Case Summary
The case involves Kerala Gramin Bank seeking repayment of a loan extended to the defendants for educational purposes. The defendants failed to repay the loan amount despite numerous reminders.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
The defendants are ordered to pay Rs 8,04,368 with interest and costs.
Case Type
Civil Suit
Final Judgment
No
The court ordered the defendants to pay Kerala Gramin Bank the sum of Rs 8,04,368, along with interest and costs.
Why Plaintiff Won:
The defendants failed to provide any evidence or written statement, allowing the plaintiff's claims to stand unchallenged.
The defendants failed to provide any evidence or written statement, allowing the plaintiff's claims to stand unchallenged.
Losing Side's Weaknesses:
The defendants failed to provide any evidence or written statement, allowing the plaintiff's claims to stand unchallenged.
The defendants failed to provide any evidence or written statement, allowing the plaintiff's claims to stand unchallenged.
Supporting Evidence
Even though the defendants filed IA 1/2022 seeking condonation of delay in filing written statement, the same was dismissed...
Judgment Evidence:
In view of the finding on the first, second and third issues, it is hereby ordered that the defendants do pay to the plaintiff the sum of Rs 8,04,368...
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank, Chengottukavu Branch
- Relation
- Represented by
- Party Role
- Defendant
- Party Name
- Deepasree
- Party Age
- 32
- Relation
- D/o
- Party Role
- Defendant
- Party Name
- Krishnan
- Party Age
- 65
- Relation
- S/o
Plaintiffs Documents
Education Loan Agreement, Acknowledgment of debt
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Sri.Anil. G
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Sri. Gireesh.P
- Appearance Type
- Main Counsel
- Party Role
- Defendant
- Advocate Name
- Sri. A. Vinod Kumar
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Ordered that the defendants do pay to the plaintiff the sum of Rs 8,04,368 with interest.
Evidence:
It is hereby ordered that the defendants do pay to the plaintiff the sum of Rs 8,04,368 (Rupees Eight Lakhs Four Thousand Three Hundred and Sixty Eighty Only)...
Documents & Evidence
Document Type:
Education Loan Agreement
Submitted By:
Plaintiff
Relevance:
Proves that the first and second defendants had indeed availed a loan for a sum of Rs 2,40,000/- from the plaintiff bank.
Reference:
Ext A1
Document Type:
Acknowledgment of Debt
Submitted By:
Plaintiff
Relevance:
Acknowledgment by the defendants that a sum of Rs 2,40,000/- has been sanctioned on 16/8/2008.
Reference:
Ext A2
Document Type:
Acknowledgment of Debt
Submitted By:
Plaintiff
Relevance:
Acknowledgment by the defendants that a sum of Rs 2,40,000/- has been sanctioned on 16/8/2008.
Reference:
Ext A3
Document Type:
Acknowledgment of Debt
Submitted By:
Plaintiff
Relevance:
Acknowledgment by the defendants that a sum of Rs 4,48,174/- exclusive of interest from 16/11/2016 is due and outstanding.
Reference:
Ext A4
Document Type:
Acknowledgment of Debt
Submitted By:
Plaintiff
Relevance:
Acknowledgment by the defendants that a sum of Rs 6,29,534/- exclusive of interest from 1/3/2019 is due and outstanding.
Reference:
Ext A5
Document Type:
Account Statement
Submitted By:
Plaintiff
Relevance:
Proves the amount of Rs 7,91,680/- as due from the defendants as on 13/10/2020.
Reference:
Ext A7
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kozhikode
State
Kerala
Court Establishment
Commercial Court, Koyilandy
Common Reasons
Non-payment of rent
Case Code
C.S.
Case Code Year
2023