Case Summary
The plaintiff bank is seeking the repayment of an agricultural loan given to the wife of the defendant, who has since passed away. The suit was filed after the defendant failed to comply with repayment notices.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Rs. 46,005/- with interest at the rate of 6% per annum from the date of suit till the date of realization with costs.
Case Type
Civil Suit
Final Judgment
No
The suit is decreed in favor of the plaintiff, allowing them to recover the due amount along with interest.
Why Plaintiff Won:
Losing Side's Weaknesses:
Supporting Evidence
By producing Ext. A1 to A10 and by deposing in tune with the plaint averments in the affidavit, the plaintiff has succeeded in proving him case.
Judgment Evidence:
In the result, the suit is decreed as follows: The plaintiff is entitled to realise an amount of Rs. 46,005/- (Rupees Forty Six Thousand and five Only) with interest at the rate of 6% per annum from the date of suit till the date of realisation with costs from the defendant and his assets.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank
- Relation
- Represented By
- Party Role
- Defendant
- Party Name
- Sundareshan
- Party Age
- 69
Plaintiffs Documents
Application for agricultural Advances dated 07/09/2020, Loan sanction communication dated 09/09/2020, Memorandum of agreement for agricultural loans dated 09/09/2020, Acknowledgment of debt dated 31/08/2022, Office copy of demand notice dated 29/08/2024, Postal receipt dated 29/08/2024, Office copy of demand notice dated 12/11/2024, Postal receipt dated 12/11/2024, Statement of account for the period from 01/01/1976 to 26/08/2024, Copy of General Power of Attorney dated 01/04/2014.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- A.Abdul Khalam
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Jayasree.K
- Appearance Type
- Assisting Counsel
- Party Role
- Plaintiff
- Advocate Name
- Aadithya Lashmi
- Appearance Type
- Assisting Counsel
- Party Role
- Plaintiff
- Advocate Name
- Niveditha P.
- Appearance Type
- Assisting Counsel
- Party Role
- Defendant
- Advocate Name
- Nil
- Appearance Type
- Case between Kerala Gramin Bank et al vs Sundareshan regarding realization of money. > Case advocates
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff is entitled to recover the sum of Rs. 46,005/- along with interest.
Evidence:
The plaintiff is entitled to realise an amount of Rs. 46,005/- (Rupees Forty Six Thousand and five Only) with interest at the rate of 6% per annum from the date of suit till the date of realisation with costs from the defendant and his assets.
Documents & Evidence
Document Type:
Application for Agricultural advances
Submitted By:
Plaintiff
Relevance:
This document initiated the loan request process.
Reference:
Ext.A1
Document Type:
Loan Sanction communication
Submitted By:
Plaintiff
Relevance:
This document confirms the loan was sanctioned.
Reference:
Ext.A2
Document Type:
Memorandum of agreement for agricultural loans
Submitted By:
Plaintiff
Relevance:
This document outlines the terms of the loan agreement.
Reference:
Ext.A3
Document Type:
Acknowledgment of Debt
Submitted By:
Plaintiff
Relevance:
This document acknowledges the debt incurred by the borrower.
Reference:
Ext.A4
Document Type:
Office copy of demand notice
Submitted By:
Plaintiff
Relevance:
This document served as a formal demand for repayment.
Reference:
Ext.A5
Document Type:
Postal receipt
Submitted By:
Plaintiff
Relevance:
Proof of delivery of the demand notice.
Reference:
Ext.A6
Document Type:
Office copy of demand notice
Submitted By:
Plaintiff
Relevance:
This document is another demand notice sent for repayment.
Reference:
Ext.A7
Document Type:
Postal receipt
Submitted By:
Plaintiff
Relevance:
Proof of delivery of the second demand notice.
Reference:
Ext.A8
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
This document details the account transactions.
Reference:
Ext.A9
Document Type:
Copy of General Power of Attorney
Submitted By:
Plaintiff
Relevance:
This document grants the power to handle legal matters concerning the claim.
Reference:
Ext.A10
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kollam
State
Kerala
Court Establishment
Munsiff Court Kollam
Common Reasons
Non-payment of rent
Case Code
Case between Kerala Gramin Bank et al vs Sundareshan regarding realization of money.
Case Code Year
Case between Kerala Gramin Bank et al vs Sundareshan regarding realization of money.