Case Summary
The plaintiff, Kerala Gramin Bank, is seeking repayment from the defendant, Naushad A, for an agricultural loan amount. The defendant defaulted on the loan repayments despite multiple demands from the bank.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
The plaintiff is entitled to realise an amount of Rs.1,97,590/- with interest at the rate of 6% per annum from the date of suit till the date of realisation.
Case Type
Civil Suit
Final Judgment
No
The court found in favor of the plaintiff, allowing the recovery of the loan amount owed by the defendant.
Why Plaintiff Won:
The plaintiff successfully proved the case with sufficient evidence.
The plaintiff successfully proved the case with sufficient evidence.
Losing Side's Weaknesses:
The plaintiff successfully proved the case with sufficient evidence.
The plaintiff successfully proved the case with sufficient evidence.
Supporting Evidence
By producing Ext. A1 to A7 and by deposing in tune with the plaint averments in the affidavit, the plaintiff has succeeded in proving his case.
Judgment Evidence:
In the result, the suit is decreed as follows: The plaintiff is entitled to realise an amount of Rs.1,97,590/- (Rupees One Lakh Ninety Seven Thousand Five Hundred and Ninety Only) with interest at the rate of 6% per annum from the date of suit till the date of realisation with costs from the defendant and his assets.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank, Kannanalloor Branch
- Party Role
- Defendant
- Party Name
- Naushad A
- Relation
- S/o
Plaintiffs Documents
Application for agricultural loan dated 28/06/2022, Loan sanction communication dated 28/06/2022, memorandum of agreement for agricultural loans dated 28/06/2022, office copy of demand notice dated 12/03/2025, postal receipt dated 12/03/2025, statement of account for the period from 28/06/2022 to 31/03/2025, copy of General Power of Attorney dated 01/11/2016.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Abdul Khalam
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Nazrin A Khalam
- Appearance Type
- Assisting Counsel
- Party Role
- Plaintiff
- Advocate Name
- Jayasree K.
- Appearance Type
- Assisting Counsel
- Party Role
- Defendant
- Advocate Name
- Nil
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The plaintiff is entitled to recover an amount of Rs.1,97,590/- with interest.
Evidence:
In the result, the suit is decreed as follows: The plaintiff is entitled to realise an amount of Rs.1,97,590/- (Rupees One Lakh Ninety Seven Thousand Five Hundred and Ninety Only) with interest at the rate of 6% per annum from the date of suit till the date of realisation with costs from the defendant and his assets.
Documents & Evidence
Document Type:
Application for Agricultural Loan
Submitted By:
Plaintiff
Relevance:
This document was necessary to demonstrate the application for the loan availed by the defendant.
Reference:
Ext.A1
Document Type:
Loan Sanction communication
Submitted By:
Plaintiff
Relevance:
This document confirmed the approval of the loan granted to the defendant.
Reference:
Ext.A2
Document Type:
Memorandum of agreement for agricultural loans
Submitted By:
Plaintiff
Relevance:
This document outlined the terms of the loan agreement between the plaintiff and the defendant.
Reference:
Ext.A3
Document Type:
Office copy of demand notice
Submitted By:
Plaintiff
Relevance:
This document was used to show that the plaintiff made a formal demand for payment from the defendant.
Reference:
Ext.A4
Document Type:
Postal receipt
Submitted By:
Plaintiff
Relevance:
This document provided proof of the postal dispatch of the demand notice to the defendant.
Reference:
Ext.A5
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
This document listed the financial transactions between the plaintiff and defendant.
Reference:
Ext.A6
Document Type:
Copy of General Power of Attorney
Submitted By:
Plaintiff
Relevance:
This document was relevant to the authority under which the plaintiff operated.
Reference:
Ext.A7
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kollam
State
Kerala
Court Establishment
Munsiff Court Kollam
Common Reasons
Non-payment of rent
Case Code
Case between Kerala Gramin Bank, Kannanalloor Branch vs Naushad A regarding realization of money.
Case Code Year
Case between Kerala Gramin Bank, Kannanalloor Branch vs Naushad A regarding realization of money.