
Relevance:
This document served as a formal notice demanding repayment of the loan.
Reference:
Ext.A4
Document Type:
Postal receipt
Submitted By:
Plaintiff
Relevance:
This document proved that the demand notice was sent to the defendants.
Reference:
Ext.A5
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
This document provided the financial details regarding the loan repayment.
Reference:
Ext.A6
Document Type:
Copy of General Power of Attorney
Submitted By:
Plaintiff
Relevance:
This document authorized the representative of the plaintiff bank to act on its behalf.
Reference:
Ext.A7
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kollam
State
Kerala
Court Establishment
Munsiff Court Kollam
Common Reasons
Non-payment of rent
Case Code
Case between Kerala Gramin Bank, Kannanalloor Branch,Kollam vs Sajad H et al regarding realization of money.
Case Code Year
Case between Kerala Gramin Bank, Kannanalloor Branch,Kollam vs Sajad H et al regarding realization of money.