Case Summary
The plaintiff, Kerala Gramin Bank, filed a suit against the defendant, Johnkutty, for the realization of a loan amount. The defendant failed to repay the loan despite multiple reminders.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
The plaintiff is entitled to realize an amount of Rs.84,235.65 together with interest at the rate of 6% per annum from the date of the suit till realization.
Case Type
Civil Suit
Final Judgment
No
The court decreed that the plaintiff is entitled to realize an amount of Rs.84,235.65 with interest from the defendant. The defendant defaulted on the loan repayment.
Why Plaintiff Won:
The plaintiff succeeded in proving his case with sufficient evidence.
The plaintiff succeeded in proving his case with sufficient evidence.
Losing Side's Weaknesses:
The plaintiff succeeded in proving his case with sufficient evidence.
The plaintiff succeeded in proving his case with sufficient evidence.
Supporting Evidence
By producing Ext. A1 to A8 and by deposing in tune with the plaint averments in the affidavit, the plaintiff has succeeded in proving his case.
Judgment Evidence:
In the result, the suit is decreed as follows: The plaintiff is entitled to realise an amount of Rs.84,235.65/- (Rupees Eighty Four Thousand Two Hundred Thirty Five and Paise Sixty Five Only) together with interest at the rate of 6% per annum from the date of the suit till the realization.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank Kannanalloor Branch
- Relation
- Represented by
- Party Role
- Defendant
- Party Name
- Johnkutty
- Party Age
- 76
- Relation
- S/o
Plaintiffs Documents
Ext. A1 is the application for agricultural advances dated 26/02/2020, Ext.A2 is the Loan Sanction intimation dated 07/03/2020, Ext.A3 is the memorandum of agreement dated 07/03/2020, Ext. A4 is the acknowledgment of debt and security of borrower dated 13/12/2022, Ext.A5 is the office copy of legal notice dated 22/06/2024.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- A Abdul Khalam
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Niveditha P
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Jayasree K
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The plaintiff is entitled to realize an amount of Rs.84,235.65 together with interest.
Evidence:
Hence, the plaintiff is entitled to the relief as prayed for.
Documents & Evidence
Document Type:
Application for Agricultural advances
Submitted By:
Plaintiff
Relevance:
This document was submitted to demonstrate the request for financial assistance.
Reference:
Ext.A1
Document Type:
Loan Sanction Intimation
Submitted By:
Plaintiff
Relevance:
This document confirms the approval of the loan amount to the defendant.
Reference:
Ext.A2
Document Type:
Memorandum of Agreement
Submitted By:
Plaintiff
Relevance:
This document outlines the terms of the loan agreement between the plaintiff and the defendant.
Reference:
Ext.A3
Document Type:
Acknowledgment of Debt & Security of Borrower
Submitted By:
Plaintiff
Relevance:
This document shows the defendant's acknowledgment of the outstanding debt.
Reference:
Ext.A4
Document Type:
Office copy of legal notice
Submitted By:
Plaintiff
Relevance:
This document is the notice sent to the defendant requesting repayment.
Reference:
Ext.A5
Document Type:
Postal receipt
Submitted By:
Plaintiff
Relevance:
This document serves as proof of sending the legal notice.
Reference:
Ext.A6
Document Type:
Statement of Account for the period from 7.3.2020 – 20.6.2024
Submitted By:
Plaintiff
Relevance:
This document provides the breakdown of the loan and repayments over time.
Reference:
Ext.A7
Document Type:
Copy of Power of Attorney
Submitted By:
Plaintiff
Relevance:
This document designates authority to represent the plaintiff bank in this case.
Reference:
Ext.A8
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kollam
State
Kerala
Court Establishment
Munsiff Court Kollam
Common Reasons
Recovery of money
Case Code
Case between Kerala Gramin Bank Kannanalloor Branch vs Johnkutty regarding realization of money
Case Code Year
Case between Kerala Gramin Bank Kannanalloor Branch vs Johnkutty regarding realization of money