Case Summary
The Canara Bank filed a suit against Shajana.S. and Seena Shahal for the recovery of a defaulted education loan. The defendants failed to repay the loan amount and were absent during the proceedings.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Realisation of an amount of Rs.2,98,011.01 with interest
Case Type
Civil Suit
Final Judgment
No
The court decreed in favor of the plaintiff, ordering the defendants to pay the outstanding loan amount along with interest and costs.
Why Plaintiff Won:
Plaintiff proved the claim with documentary evidence and the defendants did not present a defense.
Plaintiff proved the claim with documentary evidence and the defendants did not present a defense.
Losing Side's Weaknesses:
Plaintiff proved the claim with documentary evidence and the defendants did not present a defense.
Plaintiff proved the claim with documentary evidence and the defendants did not present a defense.
Supporting Evidence
The oral and documentary evidence adduced from the side of plaintiff bank clearly establishes that the defendants are indebted to the plaintiff bank...
Judgment Evidence:
In the result, the suit is decreed with costs as follows:- The plaintiff is entitled to realise an amount of Rs.2,98,011.01/- (Rupees Two Lakh Ninety Eight Thousand Eleven and One Paise only) with interest...
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- The Canara Bank
- Relation
- Represented by
- Party Role
- Defendant
- Party Name
- Shajana.S.
- Party Age
- 26
- Relation
- D/o
- Party Role
- Defendant
- Party Name
- Seena Shahal
- Party Age
- 52
- Relation
- W/o
Plaintiffs Documents
Authorization Letter, Loan Application, Education Loan Agreement, Legal Notice, Postal Receipts, Statement of accounts
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Ajith.A.Khader
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Jasmine.M.
- Appearance Type
- Assisting Counsel
- Party Role
- Defendant
- Advocate Name
- Suba S. Pillai
- Appearance Type
- Main Counsel
- Party Role
- Defendant
- Advocate Name
- Aji Vasavan
- Appearance Type
- Assisting Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The plaintiff seeks to recover an amount of Rs.2,98,011.01 from the defendants.
Evidence:
Hence, the suit is decreed with costs as follows:- The plaintiff is entitled to realise an amount of Rs.2,98,011.01/- (Rupees Two Lakh Ninety Eight Thousand Eleven and One Paise only) with interest at the rate of 10.7% per annum from the date of the suit till the date of decree and at the rate of 6% per annum from the date of decree till realisation.
Documents & Evidence
Document Type:
Authorization letter
Submitted By:
Plaintiff
Relevance:
This document supports the plaintiff's claim by establishing the authority of the representative.
Reference:
Ext.A1
Document Type:
Loan Application
Submitted By:
Plaintiff
Relevance:
This document provides evidence of the loan requested by the defendants.
Reference:
Ext.A2
Document Type:
Education Loan Agreement
Submitted By:
Plaintiff
Relevance:
This document outlines the terms of the education loan that the defendants agreed to.
Reference:
Ext.A3
Document Type:
Legal Notice
Submitted By:
Plaintiff
Relevance:
This document shows that the plaintiff notified the defendants about their default.
Reference:
Ext.A4
Document Type:
Postal receipt
Submitted By:
Plaintiff
Relevance:
This document serves as proof of sending the legal notice to the first defendant.
Reference:
Ext.A5
Document Type:
Legal Notice
Submitted By:
Plaintiff
Relevance:
This document provides evidence that the second defendant was also informed about the default.
Reference:
Ext.A6
Document Type:
Postal receipt
Submitted By:
Plaintiff
Relevance:
This document provides proof of sending the legal notice to the second defendant.
Reference:
Ext.A7
Document Type:
Statement of Accounts
Submitted By:
Plaintiff
Relevance:
This document details the financial status of the loan including outstanding amounts.
Reference:
Ext.A8
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kollam
State
Kerala
Court Establishment
Munsiff Court Kollam
Common Reasons
Non-payment of rent
Case Code
Case between The Canara Bank vs Shajana.S. et al regarding Realisation of Money
Case Code Year
Case between The Canara Bank vs Shajana.S. et al regarding Realisation of Money