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O.S. No. 476/2020

Case between K Balaji et al vs Bajaj Finance Ltd et al regarding declaration of loan agreement as null and void

Court
COURT OF MUNSIFF, ERNAKULAM
Judge
Smt. Needi.K. Dinamany
Order Date
2025-06-12
Duration

Judgement document from eCourt website

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Case Summary

K Balaji and Sandyasri Balaji are challenging the validity of a loan agreement with Bajaj Finance Ltd. They claim the agreement is forged and seek a declaration that it is null and void. The court found the suit to be properly valued.

Judgment Outcome

Plaintiff Won
Interim Order
The court determined that the valuation of the suit was proper and answered the issue in favor of the plaintiffs.
Judgment Favored
Plaintiff
Relief Granted
Case Type
Civil Suit
Final Judgment
No
Why Plaintiff Won:
The court found the suit to be properly valued.

Judgment Evidence:

In the result, the suit is found to be properly valued. Hence issue is answered in favour of plaintiff.

Parties Involved

Plaintiffs

K Balaji (43 years) Sri Balaji, Vayaskara Hills, Kacherikadavu, Kottayam – 686001 Sandyasri Balaji (39 years) Sri Balaji, Vayaskara Hills, Kacherikadavu, Kottayam – 686001

Defendants

Bajaj Finance Ltd. (Age not specified years) Corporate Office, 4th Floor Bajaj Finserv, Registered Office, Mumbai – Pune Road, Akurdi, Pune, Maharashtra - 411014 Branch Manager, Bajaj Finance Ltd. (Age not specified years) Branch Office, 3rd Floor, D D Towers, Kaloor – Kadavanthra Road, Kaloor, Cochin- 682017

Reliefs

Relief Type: Declaration
Outcome: Granted
Description:
Declaration that the loan agreement and arbitral award are null and void.
Evidence:
Hence satisfied from the above discussion that the court fee is to be computable under S.25(d)(ii) of the Act. Hence, suit is found to be properly valued.
Relief Type: Injunction
Outcome: Granted
Description:
Consequential injunction regarding the loan agreement.
Evidence:
The plaintiffs sought for a consequential injunction regarding the loan agreement.

Documents & Evidence

Document Type: Loan Agreement
Submitted By: Plaintiff
Relevance:
The court discussed the validity of the loan agreement dated 29.10.2017 produced before the court.
Reference:
null
Document Type: Arbitral Award
Submitted By: Plaintiff
Relevance:
The court evaluated the arbitral award dated 26.04.2009 in the context of the plaintiffs' claims.
Reference:
null

Quick Facts

Location
Ernakulam
Case Filed
Outcome Confidence
90%

Involved Entities

Private Individual

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